BCA Virtual Account

Simplify the process of payment identification

Why BCA Virtual Account?

Fast & Easy

Payment identification and reconciliation can be done quickly and easily

Multi-Channel

Has an extensive transaction network including ATM BCA, KlikBCA, m-BCA, myBCA, and various other channels and sources of funds

Online & Realtime

Transactions can be done 24x7, and information on collection is obtained directly in real-time

BCA Virtual Account

About Transaction Method Fees & Limits Get the Service API BCA Services

BCA Virtual Account


BCA Virtual Account (BCA VA) is a facility provided to Company Partners, allowing them to identify funds received from their customers using the BCA VA number.

Other Benefits


Convenient
Reduce monthly paperwork and boost cost efficiency
Reports
Reports and transaction data are provided for easier recording and reconciliation

How to Pay Using BCA Virtual Account


BCA Virtual Account (BCA VA) transactions can be made on the following channels:

BCA mobile

1. Open BCA mobile, select the “m-Transfer” menu

2. Select the “BCA Virtual Account” menu

3. Enter the BCA Virtual Account number and click “Send”

4. Check the amount appearing on the screen

5. Enter your m-BCA PIN

6. Transaction is successful

myBCA

1. Open myBCA, select the “Transfer” menu

2. Select the “Virtual Account” menu

3. Enter the BCA Virtual Account number and click “Kirim”

4. Check the amount that appears on the screen and click “Lanjut”

5. Confirm the transaction details and click “Lanjut”

6. Enter your myBCA PIN

7. Transaction is successful

KlikBCA

1. Log in to KlikBCA and select the “Transfer Dana” menu

2. Select the “Transfer ke BCA Virtual Account” menu

3. Enter the BCA Virtual Account number and click “Lanjutkan”

4. Enter the KeyBCA Appli 1 response and click “Kirim”

5. Transaction is successful

KlikBCA Bisnis

1. Log in to KlikBCA Bisnis and select the “Transfer Dana ke BCA Virtual Account” menu

2. Enter the BCA Virtual Account number

3. Check the transaction details and click “Simpan”

4. Select the “Transfer Dana Otorisasi Transaksi” menu

5. Select the BCA Virtual Account transaction that has been saved, click “Setuju”

6. Enter your KeyBCA response and click “Kirim”

ATM BCA

1. Insert your ATM card and enter your ATM BCA PIN

2. Select the “Penarikan Tunai/Transaksi Lainnya” menu

3. Select the “Transaksi Lainnya” menu

4. Select the “Transfer” menu

5. Select the “Ke Rek BCA Virtual Account” menu

6. Enter the BCA Virtual Account number and click “Benar”

7. Check the transaction details and select “Ya”

8. Transaction completed

Fees & Limits


Limits

The daily transaction limits per account using BCA Virtual Account facility via BCA e-banking are as follows:

No BCA e-Banking Channel Limit Per Day/Account Category/Transaction Purpose Limit to Select BCA Partners*
Digital wallet/e-money top-up e-Commerce/
Marketplace
Fund Transfer Services

1

myBCA

Rp300,000,000

Rp 20,000,000 

Rp 50,000,000

Rp 10,000,000

2

BCA mobile

Rp300,000,000

3

ATM BCA

Rp50,000,000

-

Rp 50,000,000

4

KlikBCA Individu

Rp 10,000,000,000

-

BCA Virtual Account‘s daily transaction limit is accumulative wherein limits will be reduced to the number or amount of transactions made. This means that if you make top-up transactions for digital wallets/e-money, e-commerce, and fund transfer services, the category limit and daily channel limit will be reduced simultaneously.

For example, if you make a transaction using BCA Virtual Account on BCA mobile for e-Commerce of Rp45,000,000 and top up your e-wallet in the amount of Rp3,000,000, then your remaining limit will be:

No BCA e-Banking Remaining Channel Limit Per Day/Account Remaining Limit Category/Purpose of Transaction to Select BCA Partners*
Digital wallet/e-money top-up e-Commerce/
Marketplace
Fund Transfer Services

1

myBCA

Rp 300.000.000

Rp 17.000.000 

Rp 5.000.000

Rp 10.000.000

2

BCA mobile

Rp 252.000.000

3

ATM BCA

Rp 50.000.000

-

Rp 50.000.000

4

KlikBCA Individu

Rp 10.000.000.000

-

You can still use the remaining BCA mobile channel limit of Rp252,000,000, both for transactions included in the category/transactions and a variety of transactions outside the category.

*For more information, please contact Halo BCA 1500 888 or download the Halo BCA app.

Fees

Fees charged for each transaction are as follows

VA Code Company/Product Name Fee

70001

PT Dompet Anak Bangsa (Go-Pay)

Rp1,000

09110 & 19110

PT Fintek Karya Nusantara (LinkAja)

Rp1,000

20500

PT Indonesia Comnets Plus (PLN Mobile)

Rp1,750

27777

PT Inti Dunia Sukses (i.saku)

Rp1,000

12208

PT Airpay International Indonesia (ShopeePay)

Rp1,000

20789

PT Indosat Tbk (IMKAS)

Rp1,000

39329

PT Sari Coffee Indonesia (Starbucks)

Rp1,000

39797

PT Capital Net Indonesia (VIRGO)

Rp1,000

78000

PT Tanto Intim Line (TANTO)

Rp1,000

Get the Service BCA Virtual Account


BCA Virtual Account (BCA VA) is a facility provided to Company Partners, allowing them to identify funds received from their customers using the BCA VA number.

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