BCA - Current Account

Current Account

BCA Current Account is a flexible product that offers various facilities tailored to the ever-evolving needs of business customers. This product is designed to support businesses with high volumes of financial transactions.

Key Features

It is available in 12 currencies: Rupiah (IDR), United States Dollar (USD), Singapore Dollar (SGD), Hong Kong Dollar (HKD), Australian Dollar (AUD), Japanese Yen (JPY), Great Britain Pound Sterling (GBP), Euro (EUR), Chinese Yuan (CNH), Malaysian Ringgit (MYR), Thai Baht (THB), and South Korean Won (KRW).
The minimum initial placement is IDR1,000,000 (Rupiah Current Account) or USD1,000 (USD Current Account), with a minimum balance of IDR1,000,000 (Rupiah Current Account) or USD500 (USD Current Account). More information on the minimum initial placement and minimum balance for Current Accounts is available in the Fees, Limits, and Interest Rates section.
There is no balance requirement.
Earn interest in accordance with the applicable provisions at BCA.
Individual and corporate customers can receive e-Statement information (bank statement) through the Application and website. Additionally, individual customers can opt for an e-Statement via email, while corporate customers can opt for the printed version of the bank statement.
Equipped with various transaction facilities, such as Cheque, Bilyet Giro (BG), Letter of Instruction, ATM card (Paspor BCA for individual customers), and Letter of Authorization (for Foreign Currency Current Account).
For Rupiah Current Account customers, an Auto Transfer facility is available, allowing for automatic fund transfers between customers’ Rupiah Current Accounts.
The guaranteed interest rate is based on the applicable interest rate information available on the Deposit Insurance Corporation (LPS) website.

Benefits

Customers can make banking transactions through available branches and channels.
Customers may receive information and offers related to BCA products and services.
The transaction facility for the Foreign Currency Current Account, in the form of a Letter of Authorization (LoA), is secure because it is non-transferable.
BCA Current Account can be used as an escrow account for Debit BCA merchants, Virtual Accounts, and Working Capital Loans.

Risks

Customers included in the National Blacklist (DHN) are not eligible for the Cheques/BG facility.
LPS does not guarantee savings accounts with balances exceeding IDR 2 billion and interest rates exceeding the interest rate set by LPS.
The Foreign Currency Current Account may be affected by exchange rate fluctuations in line with market conditions.
Misuse of cards, PINs, passwords, OTPs, and User IDs/BCA IDs due to customers’ negligence.
Cheque/Bilyet Giro may be dishonored for various reasons, such as inconsistent signatures, incomplete filling, insufficient balances, and so on. To avoid a dishonored Cheque/Bilyet Giro issued by the customer, please ensure the availability of funds in the customer's Current Account and fill out the Cheque/Bilyet Giro correctly.

Requirements and Procedure

BCA Current Account opening is reserved for individual customers (Indonesian citizens and foreigners) aged 18 years and above, corporate customers, and sole proprietorship customers.
Fill out and approve the account opening application form.
For corporate customers, the opening of a Current Account can be authorized by including a Power of Attorney from the authorized party to open an account (except that the opening of a Current Account for sole proprietorship must be done by the founder of the company).
For corporate customers, company representatives who have the authority to represent the account opening are required to provide the individual customer's data.
In opening a Current Account, stamp duty is imposed for specific documents.
Prepare the required documents.

