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Outward Remittance

Faster, easier, and safer foreign exchange transfers

Why Outward Remittance?

16 Currencies

Competitive rate and fee for 16 foreign currency: AUD, CAD, CHF, DKK, EUR, GBP, HKD, JPY, CNH, SAR, SEK, SGD, NZD, USD, THB & MYR

Value Today

Same day fund arrival in the receiver bank

Full Amount

Received funds in exact amount without deductions

Outward Remittance

Outward Remittance

Foreign currency transfer service for personal needs both from within and outside the country with various conveniences and benefits.


Supported with extensive network of correspondent banks around the world
Easy foreign exchange transfers through BCA branches across Indonesia and internet banking
Guaranteed and protected funds in doing foreign exchange transfers around the world

Important Information

Outward Remittance Options

Local Currency Settlement

Easy and beneficial foreign exchange transaction services to Japan, Malaysia and Thailand using local currencies IDR, JPY, MYR, Ringgit, and THB for trading transactions


  • Easy and beneficial foreign exchange transaction services to Japan, Malaysia and Thailand using local currencies IDR, JPY, MYR, Ringgit, and THB for trading transactions
  • Can be used for payment for trade of goods for LCS MYR and payment for trade of goods and services for LCS JPY dan THB
  • Can be used for transfer for income and/or direct investment (only for LCS JPY and THB)

Syarat dan Ketentuan

  • JPY, MYR, and THB can only be addressed to the country of origin of the currency (e.g. JPY to Japan, MYR to Malaysia)
  • IDR currency can only be addressed to ACCD Bank *) in Malaysia and Thailand
  • Submit supporting documents for all nominal per transaction (especially LCS MYR and IDR)
  • Submit supporting documents for a nominal THB purchase above the equivalent of USD 200,000 per transaction (only for LCS THB)
  • Submit supporting documents for a nominal JPY purchase above the equivalent of USD 25,000 per transaction (only for LCS JPY)
  • Transaksi dilakukan melalui kantor cabang BCA

*) ACCD Bank (Appointed Cross Currency Dealer Bank) is a bank appointed by the central bank to implement LCS

BCA Full Payment

Foreign exchange transfer services that are received in full amount without deduction by the recipient at a competitive rate. Currently, the foreign currencies available by BCA Full Payment are: USD, SGD, HKD, AUD, and others. For every BCA Full Payment transaction, customer is entitled to a reward of the New Logo Flazz Card with a balance of IDR 25,000 for the period of January until June 2021 (valid while stock last).

Terms and Conditions

  • Using the same currency with the destination country (for example, USD transfers to the United States)
  • Funds are received in exact amount by the recipient
  • Maximum transfer nominal is equivalent to USD 25,000 per transaction
  • Recipient bank's local clearing code information are required
  • Details for the recipient's address for delivery to America and Australia (City, Zip Code, and State) are required
  • The transaction is executed on a non-value basis today
  • Transactions are made through the BCA branch office
Transaction Currency Destination Country Beneficiary Account Number Local Clearing Code Beneficiary Address Details
USD United States Max. 17 characters ABA Number (Electronic/ACH) 9 characters City, Postal Code, State
SGD Singapore Max. 11 characters Sorting Code 7 characters -
AUD Australia Max. 9 characters BSB Number 6 characters City, Postal Code, State
HKD Hong Kong Max. 9 characters Routing Code 6 characters -
DKK Denmark Max. 14 characters (no IBAN) Bank Code 4 characters -
GBP United Kingdom Max. 11 characters (not IBAN) Sorting Code 6 characters -
CAD Canada Max. 12 characters Routing Number 9 characters -
NZD New Zealand Max. 10 characters Clearing Code 6 characters -

Notes: Full Payment transactions cannot be transferred to Virtual Account Number.

For further information of Local Clearing Code List for the currencies of USD, SGD, and HKD, please click in the link below:

Disclaimer: We recommend you to confirm the applicable Local Clearing Code with the beneficiary prior conducting a transaction. We are not responsible for the accuracy, completeness, and validity of information regarding the Local Clearing Code available mentioned on each site above. Any reliance and decisions made based on such information is at your sole risk and full responsibility.

AUD Remittance

  • AUD Full Amount
  • AUD transfer service with AUD to all banks in Australia on a Full Amount basis with light fee
  • AUD Today
  • AUD transfer to Australia until 13.00 and can be received on the same day to ANZ Bank, NAB, Commonwealth Bank


Outward Remittance transaction services in more than 100 foreign currencies (excluding the existing 14 foreign currencies), where the delivery is made by BCA in USD currency and will received by the recipient in the local currency of the destination country.

FX Rate is referred to the daily rate of Multicurrency. Foreign Currency transfer in USD basis wired to respective currency country (i.e Taiwan Dollar to Taiwan).

Guaranteed Euro

Foreign exchange transfer services in euros to around the world and guaranteed to be received in full amount without deduction.

