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For BCA, sustainability is a part of the bank’s commitment to create a better future for all stakeholders. BCA’s efforts to achieve it are through implementation of Sustainable Finance and support for Sustainable Development Goals (SDGs). To achieve sustainability value that aligns with SDGs, BCA manages ESG aspects, increases engagement and customer value, and implements good corporate governance.
BCA also continues to maximize its efforts to support the Sustainable Development Goals while continuing to provide support for the other 7 Sustainable Development Goals (SDGs).
BCA also continues to maximize its efforts to support the Sustainable Development Goals while continuing to provide support for the other 7 Sustainable Development Goals (SDGs).
Sustainability Highlight 2022
Economic Performance
trillion (↑14.9% YoY)
Total Sustainable Financing Portfolio
trillion (↑16.0% YoY)
Total Micro, Small, Medium Enterprises (MSMEs) Financing :
billion (↑131.6% YoY)
Total People’s Business Loans (KUR) Disbursement
trillion (↑11.5% YoY)
Operational Income
trillion (↑31.2% YoY)
Net Profit :
Environmental Aspect
Carbon Emission Generated :
(+2,25X YoY)
Estimated Carbon Emission Reduction
(+40.7 YoY)
Waste Management & Recycling Initiative
planting areas
Trees Planted
(efficient category) (↓12.6% YoY)
Electricity Intensity
Social Aspect
Composition of Female Managers from Total Managers
Customer Engagement Index (scale 5)
Financial Literacy Education Participants
Customer Complaints Settlement Rate :
billion
Social Responsibility Activity Fund Realization
Sustainability Governance
BCA's sustainability strategy is in line with Sustainable Finance practices and is integrated with the corporate strategy. BCA's sustainability strategy emphasizes on:
The implementation of sustainability aspects management is part of the responsibility of all work units and is overseen by the Board of Commissioners and the Board of Directors. To ensure sustainability governance implementation, and oversee the implementation of Sustainable Finance, BCA has a specific work unit which is the Environment Sustainability Governance (ESG) Sub-Division. BCA Sustainability performance is delivered periodically to Corporate Planning & Finance Director and President Director.
Stipulated Key Performance Indicator (KPI) related to sustainability in working units, and collective KPI for all Board of Directors to support ESG implementation aligns with OJK roadmap.
