Jakarta, 15 January 2018 - PT Bank Central Asia Tbk (BCA) continues its commitment to support government efforts to help micro loan distribution to various business sectors. The commitment is realized through the signing of SME Loan Disbursement with PT Aman Cermat Cepat, a fintech company that provides digital funding platform based on KlikACC partnership systems.
Attending the signing event was Executive Vice President of Commercial Business & SME of BCA Liston Nainggolan and President Director of PT Aman Cermat Cepat (KlikACC) Rusli Hidayat, witnessed by Head of BCA Regional Office XII Freddy Suliman, Head of BCA KCU Suryopranoto Lilis Meilinayanti, and Vice President Director of KlikACC Bong Elysabet in Jakarta, Monday (15/1). Through this partnership, BCA appoints KlikACC as the channeling agent, distributing finance to borrowers with maximum loan of Rp25 billion.
“This loan facility is expected to provide benefits for MSMEs actors in the form of easy access to funds for investments and working capital, which both are important for sustainable development to their own businesses,” said Liston.
Liston argued, KlikACC, as an online marketplace that bridging borrower and lender in a peer-to-peer platform, is the right solution for the actors of MSMEs to access working capital credit to develop their businesses. The process of financing to the borrower, continued Liston, is fairly easy. “After the borrower fill out the loan application form on the platform and upload all required documents, KlikACC will perform credit analysis of the data obtained in order to provide financial feasibility recommendation. BCA will further use the recommendation provided by KlikACC to determine whether or not the application is approved. Such measure is taken based on prudent banking principles in order to maintain credit quality,” added Liston.
Liston further said that borrower can apply for credit limit minimum Rp20 million and maximum Rp100 million, with maximum three-year tenor. “We certainly hope that our loan disbursement partnership with KlikACC, the channeling agent, can contribute to the expansion of business network for the distribution of People Business Credit Program (Kredit Usaha Rakyat – KUR), as well as facilitate financial access for MSMEs throughout Indonesia,” Liston concluded.
BCA Disburses MSME Loan via KlikACC - Executive Vice President of Commercial Business & SME of BCA Liston Nainggolan (center) and President Director of PT Aman Cermat Cepat (KlikACC) Rusli Hidayat (second right), accompanied by Head of BCA Regional Office XII Freddy Suliman (second left), Head of BCA KCU Suryopranoto Lilis Meilinayanti (left), and Vice President Director of KlikACC Bong Elysabet (right) were discussing after the signing of Micro, Small, Medium Enterprises (MSME) via KlikACC in Jakarta, Monday (15/1). Through this partnership, BCA appoints KlikACC as the channeling agent, distributing finance to borrowers with maximum loan of Rp25 billion.
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About PT Bank Central Asia Tbk (as of 30th September 2017)
BCA is one of the leading commercial banks in Indonesia with a core focus on transaction banking business and providing loan facilities and solutions to the corporate, commercial & SME and consumer segments. At the end of September 2017, BCA had the privilege of serving 16 million customer accounts, processing millions of transactions every day through 1,225 branches, 17,314 ATMs and more than 460 thousands of EDC machines as well as transactions made over the 24-hour internet and mobile banking systems.
For more information, please contact:
PT BANK CENTRAL ASIA
Corporate Secretary – Corporate Communication Sub-division
Public Relations Office
Address : Jl. MH Thamrin No.1
BCA Grand Indonesia Lt. 22
Jakarta Pusat
Phone : (021) 2358-8000
Fax : (021) 2358-8300
E-mail : humas@bca.co.id
