Individual savings with regular deposits in a certain amount and time to realize every plan.
Balance inquiry and e-statement facility through KlikBCA and KlikBCA Bisnis
Life insurance for guaranteed convenience
Best Interest Rate
Interest rates above regular savings
Free Admin Fee
There is no administrative fee every month.
Free to add funds at any time outside the monthly deposit.
Make Your Dreams Come True
Help form a habit of saving regularly to make dreams come true
Interest rate fluctuations can occur following market developments
If funds are not available by the specified debit date, debiting process will be made at the end of the current month
If debiting fails for 3 consecutive months, the Tahapan Berjangka account will be closed automatically and the funds in it will be transferred to the source fund account
The customer cannot do the withdrawal or close the account before the saving period ends. If a fund withdrawal is made or an account is closed before the agreed date, the customer will be charged an account closing before maturity fee
Tahapan Berjangka Life Insurance is an insurance product of PT Asuransi Jiwa BCA and is not a product and responsibility of BCA and is not included in the coverage of the guarantee program as referred to in the laws and regulations regarding deposit insurance institutions
The use of the BCA logo and/or attributes in marketing documents is only intended to show a collaboration between BCA and PT Asuransi Jiwa BCA
Indonesian citizens with a minimum age 12 years and maximum 60 years
Maximum saving period is up to the birthday of 65 years
Have Tahapan, Tahapan Gold, Tahapan Xpresi, or Tapres BCA account
Agree to the Terms and Conditions of Opening account and Life Insurance Products
Not allowed to open a joint account
Interest Rate per Year (floating)
Time Period (Year)
≥1 - <3
≥3 - <5
≥5 - <10
Effective: 1 May 2021
Fees and Limits Tahapan Berjangka
To accommodate its customer’s needs, BCA provides competitive
limits and fees for each product and service. View the limits and fees for Tahapan Berjangka below.
Deposit transaction at counter
Cetak data/mutasi di cabang
According to applicable terms and conditions
Penutupan rekening sebelum jatuh tempo *)
1% of final Tahapan Berjangka balance
- Minimum of IDR50,000, or
- Maximum equal to paid accumulated interest, whichever is the larger amount.
*) Account closure to death of account
holder will result in automatic account closure, free of charge. Insurance benefits and funds associated with
the Tahapan Berjangka account will be returned to primary source account.
Insurance benefits is the sum of insurance payment equal to the
amount of Tahapan Berjangka monthly deposit that has yet to be deposited:
Died due to
< 1 Year
1 x UP, Max IDR750 million/cust.
> 1 Tahun
1 x UP, Max IDR750 million/cust.
1 x UP, Max IDR1.5 billion/cust.
Get the Product
Access this product or service directly through the computer or mobile device
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di luar www.bca.co.id yang tidak terafiliasi dengam BCA dan mungkin
memiliki tingkat sekuriti yang berbeda. BCA tidak bertanggung jawab
dan tidak mendukung, menjamin, mengendalikan konten, mengendalikan
ketersediaan dan perspektif atas produk-produk atau layanan-layanan
yang ditawarkan atau dinyatakan oleh website tersebut.