Type of Customer

Identity Card (electronic Resident ID Card (e-KTP) for Indonesian citizens/Passport for foreign citizens)
Tax ID Number (NPWP), for Indonesian citizens and foreign citizens
Stay Permit (Limited Stay Permit (KITAS) /Permanent Stay Permit (KITAP)), for foreign citizens
Business Location License (SITU), for Indonesian citizens domiciled in Indonesia and doing business/acting in another’s name (b.d.n)
Other documents (only for foreign citizens not domiciled in Indonesia) as may be required under the AML CTF Guidelines and the prevailing laws

Identity Card and Tax ID Number (NPWP) of all members of the Company’s Boards
Identity Card and Tax ID Number (NPWP) of all Shareholders
Tax ID Number for Non-Individual Entity
Deed of Establishment
Articles of Association
Deed of Amendment (if any)
Deed containing the composition of the current boards of the company
Letter of validation, approval, and/or receipt acknowledgment of notice issued by the Minister of Law and Human Rights
Business Identification Number (NIB)
Other permits and licenses*

Identity Card and Tax ID Number (NPWP) of all members of the Foundation’s Boards
Tax ID Number for Non-Individual Entity
Deed of Establishment
Articles of Association
Deed of Amendment (if any)
Deed containing the composition of the current boards of the company
Letter of validation, approval, and/or receipt acknowledgment of notice issued by the Minister of Law and Human Rights
Business Identification Number (NIB)
Registration Certificate issued by the competent authority (only for a social foundation established in DKI Jakarta)
Other permits and licenses*

Identity Card and Tax ID Number (NPWP) of all members of the Cooperative’s Boards
Tax ID Number for Non-Individual Entity
Deed of Establishment
Articles of Association that have obtained validation from the Minister of Law and Human Rights
Document containing the latest composition of the current boards of the Cooperative that has been registered with the Ministry/institutions in charge of Cooperatives
Business Identification Number (NIB)
Other permits and licenses*

Identity Card and Tax ID Number (NPWP) of all Partners
Tax ID Number for Non-Individual Entity
Deed of Establishment
Articles of Partnership
Deed containing the composition of the current management of the partnership that has been registered with the District Court or the Minister of Law and Human Rights
Business Identification Number (NIB)
Other permits and licenses*

Identity Card and Tax ID Number (NPWP) of all members of the company’s boards
Tax ID Number for Non-Individual Entity
Documents to be authenticated by the local Notary Public and registered with the Indonesian Embassy:
- Deed of Establishment danArticles of Association
- Resolution of Board of Director atau Power of Attorney
- Current composition of the company’s boards
Business Identification Number (NIB)
Other permits and licenses required of a representative office of a foreign company in Indonesia*

Identity Card and Tax ID Number (NPWP) of all members of the company’s boards
Tax ID Number for Non-Individual Entity
Regional Regulation/Regulation of the Head of a Government Agency/Decision of the Head of a Government Agency on the formation/establishment of State-Owned Public Service Company/Regional Government-Owned Public Service Company
Composition of the management boards/ letter of appointment/ letter of assignment from the Head of a Government Agency to the official appointed to open a bank account
Business Identification Number (NIB)
Other permits and licenses*

Identity Card and Tax ID Number (NPWP) of all members of the management boards
Tax ID Number for Non-Individual Entity
Deed of Establishment
Articles of Association/Bylaws
Proof of validation from the Ministry of Law and Human Rights (if a legal person)
Current composition of the management boards
Operational license from the competent authority (only for those conducting business and earning profit or raising funds from the public)
Registration Certificate from the competent authority (only for a social association established in DKI Jakarta)

Identity Card and Tax ID Number (NPWP) of all members of the management boards
Tax ID Number for Non-Individual Entity
Deed of Establishment
Articles of Association/Bylaws
Proof of validation from the Ministry of Law and Human Rights
Current composition of the management boards

Identity Card and Tax ID Number (NPWP) of all members of the management boards
Tax ID Number for Non-Individual Entity
Deed of Establishment
Articles of Association/Bylaws
Proof of registration of the Religious Institution from the Directorate General for Community Guidance under the Ministry of Religious Affairs
Current composition of the management boards and the letter of appointment/ratification of the incumbent members of the management boards

