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Monthly autodebit deposit from Tahapan, Tahapan Gold, Tahapan Xpresi, or Tapres BCA as the source fund account
Select the deposit term from 1 to 20 years
Monthly deposit starts from IDR 500,000 per month in multiples of IDR 50,000
Tahapan Berjangka
Tahapan BCA
Tahapan Berjangka BCA is a savings product for individuals with regular deposits in a certain amount and time, plus life insurance.
Benefits
Important Information
Terms and Procedures:
Types of Customers |
Document |
Adult individuals |
ID card |
NPWP* |
|
Minors represented by a parent (< 12 years old) |
Parent’s ID card |
Parent’s NPWP |
|
Child’s birth certificate/Family Card/Child’s ID card |
|
Minors represented by a legal guardian (< 12 years old) |
Guardian’s ID card and NPWP |
Letter of Appointment of Guardians from the District Court |
|
Unrepresented minors (12- <17 years old) |
Documents Identity (Child's ID Card/Family Card/Child Birth Certificate) |
Parents ID Document according to applicable adult regulation |
|
Parents NPWP |
|
Parents Statement Letter |
*Note:If the Customer does not/does not yet possess an NPWP, it can be replaced with a statement letter of not owning an NPWP.
For inquiries and complaints:
Social Media:
Facebook : GoodLife BCA
Instagram : @goodlifebca
Youtube : Solusi BCA
Twitter : @BankBCA
Features, Benefits, and Risks of Tahaka
Key Features of Tahaka:
Benefits:
Saving Period |
Cause of Death |
Sum Assured |
≤1 year |
Illness |
- |
Accident |
1 x Sum Assured, Max Rp 750milion/customer |
|
>1 year |
Illness |
1 x Sum Assured, Max Rp 750milion/customer |
Accident |
2 X Sum Assured, Max Rp 1.5Bn /customer |
Note :
If a customer owns 1 account or more than 1 Tahaka account, the total Sum Assured payable by BCA Life is a maximum of Rp750 million (for illness) or a maximum of Rp1.5 billion (for accidents).
Risks:
Simulation:
Placement |
Interest Rates per Annum* |
Term |
Monthly Interest Rate** |
Total Accumulation*** |
Rp1,000,000 |
2.1% |
12 months |
Rp21,203 |
Rp12,137,380 |
Rp500,000 |
1.6% |
12 months |
Rp8,059 |
Rp6,052,255 |
Note:
* Interest rates may change according to the prevailing
regulations.
** Interest = gross interest before tax according to the
prevailing regulations (Assuming 1 month = 30 days, 1 year = 365 days)
** Total
accumulation = total amount of Deposit plus interest after tax.
Additional Information
Disclaimer (important note)
Interest Rates
Interest Rate per Year (floating)
Monthly Deposit |
Time Period (Year) |
|||
≥1 - <3 |
≥3 - <5 |
≥5 - <10 |
≥10 |
|
< IDR1,000,000 | 1.00% | 1.20% | 1.50% | 1.70% |
≥ IDR1,000,000 | 1.20% | 1.50% | 1.70% | 1.70% |
Effective: March 1st, 2023
Fees and Limits Tahapan Berjangka
To accommodate its customer’s needs, BCA provides competitive limits and fees for each product and service. View the limits and fees for Tahapan Berjangka below.
Description |
Fee |
Deposit transaction at counter | Free |
Monthly Administration | Free |
Debit Failed | Free |
Insurance Premium | Free |
Print Transaction History at Branch |
According to applicable terms and conditions |
Closing Account Before Maturity *) |
1% of final Tahapan Berjangka balance |
*) Account closure to death of account holder will result in automatic account closure, free of charge. Insurance benefits and funds associated with the Tahapan Berjangka account will be returned to primary source account.
Insurance benefits is the sum of insurance payment equal to the amount of Tahapan Berjangka monthly deposit that has yet to be deposited:
Savings Period |
Died due to |
Sum Assured |
≤ 1 Year | Illness | - |
Accident | 1 x Sum Assured, Max IDR750 million/cust. | |
> 1 Year | Illness | 1 x Sum Assured, Max IDR750 million/cust. |
Accident | 2 x Sum Assured, Max IDR1.5 billion/cust. |
TERMS AND CONDITIONS FOR TAHAPAN BERJANGKA
PT BANK CENTRAL ASIA Tbk (“BCA”)
A. DEFINITIONS
B. TERMS AND CONDITIONS FOR TAHAPAN BERJANGKA
The display of the name and/or account number as described in items a and b above is intended as a means of seeking confirmation from the remitting customer to minimize the possibility of the remitting customer making a wrong transfer.
In connection with the closing of the Tahapan Berjangka account, the funds in the Tahapan Berjangka account will be credited to the Source Account.
C. DEPOSIT AND WITHDRAWAL OF FUNDS
D. AUTOMATIC RENEWAL
E. CALCULATION AND PAYMENT OF INTEREST
F. COMPLAINTS HANDLING
G. DISPUTES RESOLUTION
H. LANGUAGE
These Terms and Conditions for Tahapan Berjangka PT Bank Central Asia Tbk (“BCA”) are made and signed in two (2) versions of languages, namely Indonesian and English. In the event that there is a discrepancy in interpretation between the versions of Indonesian and English, then the version of Indonesian language shall prevail.
The Depositor hereby confirms that the Depositor has fully understood and agrees to these Terms and Conditions for Tahapan Berjangka PT Bank Central Asia Tbk (“BCA”) as described above and that BCA has provided explanations and asked for confirmation of the Depositor’s understanding of the benefits, fees, risks as well as rights and obligations associated with the Tahapan Berjangka account.
These Terms and Conditions for Tahapan Berjangka of PT Bank Central Asia Tbk (“BCA”) have been adjusted to ensure compliance with the prevailing laws and regulations including Regulations of the Financial Services Authority.
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