Tahapan Xpresi

Savings account for your stylish lifestyle

Why Tahapan Xpresi?

Saving Made Easy

Free balance info checking, transfer, or transaction without a passbook using BCA e-Banking

Savings with Style

Choose over 50 selections of card design for your unique and distinct expression

Comprehensive

Complete facilities KlikBCA dan m-BCA, BCA mobile, SMS Top Up atau SMS BCA

Tahapan Xpresi

Tahapan Xpresi

Benefits


To understand the banking needs of young and stylish people, Tahapan Xpresi lets you express your passion.

Cash Withdrawal
Withdrawing money in ease from thousands of BCA ATM, Prima ATM, or Cirrus ATM network worldwide
Convenient
Easy payment for e-Commerce, top up phone credit, movie tickets using KlikBCA.com internet banking
Inexpensive
Low initial deposit and affordable administration fees
Online Community
Join the online forum for the Tahapan Xpresi Community at facebook.com/XpresiBCA and twitter @XpresiBCA

Important Information

  • Interest rate fluctuations can occur following market developments
  • Always maintain the confidentiality of your PIN and ensure that your BCA Paspor Card is in your hands

Requirements


  1. Age over 17 years old
    • Original Valid proof of identification
    • NPWP (if available). If NPWP is not available, registrant may fill in a form stating that he/she does not own an NPWP.
  2. Age 12-17 years old
    • Student Card/Authorized Letter from school *)
    • Parent's valid ID (KTP/Paspor)
    • Parent's NPWP (if any)
    • Letter of Approval from parents for account opening
    • Customer Data Form (for one of parent's data) **)
  3. Age below 12 years old ***)
    • One of parent's valid ID (KTP/Paspor)
    • Birth Certificate/Family Card/Child Identity Card
    • Parent's NPWP (if any)

*) If there is no Student Card/Authorized Letter from school available, must follow the opening requirement for age below 12 years old

**) If the parent don't have BCA account

***) Require the presence of one Parent/Guardian

Fees, Limits & Interest Rates

Tahapan Xpresi

To accommodate its customer’s needs, BCA provides competitive limits and fees for each product and service. View the limits and fees for Tahapan Xpresi below.

Suku Bunga

Saldo (Rp)

Bunga (%pa)

 < 1.000.000

0,00

 ≥ 1.000.000

0,10

Berlaku Efektif : 1 Mei 2021

Biaya

Keterangan

Biaya

Setoran Awal Minimum

Rp50.000

Setoran Minimum Selanjutnya

Rp50.000

Saldo Minimum Ditahan

Rp10.000

Biaya Kartu / Ganti Kartu

Rp25.000

Biaya Administrasi per Bulan

Rp7.500

Biaya Penutupan Rekening

Rp10.000

Biaya Penarikan di Counter per transaksi*

Rp15.000

*) Apabila bertransaksi di bawah limit Kartu Xpresi

Limit

Keterangan

Biaya

Tarik Tunai *) Rp7.000.000
Transfer antar rekening BCA **) Rp25.000.000
Transfer antar rekening BCA (ke rekening valas) ***) Rp15.000.000
Transfer antar bank **) Rp10.000.000
Debit****) Rp25.000.000
Setoran Tunai*****) Rp15.000.000
Perubahan Terakhir: 1 Februari 2020
*) Limit transaksi tarik tunai yang menggunakan kartu ATM atau layanan Cardless di BCA mobile merupakan limit gabungan
**) Limit Transaksi Transfer merupakan limit gabungan dengan limit transfer di m-BCA
***) Limit ini terpisah dengan limit transfer rupiah
****) Batas pembayaran dengan Debit BCA menjadi satu dengan penarikan tunai di merchant dan Top up Flazz di EDC (terpisah dari batas pengambilan tunai di ATM)
*****) Limit transaksi setor tunai yang menggunakan kartu ATM atau layanan Cardless di BCA mobile merupakan limit gabungan

Biaya Transaksi Antar Bank di Tiap Jaringan

Keterangan

ATM BCA (IDR)

PRIMA & GPN (IDR)

MASTERCARD (IDR)

Tarik Tunai Gratis 7.500 25.000
Cek Saldo Gratis 4.000 5.000
Transfer Antar Bank 6.500 6.500 N/A
Transaksi Ditolak Gratis 3.500 5.000
Note: N/A = Not Available
Update: 01 November 2014
*) Limit transaksi tarik tunai yang menggunakan kartu ATM atau layanan Cardless di BCA mobile merupakan limit gabungan.
**) Limit Transaksi Transfer merupakan limit gabungan dengan limit transfer di m-BCA
***) Limit ini terpisah dengan limit transfer rupiah.
****) Batas pembayaran dengan Debit BCA menjadi satu dengan penarikan tunai di merchant dan Top up Flazz di EDC (terpisah dari batas pengambilan tunai di ATM)
*****) Limit transaksi setor tunai yang menggunakan kartu ATM atau layanan Cardless di BCA mobile merupakan limit gabungan.

Biaya Transaksi di Jaringan Maestro

Keterangan

MAESTRO (IDR)

Sales Gratis
Void Gratis
Cek Saldo 5.000
Decline 2.500

Payment and Purchase

Autodebet

Payment

Fee

Telepon/Telkom IDR3,000
Listrik/PLN IDR3,000
Pajak/PBB n/a
PGN n/a

Purchase

Fee

PLN Prabayar n/a
Pulsa Isi Ulang Telkomsel n/a
Pulsa Isi Ulang Indosat Ooredo n/a
Pulsa Isi Ulang XL/AXIS n/a

Savings account for your stylish lifestyle

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Open Tahapan Xpresi Account via BCA mobile