Identity Card and Tax ID Number (NPWP) of all members of the Management
Tax ID Number of the Ministry/State Agency
Articles of Association/Bylaws
Deed of Amendment (if any)
Approval Letter containing the register number and approval for account opening signed by the Director General of Treasury/State Treasury Service Office (KPPN)
Decision letter regarding the establishment of the Ministry/Ministerial Agency or Work Unit
Decision letter regarding the appointment of the head of the Ministry/Ministerial Agency or Work Unit
Power of Attorney signed by the official authorized to represent the owner of the Ministry’s Account to the Director General of Treasury/ KPPN

Identity Card and Tax ID Number (NPWP) of all members of the Management
Tax ID Number for Non-Individual Entity
Regulation of the Head of the Government Agency or Decision Letter of the Head of the Government Agency regarding the formation/establishment of the relevant agency
Composition of the management/ letter of appointment/ letter of appointment from the Head of the Government Agency to the official designated to open an account

*)Note:

Corporate customers with NIB documents issued before February 2, 2021, must obtain an operational license from an authorized agency.
Corporate customers with NIB documents issued since February 2, 2021, and those with medium to high risk levels, are required to prepare additional licensing documents that refer to the Risk-Based Business Licensing Document PP No. 5 of 2021.

Fees, Limits, and Interest rate

Placement Nominal

The minimum placement and minimum monthly balance to be maintained for each currency are as follows:

Currency	Minimum Initial Placement	Minimum Balance
Indonesian Rupiah (IDR)	IDR1,000,000	IDR1,000,000
United States Dollar (USD)	USD1,000	USD500
Singapore Dollar (SGD)	Equivalent of USD1,000	SGD800
Hong Kong Dollar (HKD)	Equivalent of USD1,000	HKD3,900
Australian Dollar (AUD)	Equivalent of USD1,000	AUD700
Great Britain Pound sterling (GBP)	Equivalent of USD1,000	GBP300
Japanese Yen (JPY)	Equivalent of USD1,000	JPY52,500
Euro (EUR)	EUR1,000	EUR400
Chinese Yuan (CNH)	CNH7,000	CNH3,500
Malaysian Ringgit (MYR)	MYR4,500	MYR2,000
Thailand Baht (THB)	THB35,000	THB15,000
South Korean Won (KRW)	KRW1,300,000	KRW650,000

Last Update: August 6^th, 2025

Fees

Income Tax of 20% of the Current Account interest earnings.
Monthly Administration Fees and Penalties

Currency	Administration Fee	Penalty Fee*
Indonesian Rupiah (IDR)
‐ Cardless	IDR30,000	IDR25,000
‐ With Paspor Blue Card	IDR30,000
‐ With Paspor Gold Card	IDR35,000
‐ With Paspor Platinum Card	IDR40,000
United States Dollar (USD)	USD5	USD5
Singapore Dollar (SGD)	SGD8	SGD8
Hong Kong Dollar (HKD)	HKD39	HKD39
Australian Dollar (AUD)	AUD7	AUD7
Great Britain Pound sterling (GBP)	GBP3	GBP3
Japanese Yen (JPY)	JPY525	JPY525
Euro (EUR)	EUR5	EUR4
Chinese Yuan (CNH)	CNH35	CNH35
Malaysian Ringgit (MYR)	MYR20	MYR20
Thailand Baht (THB)	THB150	THB150
South Korean Won (KRW)	KRW6,500	KRW6,500

Last Update: August 6^th, 2025

*) The penalty will be imposed if the customer’s monthly average balance does not reach the minimum monthly average balance.

