Current Account

Supporting business continuity actively

Why BCA Current Account?

Currency Options

Available in 11 currency options (IDR, USD, JPY, AUD, GBP, SGD, HKD, EUR, CNH, MYR and THB)

Secure

Foreign exchange current account withdrawal available anytime with Letter of Authorisation (LoA) which inalienable

Convenient

Withdrawal and transfer of accounts using check or written transfer instructions (billyet giro) specially for IDR

Current Account

Current Account

Overbooking platform for some funds which occurs between bank accounts is intend to support business continuity for business with active financial transaction

Benefits

Complete detail transaction
Ease business transaction management with detail and complete transaction
Practical
Can be used as gathering account to Virtual Account and Merchant debit BCA
Flexible
Equipped with join account facility
Withdraw and deposit
Withdraw and deposit transaction is able between branch office
Recorded
Monthly bank statement can be picked up easily at BCA branch office or send through mall

Important Information


BCA by Phone

Get all information about Current Account through BCA by Phone

Auto Transfer

Enjoy Auto Transfer facility special for Giro IDR account

General Provisions

  • Cannot be transferred or withdrawn in cash
  • Formal requirement must be fulfilled at the time of issuance
  • Signed by the Drawer in the form of wet signature
  • The validity period of Bilyet Giro is 70 (seventy) days from the date of withdrawal
  • The maximum correction for writing errors is at most 3 (three) times
  • The nominal value of scrip (cheque/BG) that can be cleared is limited to at the maximum of Rp500 million
  • The submission of scrip (cheque/BG) must be done by the beneficiary customer or party who receive proxy from beneficiary customer

Service Inquiries via SMS and/or e-Mail

Information services via SMS (Telkomsel, XL, Indosat, Smartfren, and Tri) and/or e-Mail, you will receive information in the form of notification for transactions in your account. The available transaction types include:

  • Balance Inquiry
  • LLG
  • Cheque/BG withdrawal
  • Appointee withdrawal
  • Clearing refusal
  • All debit transactions
  • All credit transactions

Notes:

  • Balance information displayed is the current available balance by the time the information is sent.
  • For other transactions, notification can be set based on predetermined nominal transaction.

Important

  • Interest rate fluctuations may occur following market developments
  • Please ensure the funds availability in the Giro account and fill out the cheque/Bilyet Giro correctly
  • Issued cheque/Bilyet Giro may be rejected in the event of any of the following:
    1. Mismatched signatures
    2. Form is incomplete
    3. Insufficient fund

Disclaimer

  1. Bank may reject any application for Deposit products if it does not comply with the prevailing terms and regulations.
  2. Please carefully read the Summary of Product and Service Information before agreeing to open a Deposit and you have the right to ask the Bank employees or call Halo BCA at 1-500-888 for any inquiries or complaints related the Summary of Product and Service Information.

Fees, Limits, and Interest rate

Fee

CLEARING

DESCRIPTION

AMOUNT

Clearing deposit fee per scrip 2.000
Processing fee with scrip value > Rp500,000,000 130.000
Refusal fee with scrip value > Rp500,000,000 150.000

COLLECTION

DESCRIPTION

AMOUNT

CUSTOMER (IDR)

OTHER BANK (IDR)

Other bank scrips (per scrip) 10.000 25.000

CLEAN COLLECTION

DESCRIPTION

AMOUNT

Cheque in foreign currency (minimum amount of USD 100 or equivalent) USD 30
Cheque in Rupiah at local banks (minimum amount of Rp100,000) IDR 50.000
Cheque return (per sheet) USD 10

Note: Amount in Rupiah (IDR) (IDR)

*) For the SKNBI clearing area

**) Maximum fee of Rp150,000

Fees charged for this service (all providers)

Fund Product

Fee

Rupiah 

(Tahapan, Tahapan Gold, Tapres, Giro IDR)

Rp500

Foreign currency

(BCA Dollar USD & SGD dan Giro USD & SGD)

USD 0.05

SGD 0.05

Cheque book/Bilyet Giro Fee

Rp 275.000,-


Foreign Currency Giro

Currency

Initial Deposit

Minimum Balance not Subjected to Penalty

USD

USD 1.000

USD 500

EUR

EUR 1.000

EUR 400 

SGD

USD 1.000 

SGD 800 

HKD

HKD 3.900 

GBP

GBP 300 

JPY

JPY 52.500 

AUD

AUD 700 

CNH

CNH 7.000

CNH 3.500 

MYR

MYR 4.500 

MYR 2.000 

THB

THB 35.000

THB 15.000 

Deposits in:

  • Rupiah or other foreign currencies according to the exchange rates
  • Non-USD banknotes for non-USD account will get a 1:1 rate calculation (Terms and Conditions apply)
  • USD 100 denomination for USD account
    1. With a total below USD 50,000/day/account a 1:1 rate calculation applies
    2. With a total above USD 50,000/day/account a provision 0.5% of the excess will be charged
  • CNH 100 denomination for CNH account a 1:1 rate calculation applies

Withdrawals in:

  • Rupiah or other foreign currencies according to the exchange rates
  • Non-USD banknotes from non-USD account except SGD/CNH, foreign exchange rates apply
  • USD banknotes from USD account
    1. Total below USD 10,000/day/account a 1:1 rate calculation applies
    2. Total above USD 10,000/day/account a provision 0.5% of the excess will be charged, will stocks last.
  • SGD banknotes from SGD account
    1. Total below SGD 10,000/day/account a 1:1 rate calculation applies
    2. Total above SGD 10,000/day/account a provision 0.5% of the excess will be charged, will stocks last
  • CNH banknotes from CNH account
    1. Total below CNH 20,000/day/account a 1:1 rate calculation applies
    2. Total above CNH 20,000/day/account a provision 0.75% of the excess will be charged, will stocks last
 

Additional Fees

Currency Penalty for Under Minimum Balance Monthly Administration Fee Account Closing Fee
USD 5 USD 5 USD 10 USD
HKD 39 HKD 39 HKD 80 HKD
SGD 8 SGD 8 SGD 20 SGD
AUD 7 AUD 7 AUD 15 AUD
GBP 3 GBP 3 GBP 10 GBP
JPY 525 JPY 525 JPY 1100 JPY
EUR 4 EUR 4 EUR 10 EUR
CNH 35 CNH 35 CNH 70 CNH
MYR 20 MYR 20 MYR 40 MYR
THB 150 THB 150 THB 350 THB

Fee for Letter of Authorization is MYR 5 and THB 35


Currency Amount
United States Dollar (USD) USD 1
Singapore Dollar (SGD) SGD 1.5
Hongkong Dollar HKD 10
Australian Dollar (AUD) AUD 1.2
Great Britain Poundsterling (GBP) GBP 0.5
Japanese (JPY) JPY 120
Euro (EUR) EUR 1
China Yuan (CNH) CNH 7
Malaysian Ringgit (MYR) MYR 5
Thailand Baht (THB) THB 35

Administration Fees Using the Paspor BCA Card (Only for Individual Customers)

Monthly Administration Fee

Card Manufacturing/Replacement Fee

GTU Print Fee:

Blue

Rp30.000

Rp10.000

Rp2.500

Gold

Rp35.000

Rp15.000

Platinum

Rp40.000

Rp20.000

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