TabunganKu

Savings account to encourage saving culture

Why TabunganKu

Simple

Light deposit and free administration fee

Convenient

TabunganKu Passbook and Card as a proof of ownership

Light

Light deposit and free administration fee

TabunganKu

TabunganKu

TabunganKu is a special savings account for individuals with easy and simple requirements, issued together with Indonesian banks.

Important Information

  • TabunganKu transactions can be done at all BCA Branch Offices that service deposits, cash withdrawals, and transfers to BCA accounts. While the BCA ATM card functions for inquiry balances, cash withdrawals, cash deposits, transfers to BCA accounts, and PIN replacements.
  • TabunganKu products have limited features (deposits, cash withdrawals, balance checks and transfers at BCA Branch Offices and ATMs)
  • The number of debit transactions per month is only 4 times, if more then it will be charged per transaction

Requirements

  1. Account in Rupiah
  2. Can only be opened by individual Indonesian citizens
  3. Minimum balance on hold IDR20,000
  4. It is not allowed to open a joint account "AND" or "OR"
  5. Customers are only allowed to open 1 account, except for customers who open an account to represent the interests of minors (guardianship)
  6. Account status will become dormant if it is inactive for 6 consecutive months

Document Requirements

Age over 17 years old

  • Valid ID (KTP/Paspor)
  • NPWP (if any)

Age 12-17 years old

  • Student Card/Authorized Letter from school *)
  • Parent's valid ID (KTP/Paspor)
  • Parent's NPWP (if any)
  • Letter of Approval from parents for account opening
  • Customer Data Form (for one of parent's data) **)

Age below 12 years old ***)

  • One of parent's valid ID (KTP/Paspor)
  • Birth Certificate/Family Card/Child Identity Card
  • Parent's NPWP (if any)

*) If there is no Student Card/Authorized Letter from school available, must follow the opening requirement for age below 12 years old

**) If the parent don't have BCA account

***) Require the presence of one Parent/Guardian

Fees, Limits & Interest Rates

Interest rates


Balance(IDR)

Interest Rate (%pa)

 < 500,001

0

 500,001 - < 1,000,001

0.25

 ≥ 1,000,001

1


Effective: 01 May 2015

Fee


Description

Amount(IDR)

Minimum Initial Deposit

20,000

Setoran Minimum Selanjutnya

Rp10.000

Minimum Future Deposits

20,000

Book and Debit Card Replacement

Free

Cash withdrawal at branch *)

100,000

Account Closing Fee

20,000

Passive Account Fee IDR 2,000 per month sinthe the 7th month
Debit Transaction Fee IDR 2,500 per transaction after the 5th transaction

*) Maximum IDR 7,000,000 per day with remaining balance of IDR 20,000

Limit


Transaction

Limit

Tarik Tunai

IDR7,000,000

Transfer antar BCA & Debit

IDR25,000,000
Setoran Tunai IDR15,000,000

Get the Product

BCA Branch
Find the nearest BCA branch to get this product or service
More Info