Fee for Current Account Closure

Currency	Closer Fee
Indonesian Rupiah (IDR)	IDR25,000
United States Dollar (USD)	USD10
Singapore Dollar (SGD)	SGD20
Hong Kong Dollar (HKD)	HKD80
Australian Dollar (AUD)	AUD15
Great Britain Pound sterling (GBP)	GBP10
Japanese Yen (JPY)	JPY1,100
Euro (EUR)	EUR10
Chinese Yuan (CNH)	CNH70
Malaysian Ringgit (MYR)	MYR40
Thailand Baht (THB)	THB350
South Korean Won (KRW)	KRW15,000

Last Update: August 6^th, 2025

Issuance/Replacement Fee

Types of Cards	Card Issuance/Replacement Fee
Paspor Blue	IDR20,000
Paspor Gold	IDR20,000
Paspor Platinum	IDR20,000

Transaction Fees

Interbank Transaction Fees in Each ATM Network

Types of Transactions	ATM BCA	Prima & GPN	Mastercard
Balance inquiry	Free	IDR4,000	IDR5,000
Cash withdrawal	Free	IDR7,500	IDR20,000
Transfer to another bank	Online: IDR6,500 BI-FAST: IDR2,500		-
Declined transaction	Free	IDR3,500	IDR5,000

Interbank Money Transfer Fees

Transfer Via	Online	BI-FAST	LLG	RTGS
BCA Branch Office*	-	IDR2,500	IDR2,900	IDR30,000
m-BCA**	IDR6,500	IDR2,500	-	-
Internet Banking and myBCA	IDR6,500	IDR2,500	IDR2,900	IDR25,000

Note: For funds remittance cancellation, the Customer will be charged a fee of IDR10,000.

Remarks:

*) Funds remittance to another bank via a BCA Branch can only be made using BI-FAST, LLG, and RTGS.
**) Funds remittance to another bank via m-BCA can only be made either online or using BI-FAST.

Outward Remittance (OR) fees can be viewed here.
Deposits made via Telegraphic Transfer (TT) from other banks in the same currency will be subject to a commission in accordance with the applicable provisions at BCA.
The Cheque/BG Book contains 25 sheets and can be ordered by customers at the account opening branch for a fee of IDR 275,000 (including stamp duty).
The Letter of Authorization book contains 10 sheets,and customers can order at the account opening branch with the following fees:

Currency	Fee
United States Dollar (USD)	USD1
Singapore Dollar (SGD)	SGD1.5
Hong Kong Dollar (HKD)	HKD10
Australian Dollar (AUD)	AUD1.2
Great Britain Pound sterling (GBP)	GBP0.5
Japanese Yen (JPY)	JPY120
Euro (EUR)	EUR1
Chinese Yuan (CNH)	CNH7
Malaysian Ringgit (MYR)	MYR5
Thailand Baht (THB)	THB35
South Korean Won (KRW)	KRW1,300

Last Update: August 6^th, 2025

Letter of Instruction: IDR25,000 for a Rupiah Current Account, and the equivalent of USD5 for a Foreign Currency Current Account.
Dishonored Cheque/BG Fee

Reason	Fee
Insufficient Balance	IDR125,000
Other reasons	IDR100,000

Other Fees

Transaction	Fee
Cash withdrawal via EDC BCA at merchant outlets	IDR 4,000
Large nominal cash withdrawal (≥ IDR 100,000,000) without confirmation to BCA Branch	IDR100,000
Withdrawal of Banknotes (≥ USD/SGD/CNH1,000) without confirmation to BCA Branches	IDR100,000

