Hooray!! BCA Transaction Limit Increases Starting January 2024

Jakarta, 6 January 2024 - PT Bank Central Asia Tbk (BCA) is dedicated to ensuring the utmost convenience, comfort, and security for our customers in both online and offline transactions. In alignment with this commitment, BCA will increase the daily transaction limits on almost all types of customer debit cards as of 19 January 2024.

The increased daily transaction limits will be applicable to customers possessing Tahapan Xpresi BCA cards, BCA Debit Silver/Blue, Platinum, and Gold cards, as well as Tapres and BCA Dollar cards. This improvement spans various transaction types, including cash withdrawals, intra-BCA account transfers, interbank transfers, and debit transactions. The aim of these limit adjustments is to offer customers greater flexibility and convenience during transactions, thereby better addressing their diverse needs.

“BCA is committed to providing services and products that facilitate customer activities. The adjustment in the daily transaction limit corresponds to the escalating demand among customers for diverse transaction services. Hence, customers can now conduct larger transactions without concerns, utilizing various types of BCA debit cards,” explained BCA EVP of Corporate Communication & Social Responsibility Hera F. Haryn.

An example of an increased daily transaction limit can be observed with BCA’s Tahapan Xpresi card. Cardholders of Tahapan Xpresi BCA can now withdraw up to Rp10 million per day in cash, an increase from the previous limit of Rp7 million. Moreover, Tahapan Xpresi BCA cardholders can transfer funds between BCA accounts, with the new limit set at Rp50 million per day, up from Rp25 million per day.

BCA Silver/Blue Debit cardholders can now withdraw up to Rp15 million in cash per day, an increase from the previous limit of Rp10 million per day. Additionally, BCA Silver/Blue Debit cardholders can transfer funds between BCA accounts, with the new daily limit raised to Rp100 million from the earlier limit of Rp50 million. The daily limit for interbank transfers has also been raised to Rp30 million, up from the previous limit of Rp15 million per day.

Transaction limit adjustments enable greater convenience for BCA debit cardholders in their daily transactions. For instance, customers can now make purchases using their debit cards within a daily limit ranging from Rp50 million to Rp150 million, depending on the type of card they possess.

As a national banking institution, BCA consistently places customers at the center of attention in the products and services it offers. This principle also underlies BCA’s decision to increase transaction limits on various debit cards. As of September 2023, As of September 2023, the number of BCA debit cards reached 34.4 million, showing an 18.6% year-on-year increase. The transaction value of BCA debit cards also grew, reaching Rp1,814 trillion.

Furthermore, in order to uphold the quality of service provided to customers, BCA has modified the monthly administrative fee for Tahapan Xpresi accounts, effective 19 January 2024, increasing it from Rp7,500 to Rp10,000 per month. It’s important to note that unlike adjustments to transaction limits, which are applicable to nearly all types of debit cards, the adjustment in administrative fees is SPECIFICALLY APPLICABLE TO Tahapan Xpresi. BCA will not be modifying the administrative fee for other card types.

As additional information, the administration fees applicable to all BCA savings accounts already include other fees such as card fees. BCA also provides a type of savings account with NO administration fees, namely TabunganKu.

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About PT Bank Central Asia Tbk (as of 30 September 2023)

BCA is one of the leading commercial banks in Indonesia with the core business of transaction banking. BCA also offers a full range of financial services in consumer, SME, commercial and corporate segments. As of September 2023, BCA has the privilege of serving nearly 39 million customer accounts, processing around 81 million of daily transactions through a network of 1,252 branches; 18,705 ATMs as well as the 24-hour internet & mobile banking systems; supported by 24/7 Halo BCA contact center. BCA’s presence is complemented by a number of subsidiaries focusing on vehicle financing, sharia banking, securities, general and life insurance, digital bank, remittance as well as venture capital business. BCA is committed to building lasting relationship with customers, putting people first, and making positive impact on society at large. With around 25,000 employees, BCA’s vision is to be the bank of choice and a major pillar of the Indonesia economy.

PT BANK CENTRAL ASIA TBK

Group Corporate Communication and Social Responsibility - CSR

Corporate Communication

Address : Jl. MH Thamrin No. 1
Menara BCA Lt. 22
Jakarta Pusat 10310
Telephone : (021) 2358-8000
Fax : (021) 2358-8339
E-mail : corcom_bca@bca.co.id