By visiting this site , you have agreed the using of cookies .
Simplifies your banking experience
Easier transactions using BCA ID
Open deposito account online
Integrated banking service
myBCA
myBCA
Simplify your banking experiences with one single User ID, called BCA ID. myBCA can be accessed through either application within smartphone or through desktop website
How to Access myBCA
Available on either iOS or Android Operation System (OS) based smartphones, and can be accessed via desktop at https://mybca.bca.co.id
List of features :
Transactional
Flazz
Conveniently check your Flazz balance, last 10 transactions, and top up through your smartphone's Near Field Communication (NFC)
Foreign Exchange Transactions
Users can make fund transfer to BCA Saving Account in 8 foreign currencies.
Welma
Customers can invest mutual fund, primary market bonds and secondary market bonds
Payment purchase
Users can make bill payments and purchase refill products
Cardless
Cash deposit and cash withdrawal without card
QRIS*
Users can make payments by scanning a QR code within the QRIS network
Transfer to BCA Virtual Account
Users are able to conduct fund transfer to their BCA Virtual Account
Transfer to BCA Saving Account
Users can make fund transfer to their BCA Saving Account
Opening e-Deposito account
Able to create a new opening e-Deposito account
Transfer to Sakuku
Users are able to make fund transfer to Sakuku
Transfer to Other Banks (LLG, RTGS, Online and BI FAST)
Users are able to make fund transfer to other banks through either LLG, RTGS services, Online and BI FAST.
Transfer Proxy Address
Users can transfer to BCA and other bank accounts by using their registered mobile number or email as the alias of the account number for the transfer
KPR Instant Top up*)
Debitur KPR BCA dapat melakukan top-up kredit atas KPR yang sudah berjalan
Administrative
Credit Card Settings
Users can activate credit cards, create new PIN, request new limit, and control transaction types for their credit cards.
Debit Card Settings
Users can view card details, control transaction types, set limits and block their debit cards.
Underlying Document
Users can upload underlying documents and make foreign exchange transaction using underlying documents that have been approved by BCA.
Registration SID
Customers can register investor indentity or investor identification (SID)
BCA ID Registration
Users are able to create new BCA ID
Change Password, Change Email, Change Transaction PIN
Users are able to change their BCA ID password, BCA ID email and Transaction PIN
BCA ID Personalization
Users are able to choose accounts to be connected to BCA ID and arranged them under BCA ID
Proxy Address
Users can create/delete aliases for interbank transfers using their registered mobile number or email
Biometric
MyBCA users can activate the biometric feature for login to myBCA on mobile
Informational
Investment Portfolio
Customers can check and manage investment portfolio
Credit Card
Customers can check limits, transactions, and credit card bills
Reward
Check BCA Reward
Notifications
Users can get notifications about information and promotions that are being offered
e-Statement
Users can download and view e-Statements for Savings, Current Accounts and Credit Cards
Balance Information
Displaying balance of saving account and RDN account that users have
Scheduled Transaction
Scheduled transaction created by BCA ID will appear for users to see
Transaction Histories
Showing transaction histories that created by BCA ID
Mutation Account Information, Deposit Account Information and Tahapan Berjangka
Displaying mutation information about account saving and RDN, Deposit Account and Tahapan Berjangka that users possess
Exchange Rate Information
Showing information about Exchange Rate
*Temporarily available for Android users
Fees and Limits Transaction
myBCA Transaction Authorization
The website version of myBCA transaction authorization is done using KeyBCA (Hard Token), meanwhile, the mobile version uses myBCA transaction PIN.
The following myBCA transfer fees are charged and follow the provisions applicable in KlikBCA Individu. The details of the fee amount per transaction are as follows:
Types of Transaction |
Service |
Fee |
|
BI-FAST |
IDR 2,500 |
LLG |
IDR 2,900 |
|
RTGS |
IDR 25,000 |
|
Online |
IDR 6,500 |
These costs include fees charged by Bank Indonesia in the amount of:
Notes: Transaction fees include VAT
Secondary Market Bond Transaction Fees*
ORI/ SR | |
Tax |
10% |
Minimum purchase |
IDR 1,000,000 |
Multiples |
IDR 1,000,000 |
Secondary Market Transaction Fees |
IDR 27,750 |
FR/ PBS | |
Tax |
10% |
Minimum purchase |
IDR 100,000,000 |
Multiples |
IDR 100,000,000 |
Secondary Market Transaction Fees |
IDR 27,750 |
INDON/ INDOIS |
|
Tax |
0% |
Minimum purchase |
USD 30,000 |
Multiple |
USD 10,000 |
Secondary Market Transaction Fees |
IDR 49,950 |
Notes:
*Secondary Market Transaction Fees include VAT
* Information is subject to change at any time in accordance with the provisions of the Ministry of Finance.
Secondary Market Mutual Funds & Bonds Transaction Limit*
Types of Transactions | Currency | Limit (per BCA ID per day) |
Purchase of Secondary Market Mutual Funds & Bonds |
IDR |
IDR 2,000,000,000 |
USD |
USD 160,000 |
Valid from 1 October 2021
Notes:
*Selling Limit/Early Redemption is according to customer ownership.
*Secondary Market Mutual Funds & Bonds transaction limit is the combined limit per day per BCA ID.