Limit

Daily Limit of Individual Rupiah Current Account Transactions

Types of Transaction	Paspor Blue	Paspor Gold	Paspor Platinum
Via ATM BCA
Cash Withdrawal ¹⁾	IDR15,000,000	IDR15,000,000	IDR15,000,000
Cash Deposit ²⁾	IDR50,000,000	IDR80,000,000	IDR100,000,000
Transfer between BCA Accounts ³⁾	IDR100,000,000	IDR125,000,000	IDR150,000,000
Transfer between BCA Accounts (to foreign currency account) ^{4) 8)}	IDR100,000,000	IDR125,000,000	IDR150,000,000
Transfer to Another Bank⁵⁾	IDR30,000,000	IDR40,000,000	IDR50,000,000
Via EDC
Debit BCA ⁶⁾	IDR100,000,000	IDR125,000,000	IDR150,000,000
Debit Contactless without PIN ⁷⁾	Domestic: IDR1,000,000 Overseas: IDR10,000,000 (default limit IDR5,000,000)
Debit without PIN (Overseas) ^{7) 15)}	IDR100,000,000 (default limit IDR50,000,000	IDR125,000,000 (default limit IDR60,000,000	IDR150,000,000 (default limit IDR70,000,000)
Via m-BCA
Transfer between BCA Accounts ³⁾	IDR100,000,000	IDR125,000,000	IDR150,000,000
Transfer between BCA Accounts (to a foreign currency account) ⁴⁾⁸⁾	IDR100,000,000	IDR125,000,000	IDR150,000,000
Transfer to Another Bank ⁵⁾	IDR30,000,000	IDR40,000,000	IDR50,000,000

Effective : 16 July 2025

Notes: The above daily limits for Individual Rupiah Current Account transactions based on card types are only relevant to those having an ATM Card /Debit BCA facility.

Type of Transaction	Via myBCA	Via Internet Banking
Transfer to Own BCA Account ⁹⁾	No Limit	IDR500,000,000 ¹²⁾
Transfer between BCA Accounts ¹⁰⁾	IDR300,000,000¹¹⁾
Transfer between BCA Accounts (to a foreign currency account)
Transfer to Another Bank (LLG and RTGS)
Transfer to Another Bank (BI-FAST)
Transfer to Another Bank (Online)
Cash Withdrawal Without a Card (Cardless) ¹³⁾	IDR15,000,000	Not Available
Cash Deposit Without a Card (Cardless) ¹⁴⁾	IDR100,000,000	Not Available

Last Update: January 19^th, 2024

Note: The daily limit of individual Rupiah Current Account transactions based on card type is only for those who apply for the BCA ATM/Debit Card facility

¹⁾ The cash withdrawal transaction limit using the BCA Passport is a combination of the cardless cash withdrawal limit through m-BCA.

²⁾ The cash deposit transaction limit using the BCA Passport is combined with the cardless cash deposit limit through m-BCA.

³⁾ The transfer transaction limit between BCA Accounts via BCA ATMs is a combined limit with the transfer limit between BCA Accounts via m-BCA.

⁴⁾ The transfer transaction limit between BCA Accounts (to foreign currency accounts) via BCA ATMs is a combined limit with the transfer limit between BCA Accounts (to foreign currency accounts) via m-BCA.

⁵⁾ The limit for interbank transfer transactions through BCA ATMs is a combined limit with the limit for interbank transfers (Online & BI-FAST) through m-BCA.

⁶⁾ The payment limit with Debit BCA is one with cash withdrawal at merchants and Flazz top-up at EDC (separate from the cash withdrawal limit at ATMs).

⁷⁾ Contactless Debit transactions without a PIN and Debit without a PIN abroad are still counted towards the BCA Debit transaction limit according to the type of BCA Debit Card/ATM. Contactless Debit and Debit Abroad transactions with PIN follow the BCA Debit transaction limit.

⁸⁾ This limit is separate from the Rupiah transfer limit.

⁹⁾ Transfer transaction limit to all BCA Accounts (Rupiah/foreign currency) owned. Transfer transactions from the source of Rupiah funds to the foreign currency account are subject to the Foreign Exchange Transaction Threshold Terms contained herein.

¹⁰⁾ Transfer transaction limit between BCA Accounts other than your own account.

¹¹⁾ The combined limit of transfer transactions between BCA Accounts other than one's own account and interbank transfers through myBCA is the maximum nominal transaction per day per BCA ID. See the complete myBCA transaction limit here.

¹²⁾ The combined limit of transfer transactions through Internet Banking is the maximum limit of nominal transactions per day per user ID. The complete Internet Banking transaction limit is available here.