Terms and conditions

  • The sender must input the correct recipient's name, International Bank Account Number (IBAN), and BIC Code (Swift Code)
  • Transfer of money received in full without deduction (Full Amount)
  • Pay Full Amount fee of EUR 30 + Telex fee of IDR 50,000

China Today

Foreign exchange transfer service in dollar currency to banks in China delivered in same day. Get flexibility of transactions for the seven largest banks in China: Industrial and Commercial Bank of China, Bank of China, China Construction Bank, Agricultural Bank of China, Bank of Communications, China Merchants Bank, Shanghai Pudong Development Bank.

Terms and Conditions

  • Delivery must be received at the branch before 12.00 WIB
  • Enter the destination bank, bank address, beneficiary name, and beneficiary's account number completely, correctly and accurately
  • Transactions are made on working days in China and the United States

Yuan Remittance

Foreign exchange transfer services in Yuan currency to around the world

Terms and Conditions

  • The sender and receiver are individuals or companies
  • Information regarding SWIFT or the CNAPS (China National Advance Payment System) code or beneficiary bank clearing code in China must be stated
  • The recipient's bank address must be correct and accurate, complete with the name of the city and province
  • For individual recipients, must include kanji characters and local ID numbers or the sender provides a photocopy without recipient's identification (can only be done at branches)
  • For company beneficiaries, it must be registered in the RMB Trade Settlement Enterprises.
  • Transactions are made on working days in Tiongkok


  • Incomplete data and information provided by customers, or disruption of the bank system can cause delays and refusal of payments
  • Transfers are made to all countries in the world, except for countries subject to special sanctions from the relevant authorities

Foreign Currency Transfer Guideline

For guideline, please click the link here

Fees & Limits

Outward Remittance

To accommodate its customer’s needs, BCA provides competitive limits and fees for each product and service. View the limits and fees for Transfer of Funds.




Kiriman Uang dalam Valas
- Biaya Telex
   - Sumber dana selain BCA Dollar IDR 50.000
   - Sumber dana BCA Dollar IDR 50.000
- Melalui e-channel  IDR 35.000
- Sumber dana dalam mata uang sama (in lieu of exchange), kecuali Rupiah 0,125%
min USD 5     (eq.)
max USD 150 (eq.)
- Provisi in lieu dalam THB dan MYR USD 5 (eq.)
- Biaya Full Amount + USD 25 (eq.)
- Biaya Value Today IDR 30.000 (eq.)
Kiriman Uang dalam Rupiah ke Luar Negeri*
- Biaya Telex IDR   50.000
- Biaya Full Amount ke ACCD Bank IDR 200.000
BCA Full Payment
- Biaya Full amount USD 10 (eq.)
- Provisi in lieu USD 5   (eq.)
- Biaya Full amount USD 20 (eq.)
Demand Draft dalam Valas
- Biaya Telex
  - Sumber dana selain BCA Dollar IDR 50.000 (eq)
  - Sumber dana BCA Dollar IDR 50.000
- Sumber dana dalam mata uang sama (in lieu of exchange) 0,125%
min. USD 5     (eq.)
max. USD 150 (eq.)
- Batal Draft IDR   50.000
- Stop Payment Draft IDR 150.000
Outward Clean Collection
- Cheque dalam valas (min. amount USD 100 (eq.)) USD 30 (eq.)**
- Pengembalian Cheque (per item) USD 10 (eq.)  
*) Transaksi OR dalam rupiah hanya dapat dilakukan untuk transaksi LCS
**) Khusus cabang BCA Batam, biaya transaksi collection warkat dalam SGD, sebesar SGD 30




Pengajuan investigasi dilakukan sampai dengan 3 bulan sejak tanggal transaksi
IDR 150.000 (eq.)
Pengajuan investigasi dilakukan lebih dari 3 bulan sejak tanggal transaksi* IDR 500.000 (eq.)
Transaksi IR dalam Valas** USD 20 (eq.)
Transaksi IR dalam rupiah IDR 50.000
Koreksi siMoDIS (MT199 Koreksi dan Modul Bank) IDR 50.000
*) Transaksi OR meliputi inquiry, amendment, cancellation, dan request MT103, sedangkan transaksi IR meliputi request MT103
**) Meliputi inquiry, amendment, rejection, dan cancellation

Berlaku efektif per 16 Februari 2021




KU ke Rekening BCA Dalam Kota
- Tanpa Berita Gratis
- Dengan Berita 2.000
KU ke Rekening BCA Luar Kota (Dengan atau Tanpa Berita) 2.000
KU ke rekening bank lain
- LLG* 2.900
- RTGS 30.000
- Pembatalan Kiriman Uang 10.000
Keterangan: Jumlah dalam Rupiah (IDR)
RTGS: Real Time Gross Settlement System

* Per 1 September 2019 Nominal Transaksi Kiriman Uang (LLG) menjadi maksimal Rp 1 Milyar.

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