By visiting this site , you have agreed the using of cookies .
Savings account for your stylish lifestyle
Free balance info checking, transfer, or transaction without a passbook using BCA e-Banking
Choose over 50 selections of card design for your unique and distinct expression
Complete facilities KlikBCA dan m-BCA, BCA mobile
Tahapan Xpresi
Tahapan Xpresi
Tahapan Xpresi BCA is a Tahapan savings product for the youths. This youth-tailored savings product comes in various design selections.
Benefits
To understand the banking needs of young and stylish people, Tahapan Xpresi lets you express your passion.
Important Information
Terms and Procedures:
Type of Customer
*Note: If the Customer does not have/has not already had the Tax ID Number (NPWP), the Customer can substitute it with a Statement Letter explaining that the Customer does not have the Tax ID Number (NPWP).
The customer can ask questions and lodge complaints via the following:
Social Media:
Facebook : GoodLife BCA
Instagram : @goodlifebca
Youtube : Solusi BCA
Twitter : @BankBCA
Features, Benefits, and Risks of Tahapan Xpresi
Main Features of Tahapan Xpresi:
Benefits:
Risks:
Simulation 1):
Tahapan Xpresi Balance2) | Interest Rate per Annum According to Balance 3) | Monthly Interest Amount 4) |
Rp20,000,000 | 0.05% | Rp821.92 |
Rp600,000,000 | 0.05% | Rp24,657.53 |
Last Update: 04 November 2022
Notes:
1) This simulation is intended to provide the customer with an estimate calculation only and is not meant to give any recommendation.
2) Position of the monthly average balance of the savings account.
3) Interest rates may change at any time in line with market conditions and the change will be notified to the Customer via BCA’s information media.
4) Interest Amount = gross interest amount before tax withholding according to the applicable laws and regulations (Assumption: 1 month = 30 days and 1 year = 365 days).
Additional Information
Disclaimer (Important)
Fees, Limits & Interest Rates
Tahapan Xpresi
To accommodate its customer’s needs, BCA provides competitive limits and fees for each product and service. View the limits and fees for Tahapan Xpresi below.
Interest Rates
Balance (Rp) |
Interest Rates (%pa) |
< 1,000,000 |
0.00 |
≥ 1,000,000 |
0.05 |
Intial Deposit
Fees
Types of Transaction |
ATM BCA |
Prima & GPN |
Mastercard |
Balance Check |
Free |
Rp4,000 |
Rp5,000 |
Cash Withdrawal |
Free |
Rp7,500 |
Rp25,000 |
Interbank Transfer* |
Rp6,500 |
Rp6,500 |
- |
Rejected Transaction |
Free |
Rp3,500 |
Rp5,000 |
* ATM BCA is supported by BI Fast menu with interbank transfer fee of IDR2,500
Description |
Online |
BI-FAST |
LLG |
RTGS |
Via BCA Branch* |
- |
IDR2,500 |
IDR2,900 |
IDR30,000 |
Via m-BCA** |
IDR6,500 |
IDR2,500 |
- |
- |
Via Internet Banking |
IDR6,500 |
IDR2,500 |
IDR2,900 |
IDR25,000 |
Note: remittance cancellation will incur a fee of Rp10,000
Description:
*: Transfers of money between banks through BCA Branches are only available using BI-FAST, LLG, and RTGS.
**: Transfers of money between banks through m-BCA are only available online and using BI-FAST.
BCA Debit Transaction Fees Overseas
Further information about BCA Debit transaction overseas, please click here
Limit
Below are the daily limits for Tahapan Xpresi transactions:
Type of Transaction | Paspor Blue | Paspor Gold | Paspor Platinum |
via BCA ATM | |||
Cash Withdrawal 1) | Rp10,000,000 | Rp10,000,000 | Rp10,000,000 |
Cash Deposit 2) | Rp50,000,000 | Rp80,000,000 | Rp100,000,000 |
Transfer between BCA Accounts 3) | Rp50,000,000 | Rp75,000,000 | Rp100,000,000 |
Transferbetween BCA Accounts (to a foreign currency account) 4)7) | Rp50,000,000 | Rp75,000,000 | Rp100,000,000 |
Transfer to Another Bank 5) | Rp15,000,000 | Rp20,000,000 | Rp25,000,000 |
via EDC | |||
Debit BCA 6) | Rp50,000,000 | Rp75,000,000 | Rp100,000,000 |
via m-BCA | |||
Transfer between BCA Accounts3) | Rp50,000,000 | Rp75,000,000 | Rp100,000,000 |
Transferbetween BCA Accounts (to a foreign currency account) 4)7) | Rp50,000,000 | Rp75,000,000 | Rp100,000,000 |
Transfer to Another Bank5) | Rp15,000,000 | Rp20,000,000 | Rp25,000,000 |
Type of Transaction | via myBCA | via Internet Banking |
Transfer to Own BCA Account 8) | No Limit | Rp500,000,000 11) |
Transfer between BCA Accounts 9) | Rp300,000,000 10) | |
Transferbetween BCA Accounts (to a foreign currency account) | ||
Transfer to Another Bank (LLG and RTGS) | ||
Transfer to Another Bank (BI-FAST) | ||
Transfer to Another Bank (Online) | ||
Cash Withdrawal Without a Card (Cardless) 12) | Rp15.000.000,- | Not Available |
Cash Deposit Without a Card (Cardless) 12) | Rp100.000.000,- |
Last Update: 25 January 2023
1) The limit for cash withdrawals using the Paspor BCA is a combined limit with the cardless cash withdrawal limit.