¹³⁾ Cardless cash withdrawal limit via myBCA mobile per day per BCA ID.

¹⁴⁾ Cardless cash deposit limit via myBCA mobile per day per BCA ID.

The current account transaction limit through KlikBCA Bisnis (KBB) is determined by the customer's submitted limit and approved by BCA in accordance with applicable regulations.
For Foreign Currency Current Accounts, customers can make deposits and withdrawals from Banknotes with conditions of 1:1 (not subject to the buying and selling rate for the same currency), with the following conditions

¹⁵⁾ The initial limit only applies to Customers who have never set a transaction limit before. Customers can increase their limit to the maximum through the 'Set Limit' menu on myBCA, the myBCA Web version, and the BCA mobile app.

The limit for Current Account transactions through KlikBCA Bisnis (KBB) is the limit proposed by the customer and approved by BCA in accordance with the applicable provisions.
For a Foreign Currency Current Account, the customer can deposit and withdraw Banknotes with a 1:1 condition (not subject to the applicable exchange rates for the same currency), subject to the following provisions:

Type of Transaction	Amount
Deposits¹⁾
USD Current Account
Deposit of up to USD50,000/day/account	1:1
Deposit of more than USD50,000/day/account	Subject to a 0.5% fee on the excess amount
Other Foreign Currency Current Account²⁾
Deposit in non-USD Banknotes into the relevant non USD account ³⁾	1:1
Withdrawals³⁾
USD Current Account
Withdrawal of up to USD10,000/month/account	1:1
Withdrawal of more than USD10,000/month/account	Subject to a 0.5% fee on the excess amount
SGD Current Account
Withdrawal of up to SGD10,000/month/account	1:1
Withdrawal of more than SGD10,000/month/account	Subject to a 0.5% fee on the excess amount
CNH Current Account
Withdrawal of up to CNH10,000/month/account	1:1
Withdrawal of more than CNH10,000/month/account	Subject to a 0.75% fee on the excess amount

¹⁾ ) Banknotes deposits with physical conditions that are not smooth and/or small denomination to a foreign currency account in the same currency can be processed under a 1:1 condition, but customers will be subject to a provision of 0.25%.
²⁾ There are certain non-USD currency denominations that can be made with a 1:1 deposit.
³⁾ Banknotes 1:1 deposit or withdrawal transactions are not yet available in MYR, THB, and KRW currencies.

Simulation

Current Account Balance	Current Account Interest	Monthly Current Account Interest Amount
IDR1,500,000	0.50%	-
IDR2,500,000	0.50%	IDR1,027.40
USD10,000	0.20%	USD1.32

Last Update: December 3^rd 2024

Notes:

This simulation is intended to provide the customer with an estimate calculation only and is not meant to give any recommendation.
Average monthly balance of the Rupiah Current Account.
The monthly average balance or daily minimum of the Foreign Currency Current Account.
Current Account interest is subject to change at any time according to market conditions and will be informed through BCA's information facilities.
Monthly Current Account interest is earned when they meet the monthly average nominal or minimum daily balance of a certain Current Account in accordance with BCA's regulations.
The nominal amount of current account services obtained is gross interest before tax deduction according to applicable provisions (assuming 1 month = 30 days and 1 year = 365 days).

