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Savings account to encourage saving culture
Light deposit and free administration fee
TabunganKu Passbook and Card as a proof of ownership
Light deposit and free administration fee
TabunganKu
TabunganKu
TabunganKu BCA is a savings product for individuals that offers simple and easy requirements. Run jointly by banks in Indonesia, the Tabunganku aims to grow culture of saving and improve the community welfare. The Tabunganku account is not subject to monthly administration fee.
Important Information
Terms and Procedures:
Types of Customers |
Document |
Adult individuals (≥ 17 years old) |
ID card |
NPWP* |
|
Minors represented by a parent (< 12 years old) |
Parent’s ID card |
Parent’s NPWP |
|
Child’s birth certificate/Family Card/Child’s ID card |
|
Minors represented by a legal guardian (< 12 years old) |
Guardian’s ID card |
Guardian’s Taxpayer Identification Number (NPWP) | |
Letter of Appointment of Guardians from the District Court | |
Official Oath of Guardian from Balai Harta Peninggalan (BHP) | |
Unrepresented minors (12- <17 years old) |
Documents Identity (Child's ID Card/Family Card/Child Birth Certificate) |
Parents ID Document according to applicable adult regulation |
|
Parents NPWP |
|
Parents Statement Letter |
*Note:If the Customer does not/does not yet possess an NPWP, it can be replaced with a statement letter of not owning an NPWP.
For inquiries and complaints:
Contact Us:
Halo BCA 1500888
Email: halobca@bca.co.id
WA: +628111500998
www.bca.co.id
Social Media
Facebook : GoodLife BCA
Instagram : @goodlifebca
Youtube : Solusi BCA
Twitter : @BankBCA
Features, Benefits, and Risks of TabunganKu
Key Features of Tabunganku:
Benefits:
Risks:
Simulation:
Tabunganku Balance |
Interest Rate per Annum According to Balance* |
Nominal Monthly Interest Rate** |
IDR20,000,000 |
1.00% |
IDR16,438.36 |
Effective : October 1st 2024
Note:
*Interest rates may change at any time according to market conditions,
which will be notified through BCA information facilities.
** Nominal Interest
Rate = gross interest before tax according to the prevailing regulations (Assuming 1 month = 30 days and
1 year = 365 days)
Additional Information
Disclaimer (important note)
Fees, Limits, and Interest Rates
Interest Rates
Balance(IDR) |
Interest Rate (%pa) |
< 500,001 |
0.25% |
500,001 - < 1,000,001 |
0.50% |
≥ 1,000,001 |
1.00% |
Effective: Oktober 1st, 2024
Placement
Fees
Description |
Fee |
Passbook and Card Replacement Fee |
Free |
Monthly Administration Fee |
Free |
Account Closing Fee |
IDR20,000 |
Passive Fee |
IDR2,000 per month starting from the 7th month |
Debit Transaction Fee |
Free (for 1st - 4th transactions in current month) |
Limit
Daily transaction limit based on card:
Types of Transaction | Tabunganku Card |
Cash Withdrawal |
IDR7,000,000 |
Cash Deposit |
IDR15,000,000 |
Transfer between Accounts |
IDR25,000,000 |
TERMS AND CONDITIONS FOR TABUNGANKU ACCOUNT AND CARD
PT BANK CENTRAL ASIA Tbk (“BCA”)
I. TERMS AND CONDITIONS FOR TABUNGANKU ACCOUNT
A. GENERAL TERMS AND CONDITIONS
BCA has the right to amend the provisions concerning the charges and fees described above including but not limited to the amount of the charges and fees and other provisions concerning the charges and fees, and such amendment will be determined and notified by BCA to the Depositor in any form and by any means in accordance with the prevailing law. Such charges and fees will be debited directly by BCA from the Depositor’s Tabunganku account.
B. DEPOSITS AND WITHDRAWALS
C. CALCULATION AND PAYMENT OF INTEREST
D. COMPLAINTS HANDLING
II. TERMS AND CONDITIONS FOR TABUNGANKU CARD
A. DEFINITIONS
B. TERMS AND CONDITIONS FOR TABUNGANKU CARD
The amounts of such charges and fees and any changes thereto will be notified to the Cardholder in any form and by any means in accordance with the prevailing law. Such charges and fees will be debited directly by BCA from the Cardholder’s account.
C. PROCEDURE FOR TABUNGANKU CARD
Use of TabunganKu Card
other transactions as determined by BCA through the teller counters, BCA ATMs, and/or other facilities as determined by BCA.
Replacement of TabunganKu Card
Closure of TabunganKu Card
The TabunganKu card will be closed if the account to which the TabunganKu Card is linked is closed.
Complaints Handling
III. DISPUTE RESOLUTION
IV. LANGUAGE
These Terms and Conditions for TabunganKu Account and Card are made and signed in 2 (two) versions of languages, namely Indonesian and English. In the event that there is a discrepancy in interpretation between the versions of Indonesian and English, then the version of Indonesian language shall prevail.
IMPORTANT:
THE DEPOSITOR/CARDHOLDER IS PROHIBITED FROM STORING OR LEAVING HIS/HER TABUNGANKU PASSBOOK AND CARD WITH BCA
These Terms and Conditions for TabunganKu Account and Card of PT BANK CENTRAL ASIA Tbk (“BCA”) have been adjusted to ensure compliance with the prevailing laws and regulations including Regulations of the Financial Services Authority
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