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Savings account for your stylish lifestyle
Free balance info checking, transfer, or transaction without a passbook using BCA e-Banking
Choose over 50 selections of card design for your unique and distinct expression
Complete facilities KlikBCA dan m-BCA, BCA mobile
Tahapan Xpresi
Tahapan Xpresi
Tahapan Xpresi BCA is a Tahapan savings product for the youths. This youth-tailored savings product comes in various design selections.
Benefits
To understand the banking needs of young and stylish people, Tahapan Xpresi lets you express your passion.
Important Information
Terms and Procedures:
Types of Customers |
Document |
Adult individuals (≥ 17 years old) |
ID card |
Resident Permit (KITAS/KITAP), for foreigners |
|
NPWP*, for Indonesian Citizens |
|
Minors represented by a parent (< 12 years old) |
Parent’s ID card |
Parent’s NPWP |
|
Child’s birth certificate/Family Card/Child’s ID card |
|
Minors represented by a legal guardian (< 12 years old) |
Guardian’s ID card and NPWP |
Letter of Appointment of Guardians from the District Court |
|
Unrepresented minors (12- <17 years old) |
Documents Identity (Child's ID Card/Family Card/Child Birth Certificate) |
Parents ID Document according to applicable adult regulation |
|
Parents NPWP |
|
Parents Statement Letter |
*Note:If the Customer does not/does not yet possess an NPWP, it can be replaced with a statement letter of not owning an NPWP.
For inquiries and complaints:
Social Media:
Facebook : GoodLife BCA
Instagram : @goodlifebca
Youtube : Solusi BCA
Twitter : @BankBCA
Features, Benefits, and Risks of Tahapan Xpresi
Key Features of Tahapan Xpresi:
Benefits
Risks
Simulation:
Tahapan Balance |
Interest Rate per Annum According to Balance* |
Nominal Monthly Interest Rate** |
Rp 20,000,000 |
0.01% |
Rp 131.51 |
Note:
*Interest rates may change at any time according to market conditions, which will be notified
through BCA information facilities.
**Nominal Interest Rate = gross interest before tax according to the
prevailing regulations (Assuming 1 month = 30 days and 1 year = 365 days)
Additional Information
Disclaimer (important note)
Fees, Limits & Interest Rates
Tahapan Xpresi
To accommodate its customer’s needs, BCA provides competitive limits and fees for each product and service. View the limits and fees for Tahapan Xpresi below.
Interest Rates
Balance (Rp) |
Interest Rates (%pa) |
< 1,000,000 |
0.00 |
≥ 1,000,000 |
0.05 |
Placement
Fees
Types of Transaction |
ATM BCA |
Prima & GPN |
Mastercard |
Balance Check |
Free |
Rp4,000 |
Rp5,000 |
Cash Withdrawal |
Free |
Rp7,500 |
Rp25,000 |
Interbank Transfer* |
Rp6,500 |
Rp6,500 |
- |
Rejected Transaction |
Free |
Rp3,500 |
Rp5,000 |
* ATM BCA is supported by BI Fast menu with interbank transfer fee of IDR2,500
Description |
Online |
LLG |
RTGS |
BI Fast |
Via BCA Branch |
- |
IDR2,900 |
IDR30,000 |
- |
Via BCA mobile |
IDR6,500 |
- |
- |
IDR2,500 |
Via Internet Banking |
IDR6,500 |
IDR2,900 |
IDR25,000 |
IDR2,500 |
Note: remittance cancellation will incur a fee of Rp10,000
BCA Debit Transaction Fees Overseas
Further information about BCA Debit transaction overseas, please click here
Limit
Description | Limit | |
Cash Deposit 6) | Rp.30.000.000 | |
Transfer between BCA Account 3) | Mastercard/GPN | Selain Mastercard dan GPN |
Rp.25.000.000 | Rp.25.000.000 | |
Transfer between BCA Account (IDR - FC) via ATM 7) | Mastercard/GPN | Selain Mastercard dan GPN |
Rp.15.000.000 | Rp.15.000.000 | |
Cash Withdrawal via ATM 1) | Rp.7.000.000 | |
Inter-bank transfer of switching network participants via ATM | Rp. 10.000.000 |
TERMS AND CONDITIONS FOR TAHAPAN XPRESI
PT BANK CENTRAL ASIA Tbk (“BCA”)
A. DEFINITIONS
B. GENERAL TERMS AND CONDITIONS
C. DEPOSITS AND WITHDRAWALS
D. CALCULATION AND PAYMENT OF INTEREST
E. PROCEDURE FOR PASPOR XPRESI CARD
Use of PASPOR Xpresi Card
Replacement of PASPOR Xpresi Card
F. COMPLAINTS HANDLING
G. DISPUTE RESOLUTION
H. LANGUAGE
These Terms and Conditions for TAHAPAN XPRESI of PT BANK CENTRAL ASIA Tbk ("BCA") are made and signed in 2 (two) versions of languages, namely Indonesian and English. In the event that there is a discrepancy in interpretation between the versions of Indonesian and English, then the version of Indonesian language shall prevail.
IMPORTANT: THE DEPOSITOR IS PROHIBITED FROM STORING OR LEAVING THE DEPOSITOR’S PASPOR XPRESI CARD WITH BCA
The Depositor hereby confirms that the Depositor fully understands and agrees to the Terms and Conditions for TAHAPAN XPRESI of PT BANK CENTRAL ASIA Tbk ("BCA") as described above and that BCA has provided sufficient explanation and sought the Depositor’s confirmation of his/her understanding of the benefits, charges and fees, and risks associated with the TAHAPAN XPRESI account
These Terms and Conditions for TAHAPAN XPRESI of PT BANK CENTRAL ASIA Tbk (“BCA”) have been adjusted to ensure compliance with the prevailing laws and regulations including Regulations of the Financial Services Authority
Express your passion
Free your style
Free your passion
Express your passion with Tahapan Xpresi !
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