Jakarta, 23 April 2026 – PT Bank Central Asia Tbk and its subsidiaries reported positive loan growth amid dynamic economic conditions. BCA’s total loans grew 5,6% year-on-year (YoY) to Rp994 trillion as of March 2026, driven by the company’s commitment to supporting the national economy. Loan disbursement was supported by solid funding, with current account and savings account (CASA) funds amounting to Rp1.089 trillion, up 11.2% YoY. CASA funds were the main contributor, accounting for around 85,2% of BCA’s total third-party funds. BCA and its subsidiaries reported a total Rp14,7 trillion in net profit.
“Entering 2026, BCA’s performance was influenced by the Ramadan dan Eid al-Fitr momentum, which drove loan performance. On top of that, BCA Expoversary 2026, which has been running since February 2026, has also received a very enthusiastic response from customers and the public. Accordingly, we extended the BCA Expoversary event until 30 April 2026. We remain optimistic in maintaining a solid performance amid the dynamic global conditions through prudent expansion across various business lines,” stated Hendra Lembong, President Director of PT Bank Central Asia Tbk.
As of the end of March 2026, BCA’s loans were primarily driven by productive loans, which amounted to Rp760,2 trillion, up 7,8% YoY. In line with the commitment to the Environmental, Social, and Governance (ESG) principles, loans to sustainable sectors grew 10,0% YoY to Rp258,4 trillion, or 26,0% of BCA’s total financing portfolio. The results were supported by MSME loans, which grew 12% YoY, with outstanding loans amounting to Rp146 trillion, demonstrating BCA’s support for various sectors of the national economy. BCA’s green financing grew 7,7% YoY to Rp113 trillion, driven by, among other things, loan disbursement to the new and renewable energy sector, which grew 53,5% YoY.
BCA is committed to implementing the prudent principles and disciplined risk management in its lending approach. The loan at risk (LAR) ratio and non-performing loan (NPL) ratio were well managed at 5,1% and 1,8%, respectively. The LAR and NPL coverage ratios were at solid levels at 69,7% and 174,6%, respectively. In terms of financing, BCA’s total DPK stood at Rp1.292,4 trillion, up 8,3% YoY. CASA’s growth was in line with the growth in BCA’s transaction banking, including through digital and non-digital channels.
BCA continues to demonstrate commitment to innovation through the development of a wide range of features on the myBCA app. One of the latest innovations is the 'Layanan Cabang' feature, which enables customers to place banknote orders for pickup at the branch, as well as to carry out other branch transactions. Additionally, deposits and withdrawals of banknotes in USD currency can be conducted at all main branch (KCU) and sub-branch (KCP), while cash withdrawals of other foreign currencies such as Chinese Yuan, Japanese Yen, Singapore Dollar, and 15 other currencies can be performed at every KCU branch. As one of the steps to bolster customer experience in transacting on myBCA, BCA also offers various attractive promotions and features on this application. For insance, the “Lifestyle” feature allows customers to enjoy the benefits of ordering food using the “UFood Delivery” feature on myBCA.
“We also launched Ocean by BCA, an integrated business portal to help business owners manage their business needs conveniently and efficiently. Ocean by BCA allows business owners to seamlessly access an integrated business dashboard, tailored solution recommendations, direct e-channel access, and a comprehensive help center, all from a single platform. We have collaborated with several strategic partners, with the aspiration that Ocean by BCA will empower business owners to manage their operations more efficiently and unlock new opportunities for business growth and expansion,” said Hendra Lembong.
BCA also obtained two ISO international certifications, namely ISO 27701:2019 for Data Privacy Management and ISO 42001:2023 for Artificial Intelligence Management Systems. The ISO 27701:2019 certification focuses on information privacy management and the ISO 42001:2023 certification is the standard for ensuring an ethical, transparent, safe and responsible use of Artificial Intelligence (AI). BCA is the first bank in Southeast Asia to obtain the ISO for Artificial Intelligence Management Systems.
BCA, through Bakti BCA, provided one-year scholarships and development programs for 700 students from 20 universities. In the area of sustainable tourism, Bakti BCA promoted travel packages from 11 fostered tourism villages at the ITB Berlin event, one of the largest travel fairs in the world. One of the tourism villages sponsored by Bakti BCA, the Prai Ijing/Tebara village, successfully won a prestigious award at the ASEAN Sustainable Tourism Awards 2026. BCA participated in the global Earth Hour initiative by turning off the lights at a number of branch offices for an hour. This year, Bakti BCA launched Genera-Z Berbakti, a call for proposal program held to provide a platform for students to put their social innovations into practice and contribute to society.
Picture Information 1:
BCA Maintains Performance Amid Market Dynamics, Total Credit Rises 5.6% - BCA President Commissioner Jahja Setiaatmadja (sixth from right), BCA Commissioner Tonny Kusnadi (fourth from right), BCA President Director Hendra Lembong (fifth from left), BCA Deputy President Director John Kosasih (fourth from left), BCA Director Subur Tan (third from right), BCA Director Lianawaty Suwono (fifth from right), BCA Director Santoso (second from right), BCA Director Vera Eve Lim (sixth from left), BCA Director Haryanto T. Budiman (far from right), BCA Director Antonius Widodo Mulyono (third from left), BCA Director Hendra Tanumihardja (second from left), and BCA Director David Formula (far from left) during the BCA Q1 2026 Performance Presentation on Thursday (23/4). BCA and its subsidiaries total loans grew 5,6% year-on-year (YoY) to Rp994 trillion as of March 2026. This loan disbursement was supported by solid funding, with with current account and savings account (CASA) funds amounting to Rp1.089 trillion, up 11,2% YoY.
Photo Information 3:
BCA’s Concrete Steps in Contributing to Indonesia through Bakti BCA - BCA Corporate Secretary Rudy Budiardjo (left) and EVP Corporate Communication & Social Responsibility BCA Hera F. Haryn (right) presented BCA’s contributions to Indonesia through Bakti BCA at the BCA First Quarter 2026 Performance Presentation on Thursday (23/4). Under the Bakti BCA umbrella, BCA provides scholarships and development programs for 700 students from 20 universities, promotes travel packages from 11 assisted tourism villages at ITB Berlin, and celebrates the achievement of Kampung Prai Ijing/Tebara Tourism Village at the ASEAN Sustainable Tourism Awards 2026. BCA also participates in Earth Hour and has relaunched Genera-Z Berbakti as a platform for student-led social innovation.
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About PT Bank Central Asia Tbk (as of March 31, 2026)
BCA is one of Indonesia's leading banks, focusing on transaction banking and providing credit facilities and financial solutions for corporate, commercial, SME, and consumer segments. As of the end of March 2026, BCA serves 44 million customer accounts and processes more than 122 million transactions daily, supported by 1,270 branch offices, 20,336 ATMs, as well as internet & mobile banking services and the Halo BCA contact center, which is accessible 24 hours a day. BCA's presence is supported by a number of subsidiaries that focus on vehicle financing, Sharia banking, securities, general and life insurance, digital banking, and venture capital. BCA is committed to building long-term relationships with customers, prioritizing mutual interests, and creating a positive impact on society at large. With more than 27,600 employees, BCA's vision is to become the main bank of choice for the community, serving as an important pillar of the Indonesian economy.
PT BANK CENTRAL ASIA TBK
Group Corporate Communication and Social Responsibility - CCR
Corporate Communication
Address : Jl. MH Thamrin No.1, Menara BCA Lt. 22. Jakarta 10310
Telephone : (021) 2358-8000
Fax : (021) 2358-8339
E-mail : corcom_bca@bca.co.id
