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24 May 2024

Strengthening Support for MSMEs, BCA distributes Working Capital Loans to coffee shop entrepreneurs in Bali

Bali, 23 May 2024 - PT Bank Central Asia Tbk (BCA) has once again demonstrated its commitment to supporting the national economy by continuing to support the development of micro, small and medium enterprises (MSMEs). BCA's support for MSMEs is once again reflected in its commitment to channeling Working Capital Loans (KUR) worth more than Rp100 million to coffee shop entrepreneurs.

The BCA KUR handover was symbolically carried out by Head of Business Development Region IV Soeherdiyanto Budi Krisnandono to Debtor Lamriah Ester Febrianti on Tuesday (21/5), in Kuta, Bali. The handover took place in the middle of the Free Halal Certificate Workshop for Bali MSMEs.

BCA EVP Corporate Communication & Social Responsibility Hera F. Haryn said, "The distribution of BCA KUR to MSMEs is one of our efforts to continue to encourage MSMEs to continue to compete in the national and even international markets. BCA believes that by expanding access to capital to MSME businesses, it can encourage the development and support the growth of MSMEs, which are one of the main pillars of the national economy."

BCA offers KUR up to Rp500 million with competitive interest rates, starting from 6% effective per annum. The programme also offers other benefits such as free administration and provision fees, making financing more affordable for MSMEs. One of the main advantages of BCA's KUR programme is that the process is quick and easy, plus BCA has partnered with a channeling institution, KlikA2C. This allows MSME players to apply for financing more efficiently and practically, helping them focus on their business development efforts.

As of March 2024, BCA's sustainable finance portfolio reached Rp197.4 trillion, growing 9.1% YoY. This contributed 23.5% to the total loans disbursed by BCA. Of this amount, MSME financing reached Rp117.7 trillion. Meanwhile, as of April 2024, BCA had disbursed KUR amounting to Rp294.9 billion or 36.9% of this year's total target. BCA's KUR realization recorded a growth of 75.4% YoY, with the majority of KUR disbursed to the trade sector. BCA targets to disburse up to Rp800 billion in KUR this year, an increase of around 11% from the previous year.

Not only through financing support, BCA has been actively supporting the expansion of the industry, especially the coffee industry in Indonesia since 2021 by participating in the Indonesian Coffee Festival in Russia. In this activity, BCA involved MSME coffee entrepreneurs who graduated from the BCA UMKM Fest and BCA Bangga Lokal programmes from various regions in Indonesia. In addition, in 2023 BCA also participated in the Kopi Fest event as part of the National Movement 'Proud to be Made in Indonesia' and #Banggalokal.

Photo Caption I:

BCA Distributes KUR Worth Rp101 million to Coffee Shop Entrepreneurs in Bali - BCA has once again demonstrated its commitment to supporting the national economy by continuing to support the development of MSMEs. This time the support was done with the distribution of Working Capital Loans (KUR). The KUR distribution was held symbolically by Head of Business Development Region IV Soeherdiyanto Budi Krisnandono (left) to debtor Lamriah Ester Febrianti (right) in Kuta, Bali, on Tuesday (21/5).

Photo Caption II:

BCA KUR encourages MSMEs to compete in international markets - EVP Corporate Communication and Social Responsibility BCA Hera F. Haryn (front row, center), Head of BCA Region IV Office Harijanto (back row, second from left), Head of Region IV Business Development Soeherdiyanto Budi Krisnandono (front row, left), Head of Bali Province Industry and Trade Office I Wayan Jarta (back row, third from right), Head of Bali Province SME Cooperative Office Wayan Ekadina (back row, far right), Head of Denpasar City SME Cooperative Office (back row, far left), and Halal Task Force of Bali Province Ministry of Religious Affairs Budiastuti Arieswati (back row, second from right) pictured with Lamriah Debtor Ester Febrianti (front row, right) during the KUR handover. BCA believes that by expanding access to capital to MSME players, it can encourage development while supporting MSMEs to compete in the international market.


About PT Bank Central Asia Tbk (As of 31 March 2024)

BCA is one of the leading commercial banks in Indonesia with the core business of transaction banking. BCA also offers a full range of financial services in consumer, SME, commercial and corporate segments. By the end of March 2024, BCA has the privilege of serving more than 38 million customer accounts, processing around 90 million of daily transactions through a network of 1,258 branches, 19,055 ATMs as well as internet & mobile banking services and Halo BCA contact center that can be accessed 24 hours. BCA’s presence is complemented by a number of subsidiaries focusing on vehicle financing, sharia banking, securities, general and life insurance, digital bank, remittance as well as venture capital business. BCA is committed to building lasting relationships with customers, putting people first, and making a positive impact on society at large. With around 27,000 employees, BCA's vision is to be the bank of choice and a major pillar of the Indonesia economy.


Group Corporate Communication and Social Responsibility - CSR

Corporate Communication

Address : Jl. MH Thamrin No. 1
Menara BCA Lt. 22
Jakarta Pusat 10310
Telephone : (021) 2358-8000
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