Monthly autodebit deposit from Tahapan, Tahapan Gold, Tahapan Xpresi, or Tapres BCA as the source fund account
Select the deposit term from 1 to 20 years
Monthly deposit starts from IDR 500,000 per month in multiples of IDR 50,000
Tahapan Berjangka BCA is a savings product specifically intended for individual customers, with periodic deposits to be made by the customer in a fixed amount and for a certain saving period. This savings product also comes with life insurance.
Requirements and Procedures
Type of Customer
*Note: If the Customer does not have/has not already had the Tax ID Number (NPWP), the Customer can substitute it with a Statement Letter explaining that the Customer does not have the Tax ID Number (NPWP).
The customer can ask questions and lodge complaints via the following:
Halo BCA 1500888
Email : firstname.lastname@example.org
WA : +628111500998
Website : www.bca.co.id
Facebook : GoodLife BCA
Instagram : @goodlifebca
Youtube : Solusi BCA
X (Twitter) : @BankBCA
Features, Benefits, and Risks of Tahaka
Main Features of Tahapan Berjangka:
|Monthly Routine Deposit||Saving Period||Interest Rate per Annum 2)||Total Final Balance 3)|
Last Update: 04 November 2022
1) This simulation is intended to provide the customer with an estimate calculation only and is not meant to give any recommendation.
2) Interest rates may change at any time in line with market conditions and the change will be notified to the customer via BCA’s information media.
3) Total final balance = estimated total balance of Tahapan Berjangka after interest payment and tax withholding.
Simulation of the Tahapan Berjangka Life Insurance:
If a death risk occurs to the customer, a death benefit due to an accident or illness will be paid in the amount of the Sum Insured (SI), which is equal to the total amount of the routine deposits that have not been paid into the Tahapan Berjangka account, subject to the following provisions:
|Saving Period||Cause of Death||Total amount of|
|Accident||1 x the SI, Max Rp750 Million/customer|
|>1 yr||Illness||1 x the SI, Max Rp750 Million/customer|
|Accident||2 X the SI, Max Rp1.5 Billion/customer.|
Sum Insured = (n-t) × Monthly Deposit Amount
n = Total Period of Tahapan Berjangka (in months)
t = Period of Tahapan Berjangka elapsed (in months)
Interest Rate per Year (floating)
Time Period (Year)
≥1 - <3
≥3 - <5
≥5 - <10
Effective: March 1st, 2023
Fees and Limits Tahapan Berjangka
To accommodate its customer’s needs, BCA provides competitive limits and fees for each product and service. View the limits and fees for Tahapan Berjangka below.
|Deposit transaction at counter||Free|
Print Transaction History at Branch
|According to applicable terms and conditions|
Closing Account Before Maturity *)
|1% of final Tahapan Berjangka balance|
*) Account closure to death of account holder will result in automatic account closure, free of charge. Insurance benefits and funds associated with the Tahapan Berjangka account will be returned to primary source account.
TERMS AND CONDITIONS FOR TAHAPAN BERJANGKA
PT BANK CENTRAL ASIA Tbk (“BCA”)
B. TERMS AND CONDITIONS FOR TAHAPAN BERJANGKA
In connection with the closing of the Tahapan Berjangka account, the funds in the Tahapan Berjangka account will be credited to the Source Account.
C. DEPOSIT AND WITHDRAWAL OF FUNDS
D. AUTOMATIC RENEWAL
E. CALCULATION AND PAYMENT OF INTEREST
F. COMPLAINTS HANDLING
G. DISPUTES RESOLUTION
These Terms and Conditions for Tahapan Berjangka PT Bank Central Asia Tbk (“BCA”) are made and signed in two (2) versions of languages, namely Indonesian and English. In the event that there is a discrepancy in interpretation between the versions of Indonesian and English, then the version of Indonesian language shall prevail.
The Depositor hereby confirms that the Depositor has fully understood and agrees to these Terms and Conditions for Tahapan Berjangka PT Bank Central Asia Tbk (“BCA”) as described above and that BCA has provided explanations and asked for confirmation of the Depositor’s understanding of the benefits, fees, risks as well as rights and obligations associated with the Tahapan Berjangka account.
These Terms and Conditions for Tahapan Berjangka of PT Bank Central Asia Tbk (“BCA”) have been adjusted to ensure compliance with the prevailing laws and regulations including Regulations of the Financial Services Authority.
Open Tahapan Berjangka account via KlikBCA
Anda akan meninggalkan BCA.co.id
Dengan mengklik ‘Lanjutkan’, Anda akan diarahkan menuju website di luar www.bca.co.id yang tidak terafiliasi dengam BCA dan mungkin memiliki tingkat sekuriti yang berbeda. BCA tidak bertanggung jawab dan tidak mendukung, menjamin, mengendalikan konten, mengendalikan ketersediaan dan perspektif atas produk-produk atau layanan-layanan yang ditawarkan atau dinyatakan oleh website tersebut.