2) The limit for cash deposits using the Paspor BCA is a combined limit with the cardless cash deposit limit.
3) The limit for transfer between BCA Accounts via the BCA ATM is a combined limit with the limit for transfer between BCA Accounts via m-BCA.
4) The limit for transfer between BCA Accounts (to a foreign currency account) via the BCA ATM is a combined limit with the limit for transfer between BCA Accounts (to a foreign currency account) via m-BCA.
5) The limit for transfer to another bank via the BCA ATM is a combined limit with the limit for transfer to another bank (Online & BI-FAST) via m-BCA.
6) The limit for payment with Debit BCA is a combined limit with the limit for cash withdrawal at a merchant and Flazz top-up via an EDC machine (separate from the limit for cash withdrawal via ATMs).
7) This limit is separate from the limit for transfer in Rupiah.
8) Applicable to transfers to all Own BCA Accounts (Rupiah/foreign currency accounts). Transfer transactions from a Rupiah source account to a foreign currency account shall be subject to the Information on Foreign Exchange Transaction Threshold, which can be viewed at https://www.bca.co.id/en/informasi/news-and-features/2022/07/15/02/49/informasi-ketentuan-threshold-transaksi-valas.
9) Applicable to transfers between BCA accounts other than transfers to own account.
10) The combined limit for transfers between BCA accounts (other than transfers to own accounts) and transfers to another bank via myBCA is the maximum daily transaction limit per BCA ID. The complete information on myBCA transaction limits can be viewed at https://www.bca.co.id/en/Individu/layanan/e-banking/myBCA.
11) The combined limit for transfer transactions via Internet Banking is the maximum daily transaction limit per user ID. The complete information on Internet Banking transaction limits can be viewed at https://www.bca.co.id/en/Individu/layanan/e-banking/KlikBCA.
12) The daily limit for cash withdrawals without a card (cardless) via myBCA mobile per BCA ID.
13) The daily limit for cash deposits without a card (cardless) via myBCA mobile per BCA ID.
TERMS AND CONDITIONS FOR TAHAPAN XPRESI
PT BANK CENTRAL ASIA Tbk (“BCA”)
A. DEFINITIONS
B. GENERAL TERMS AND CONDITIONS
C. DEPOSITS AND WITHDRAWALS
D. CALCULATION AND PAYMENT OF INTEREST
E. PROCEDURE FOR PASPOR XPRESI CARD
Use of PASPOR Xpresi Card
Replacement of PASPOR Xpresi Card
F. COMPLAINTS HANDLING
G. DISPUTE RESOLUTION
H. LANGUAGE
These Terms and Conditions for TAHAPAN XPRESI of PT BANK CENTRAL ASIA Tbk ("BCA") are made and signed in 2 (two) versions of languages, namely Indonesian and English. In the event that there is a discrepancy in interpretation between the versions of Indonesian and English, then the version of Indonesian language shall prevail.
IMPORTANT: THE DEPOSITOR IS PROHIBITED FROM STORING OR LEAVING THE DEPOSITOR’S PASPOR XPRESI CARD WITH BCA
The Depositor hereby confirms that the Depositor fully understands and agrees to the Terms and Conditions for TAHAPAN XPRESI of PT BANK CENTRAL ASIA Tbk ("BCA") as described above and that BCA has provided sufficient explanation and sought the Depositor’s confirmation of his/her understanding of the benefits, charges and fees, and risks associated with the TAHAPAN XPRESI account
These Terms and Conditions for TAHAPAN XPRESI of PT BANK CENTRAL ASIA Tbk (“BCA”) have been adjusted to ensure compliance with the prevailing laws and regulations including Regulations of the Financial Services Authority
Get the Product
Express your passion
Free your style
Free your passion
Express your passion with Tahapan Xpresi !
Anda akan meninggalkan BCA.co.id
Dengan mengklik ‘Lanjutkan’, Anda akan diarahkan menuju website di luar www.bca.co.id yang tidak terafiliasi dengam BCA dan mungkin memiliki tingkat sekuriti yang berbeda. BCA tidak bertanggung jawab dan tidak mendukung, menjamin, mengendalikan konten, mengendalikan ketersediaan dan perspektif atas produk-produk atau layanan-layanan yang ditawarkan atau dinyatakan oleh website tersebut.