Back to Tahapan Berjangka

Tahapan Berjangka

Time to make your dream plans come true

Why BCA Berjangka Savings?

Convenient

Monthly autodebit deposit from Tahapan, Tahapan Gold, Tahapan Xpresi, or Tapres BCA as the source fund account

Time Period Selection

Select the deposit term from 1 to 20 years

Flexible Deposit

Monthly deposit starts from IDR 500,000 per month in multiples of IDR 50,000

Tahapan Berjangka

Tahapan BCA

Individual savings with regular deposits in a certain amount and time to realize every plan.

Benefits


Effective
Balance inquiry and e-statement facility through KlikBCA and KlikBCA Bisnis
Life Insurance
Life insurance for guaranteed convenience
Best Interest Rate
Interest rates above regular savings
Free Admin Fee
There is no administrative fee every month.
Free Deposit
Free to add funds at any time outside the monthly deposit.
Make Your Dreams Come True
Help form a habit of saving regularly to make dreams come true

Important Information

  • Interest rate fluctuations can occur following market developments
  • If funds are not available by the specified debit date, debiting process will be made at the end of the current month
  • If debiting fails for 3 consecutive months, the Tahapan Berjangka account will be closed automatically and the funds in it will be transferred to the source fund account
  • The customer cannot do the withdrawal or close the account before the saving period ends. If a fund withdrawal is made or an account is closed before the agreed date, the customer will be charged an account closing before maturity fee
  • Tahapan Berjangka Life Insurance is an insurance product of PT Asuransi Jiwa BCA and is not a product and responsibility of BCA and is not included in the coverage of the guarantee program as referred to in the laws and regulations regarding deposit insurance institutions
  • The use of the BCA logo and/or attributes in marketing documents is only intended to show a collaboration between BCA and PT Asuransi Jiwa BCA

Requirements


  • Indonesian citizens with a minimum age 12 years and maximum 60 years
  • Maximum saving period is up to the birthday of 65 years
  • Have Tahapan, Tahapan Gold, Tahapan Xpresi, or Tapres BCA account
  • Agree to the Terms and Conditions of Opening account and Life Insurance Products
  • Not allowed to open a joint account

Interest Rates


Interest Rate per Year (floating)

Monthly Deposit

Time Period (Year)

≥1 - <3

≥3 - <5

≥5 - <10

≥10

< IDR1,000,000 1.50% 2.00% 2.25% 2.50%
≥ IDR1,000,000 2.00% 2.25% 2.50% 2.50%

Effective: 1 May 2021

Fees and Limits Tahapan Berjangka


To accommodate its customer’s needs, BCA provides competitive limits and fees for each product and service. View the limits and fees for Tahapan Berjangka below.

Description

Fee

Deposit transaction at counter Free
Administrasi Bulanan Free
Gagal Debet Free
Premi Asuransi Free
Cetak data/mutasi di cabang According to applicable terms and conditions
Penutupan rekening sebelum jatuh tempo *) 1% of final Tahapan Berjangka balance
Terms:
- Minimum of IDR50,000, or
- Maximum equal to paid accumulated interest, whichever is the larger amount.

*) Account closure to death of account holder will result in automatic account closure, free of charge. Insurance benefits and funds associated with the Tahapan Berjangka account will be returned to primary source account.


Insurance benefits is the sum of insurance payment equal to the amount of Tahapan Berjangka monthly deposit that has yet to be deposited:

Savings Period

Died due to

Uang pertanggungan

< 1 Year Illness -
Accident 1 x UP, Max IDR750 million/cust.
> 1 Tahun Illness 1 x UP, Max IDR750 million/cust.
Accident 1 x UP, Max IDR1.5 billion/cust.

Get the Product

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BCA Branch
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Get the Product

KlikBCA
Access this product or service directly through the computer or mobile device
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BCA Branch
Find the nearest BCA branch to get this product or service
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Tahaka Facilities

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Open Tahapan Berjangka account via KlikBCA