Important Information

Additional Information

Current Account interest will be credited to the account at the end of each month.
If the Current Account interest rate decreases, it will result in a corresponding reduction in the interest amount received by the customer.
The customer will receive Current Account interest if customers maintain a certain average balance, according to the provisions applicable at BCA.
Current Account interest may not be provided in accordance with the applicable provisions at BCA that were agreed upon between the customer and BCA at the time of account opening.
Current Accounts can be opened for joint accounts with the status of either "Or" or "And".
Individual Current Account holders can be provided with Paspor BCA card, which can be used to make certain transactions through BCA ATMs or other means determined by BCA.
An instruction given to the bank or a cash withdrawal made from a joint account with the status of “Or” can be made by only one of the joint account holders. However, for a joint account with the status of "And", such instruction or cash withdrawal must be made collectively by all of the joint account holders.
The customer must make the first deposit to the current account that has been opened at BCA. The amount of the first deposit or any changes to it will be notified by BCA to the customer in any form and through any means, in accordance with applicable legal provisions.
Customers can withdraw their Rupiah Current Account using a cheque, which can be transferred, cleared, or cashed. Cheque-cashing can be done at any BCA branch.
Customers can use Bilyet Giro (BG) as a means of payment to their business partners. The characteristics of BG are:
- Non-transferable or cash withdrawn.
- Must be completed upon issuance.
- Signed directly by the drawer with a wet signature.
- Corrections can be made up to 3 (three) times.
- BG validity period is 70 (seventy) days from the issue date.
- The maximum amount allowed for clearing (Cheque/BG) is IDR500 million.
- The presentation of the Cheque/BG is done by the recipient or a party authorized by the recipient.
Deposits and/or withdrawals of Foreign Currency Current Accounts will be subject to the rate in accordance with the applicable provisions at BCA.
Deposited banknotes cannot be withdrawn on the same day.
A purchase of foreign currency exceeding USD100,000 (or its equivalent) with a source of funds in Rupiah must be accompanied by underlying documents.
Deposits to Rupiah Current Accounts can be made at any time as long as the counter is open during BCA business hours or through a cash deposit machine.
Withdrawals or transfers of funds in Rupiah or non-cash foreign currency from all Foreign Currency Current Accounts are free of charge at any time, as long as the branch counter is open during BCA business hours.
Withdrawal of USD Banknotes with a 1:1 condition from a USD Current Account can be made at any other designated branch. Cash withdrawals in foreign currencies other than USD can only be made at the home branch.
Withdrawals in the form of banknotes from the Foreign Currency Current Account can only be made at the home branch, but USD banknotes withdrawals from the USD Current Account can be made at the home branch or at other BCA branch offices that have been appointed by BCA or in accordance with the changes in the terms that will be notified by BCA in any form and through any means in accordance with the applicable laws.
Auto Transfer is an automatic fund transfer facility from one account to a Rupiah Current Account, which can be performed both during the batch (ATS Batch) and when the Rupiah Current Account balance is insufficient during a withdrawal process at the counter (ATS Online).
If the customer applies for m-BCA, KlikBCA, and/or other facilities related to the opening of a Current Account, the customer hereby declares that they are subject to the terms and conditions of m-BCA, KlikBCA, and/or other facilities related to the opening of the Current Account used by the customer.
Individual customers who wish to receive e-statement information via email must submit a delivery request when opening a Current Account. This requirement applies only to Current Accounts that are not in the "Joint Account" status.
If the bank statement is sent to the customer's address and received in an open or damaged state, the customer must include the statement 'opened or damaged' on the receipt. The customer must report to the home branch regarding an open or damaged account, bringing the current account with them.
In the event that the printed bank statement is not sent to the customer's address, the customer can access and download the bank statement from the Application and website.
The customer can apply for the closure of the Current Account at the branch and will be charged an account closure fee.
In the event of the customer's death, BCA has the right to request the inheritance membership documents required by BCA as the basis for disbursing the current account balance to the heirs specified in the inheritance document. By disbursing the current account balance of a deceased customer to his heirs or proxies who have the right in accordance with the inheritance document, BCA is exempt from all responsibilities related to the customer's current account.
BCA shall inform all changes to the benefits, fees, risks, terms and conditions of this Product and/or Service through any means in accordance with applicable legal provisions.

Summary of Product and Service General Information (RIPLAY)

Current Account Product Information Summary

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Terms and Conditions

Terms and Conditions of Current Account

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Current Account

Why BCA Current Account?

Currency Options

Convenient

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