Transfer to Other Personal Accounts
Types of Transaction | Transaction Limit per Day per BCA ID |
Rupiah to Rupiah |
Minimum IDR 1 and Maximum Unlimited |
Rupiah to Foreign Currency |
Minimum IDR 10,000 and Maximum Unlimited |
Foreign Currency to Rupiah |
|
Foreign Currency to Foreign Currency |
Transfer Between BCA Accounts*
Types of Transaction | Minimum Transaction | Transaction Limit per Day per BCA ID |
Rupiah to Rupiah |
IDR 1 |
Combined Limit* IDR300,000,000 |
Rupiah to Foreign Currency |
IDR 10,000 |
|
Foreign Currency to Rupiah |
Combined Limit* IDR 300,000,000 |
|
Foreign Currency to Foreign Currency |
Interbank Transfer
Types of Transaction | Minimum Transaction | Limit per Transaction |
BI-FAST |
IDR 10,000 |
Interbank Transfer Limit** IDR 150,000,000 |
LLG |
IDR 10,000 |
|
RTGS |
IDR 100,000,001 |
|
Online |
IDR 10,000 |
IDR 50,000,000 |
Transfer to Sakuku |
Follow the applicable Sakuku provisions |
|
Transfer to BCA Virtual Account |
Follow the applicable Virtual Account provisions here |
Other Transaction Limit
Types of Transaction | Transaction Limit per Day per BCA ID |
MPM QRIS Transaction*** |
IDR 25,000,000 |
KPR Instant Top Up Limit**** |
20% of the initial ceiling of the existing KPR BCA loan |
Cardless Cash Withdrawal Limit***** |
IDR 15,000,000 |
Cardless Cash Deposit Limit***** |
IDR 100,000,000 |
Notes:
Transaction limit is the minimum and maximum amount per transaction. The following is the limit per transfer applicable on myBCA:
* Transfer transactions between BCA account outside of your account will follow the combined limit per day per BCA ID of IDR 300,000,000
** Interbank Transfer Limit is an integral part of the combine limit per day per BCA ID. If the customer makes an interbank transfer, it will reduce the interbank transfer limit and the combined limit.
*** The transaction limit using QRIS is a maximum of IDR10,000,000 per transaction, with a daily limit of IDR 25,000,000 for one BCA ID
**** Top up limit using KPR Instant Top Up is a minimum of IDR 10,000,000 per withdrawal, with a maximum total limit of 20% of the initial ceiling of the existing KPR BCA loan (but not exceeding IDR 1,000,000,000, whichever is the lowest)
***** Transaction limit and denomination of myBCA Cardless Cash Withdrawals and Deposits through ATMs adhere to existing cash withdrawal and deposit transaction limit provisions of ATM/ATM STAR BCA.
Terms & Conditions
TERMS AND CONDITIONS FOR myBCA
PT. BANK CENTRAL ASIA, Tbk
In the event BCA is unable to process any instruction from the Customer, whether partially or wholly due to events or causes beyond the control or capability of BCA, including but not limited to natural disasters, war, riots, equipment/systems/transmission breakdown, power failures, telecommunication disruption, government policy prohibiting BCA from providing services through myBCA, as well as any other events or causes beyond the control and capability of BCA, the Customer hereby releases BCA from all claims of any kind in connection therewith.
Get the Service
Which funds products can be linked to BCA ID that can be accessed through myBCA?
Funds products that can be linked to BCA ID include:
Can a joint account be linked to BCA ID?
What data is required for BCA ID registration?
The data needed for registration on myBCA website/application is BCA ID, BCA ID’s password, email address, and ATM BCA card numbers.
Customers must have a registered mobile number for e-banking and own at least one BCA savings account.
What data is required to verify other channels (m-BCA and KlikBCA Individu)?
The KlikBCA Individu data needed for BCA ID registration on myBCA web is User ID and PIN for KlikBCA Individu. As for m-BCA, the data needed for registration on myBCA mobile is m-BCA PIN.
How to get myBCA a financial status?
Customers can apply for KeyBCA facilities for the website version of myBCA. Specifically for myBCA app, all features will be made available if myBCA app uses a mobile number that is also registered with m-BCA and has financial status. Customers can also apply for financial status activation for e-Banking mobile number at the nearest BCA branch.
What happens when a customer enters wrong BCA ID password three times?
Their BCA ID will be locked and they will not be able to access myBCA website and application. Customers can call HaloBCA to unlock their BCA ID, then access the Reset Password menu on myBCA to create a new password.
What happens when a customer enters wrong Transaction PIN three times?
How to activate BCA ID?
Customers can activate the BCA ID through the link sent to the customer’s email. The activation link is valid for 24 hour. If the customer does not activate the BCA ID within 24 hour, then the BCA ID will be automatically deleted and they can make a new BCA ID again using the same email.
How do I connect my account with BCA ID?
Upon the initial login, customers will personalize their BCA ID account to set which accounts to manage and use for transactions with the BCA ID. Customers can mark the accounts or products they wish to connect with the BCA ID.
Furthermore, customers can set BCA ID Account Personalisation on the Settings menu, select Personalise BCA ID Account.
When can a customer open e-Deposits?
Currently, the opening of e-Deposit account can only be done on weekdays, from 07.00 to 20.30 WIB.
What to do when my e-Banking phone number cannot be used for BCA ID registration?
Check again and make sure the phone number used has been registered as the e-Banking phone number. If not, the customer must to register such number at an ATM or BCA branch.
#KapanAjaBisa Bayar dan Isi Ulang di myBCA
Anda akan meninggalkan BCA.co.id
Dengan mengklik ‘Lanjutkan’, Anda akan diarahkan menuju website di luar www.bca.co.id yang tidak terafiliasi dengam BCA dan mungkin memiliki tingkat sekuriti yang berbeda. BCA tidak bertanggung jawab dan tidak mendukung, menjamin, mengendalikan konten, mengendalikan ketersediaan dan perspektif atas produk-produk atau layanan-layanan yang ditawarkan atau dinyatakan oleh website tersebut.