Tahapan Gold

Ensuring business continuity and transaction credibility

Why Tahapan Gold?

Complete detail transactions

Ease of business transaction management with detail and complete transaction

Flexible

Appointee service which enable customer to appoint 2 trusted people to make transaction

Automatic

Automatic online transfer from Tahapan Gold to current account, thus insufficient fund can be covered immediately

Tahapan Gold

About Important Information Fees, Limits and Interest rate Get the Service

Tahapan Gold

Saving for entrepreneur with additional feature that can accommodate every requirement in accordance with the business

Benefit

Practical
Smaller size passbook.
Tailored Service
Actual information about business transaction through SMS or email

Important Information

  • Interest rate fluctuations can be occurred following market development
  • Keep your PIN confidential and ensure that Paspor BCA card doesn’t transfer its ownership

Fees, Limits & Interest Rates


Tahapan Gold

To accommodate its customer’s needs, BCA provides competitive limits and fees for each product and service. View the limits and fees for Tahapan Gold below.

Interest Rates

Balance (IDR)

Interest Rates (% p.a)

 < 10,000,000 0.00
 ≥ 10,000,000 - < 50,000,000 0.01
 ≥ 50,000,000 - < 500,000,000 0.01
 ≥ 500,000,000 - < 1,000,000,000 0.02
 ≥ 1,000,000,000 0.05

Effective : October 1st 2022

Placement

  • The nominal placement starts from Rp10,000,000

Fees

  • Income Tax Fee: 20% of the nominal interest.
  • Every customer who makes a large cash withdrawal (with a value more than or equal to Rp100,000,000) is required to give a 1-day notice. Failure to give such notice, the customer will be charged a fee of Rp100,000
  • Monthly administration fee and penalty are as follows:
  • Types of Cards

    Administration Fee

    Penalty Fee*

    Master Card

    Blue Paspor

    Rp15,000

    Rp25,000

    Gold Paspor

    Rp17,000

    Platinum Paspor

    Rp20,000

    GPN

    Blue Paspor

    Rp14,000

    Rp25,000

    Gold Paspor

    Rp16,000

    Platinum Paspor

    Rp19,000

    *Penalty fee will be imposed if the average balance does not meet the monthly minimum balance.

  • Interbank transaction fees at each ATM Network:
  • Types of Transactions

    ATM BCA

    Prima & GPN

    Mastercard

    Balance Check

    Free

    Rp4,000

    Rp5,000

    Cash Withdrawal

    Free

    Rp7,500

    Rp25,000

    Interbank Transfer*

    Rp6,500

    Rp6,500

    -

    Rejected Transaction

    Free

    Rp3,500

    Rp5,000

    * ATM BCA is supported by BI Fast menu with interbank transfer fee of IDR2,500

  • Remittance fees between banks are as follows:
  • Description

    Online

    LLG

    RTGS

    BI Fast

    Via BCA Branch

    -

    IDR2,900

    IDR30,000

    -

    Via BCA mobile

    IDR6,500

    -

    -

    IDR2,500

    Via Internet Banking

    IDR6,500

    IDR2,900

    IDR25,000

    IDR2,500

    Note: remittance cancellation will incur a fee of Rp10,000

  • Transfer fees between BCA accounts in another city or with a note via a BCA branch office are subject to a fee of Rp2,000
  • See Outward Remittance (OR) fees on https://www.bca.co.id/id/Individu/layanan/pengiriman-uang/Remittance/Outward-Remittance.
  • Account closing fee: Rp50,000
  • Card manufacturing/replacement fees:
  • Types of Cards

    Card Manufacturing/Replacement Fee

    Blue Paspor

    Rp10,000

    Gold Paspor

    Rp15,000

    Platinum Paspor

    Rp20,000

  • Passbook replacement/lost fee Rp5,000

BCA Debit Transaction Fees Overseas

Further information about BCA Debit transaction overseas, please click here

Limit

Description

Blue

Gold

Platinum

Interbank Transfer 3) IDR 15.000.000 IDR 20.000.000 IDR 25.000.000
Cash Deposit 6) IDR 50.000.000  IDR 80.000.000  IDR 100.000.000 
Cash Withdrawal IDR 10.000.000 IDR 10.000.000 IDR 10.000.000
EDC
Debit BCA 5) IDR 50.000.000 IDR 75.000.000 IDR 100.000.000
Mobile Banking
Transfer between BCA account 3) Mastercard/GPN IDR 50.000.000 IDR 75.000.000 IDR 100.000.000
Other than Mastercard dan GPN IDR 50.000.000 IDR 75.000.000 IDR 100.000.000
Other (for all card type)
Via Internet Banking IDR 500.000.000
Via myBCA IDR 300.000.000
Last Change: 31 August 2021
1) The limit for cash withdrawals using an ATM card or Cardless on BCA mobile is a combined limit
2) Transfer Transaction Limit is a combined limit with the transfer limit at m-BCA
3) This limit is separate from the rupiah transfer limit
4) Payment limit with Debit BCA becomes one with cash withdrawals at merchants and Top up Flazz at EDC (separate from limits for cash withdrawals at ATM)
5) The limit for cash deposit transactions using an ATM card or Cardless service on BCA mobile is a combined limit
6) Valid from 7 July 2021 - 31 January 2022 

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