Individual savings with regular deposits in a certain amount and time for the youth aged aged 18 to 30 years old.
Can have more than one Tahapan Berjangka SiMuda account linked to 1 source fund account
Life insurance for guaranteed convenience
Savings in Rupiah currency
Free Admin Fee
There is no administrative fee every month.
Free to add funds at any time outside the monthly deposit.
Interest rate fluctuations can occur following market developments
One time debit is counted as one time debit transaction in TabunganKu account
If funds are not available by the specified debit date, debiting process will be made at the end of the current month
If debiting fails for 3 consecutive months, the Tahapan Berjangka account will be closed automatically and the funds in it will be transferred to the source fund account
The customer cannot do the withdrawal or close the account before the saving period ends. If a fund withdrawal is made or an account is closed before the agreed date, the customer will be charged an account closing before maturity fee
Tahapan Berjangka Life Insurance is an insurance product of PT Asuransi Jiwa BCA and is not a product and responsibility of BCA and is not included in the coverage of the guarantee program as referred to in the laws and regulations regarding deposit insurance institutions
The use of the BCA logo and/or attributes in marketing documents is only intended to show a collaboration between BCA and PT Asuransi Jiwa BCA
Indonesian citizens with a minimum age 18 years and maximum 30 years
Have TabunganKu account
Agree to the Terms and Conditions of Opening account and Life Insurance Products
Not allowed to open a joint account
Interest Rate per Year
Monthly Deposit (IDR)
Time Period (Year)
≥1 - <3
≥3 - <5
≥5 - <10
≥ 500,000 - < 1,000,000
Effective : May 1st 2021
Fees and Limits Tahapan Berjangka SiMuda
To accommodate its customer’s needs, BCA provides competitive limits and fees for each product and service. View the limits and fees for Tahapan Berjangka SiMuda below.
Deposit transaction at counter
Print/account mutation at branch
According to applicable terms and conditions
Account closing before maturity *)
1% of final Tahapan Berjangka balance
- Minimum of Rp 50.000, or
- Maximum equal to paid accumulated interest, whichever is the larger amount.
*) Account closure to death of account holder will result in automatic account closure, free of charge. Insurance benefits and funds associated with the Tahapan Berjangka account will be returned to primary source account.
Insurance benefits is the sum of insurance payment equal to the amount of Tahapan Berjangka SiMuda monthly deposit that has yet to be deposited:
Died due to
< 1 Year
1 x UP, Max IDR750 million/cust.
> 1 Year
1 x UP, Max IDR750 million/cust.
1 x UP, Max IDR1.5 billion/cust
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