Tangerang, 26 February 2026 - Managing the needs of millions account holders with various activities and professional occupations, all of which requires quick response, remains a challenge for banks. PT Bank Central Asia Tbk (BCA) responds to the challenge by presenting a number of innovative solutions through its digital services. The bank’s mobile banking service remains while myBCA keeps being improved; both in order for BCA’s service to remain optimised.
BCA SVP Transaction Banking Product Development Fera Agustina emphasises that myBCA is one of the digital services provided to respond to various needs of its account holders. The BCA’s digital platform is continuously upgraded and has new features added to adjust to the account holders’ constantly changing needs.
“We are keeping track of our account holders’ transactions behaviour and try to finish it with technological development,” explained Fera recently.
The newest development is myBCA being upgraded with Poket Rupiah feature and myBCA on smartwatches. Both features will ease the process for account holders to access BCA’s financial services from their smartwatch and manage various needs to get easy financial service access from one account. Until today, 90 thousand account holders use myBCA on Smartwatch.
myBCA on Smartwatch is a product born out of society’s lifestyle growth. The higher number of people using smartwatches creates a need to get easily accessible financial services. Through myBCA on Smartwatch, BCA account holders should no longer feel worry during moments where they had to do transactions while forgetting to bring or having difficulties with using their smartphones and debit/credit cards or forget to bring it with them. Account holders can finish their transactions, such as payment, using QRIS Bayar, QRIS Tap (specifically for WearOS users), and check their balance straight from the device.
“The myBCA on Smartwatch application makes it possible for the account holders to do practical banking transactions through their smartwatch. This reflects BCA’s commitment to respond to the customers’ needs,” Fera continued.
As with Poket Rupiah product, account holders can utilise the sub-account feature to separate their balance into up to 20 pockets in the currency of Indonesian rupiah straight from application, without additional cost.
“This feature is not only popular among Gen Z, but also among housewives holding the family’s spending budget. It is also a prominent feature for employees who need to separate their spending budget according to each spending post,” she said.
Fera explained further that the Poket Rupiah feature will direct the account holders to be more disciplined in managing their finances, and particularly encourage them to make saving a habit.
“We even have the Money Lock feature to minimise the FOMO and impulsive spending behaviour,” Fera concluded.
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The myBCA Application Encourages Customers to Manage Finances Wisely - BCA SVP Transaction Banking Product Development Fera Agustina explains how the myBCA application features are now more accessible via gadget; included is smartwatches that can easily access myBCA features such as QRIS Show and QRIS TAP. Fera also explained other interesting features such as the expansion of myBCA access using international SIM cards, Poket Rupiah, and Poket Valas, as well as Money Lock to encourage customers’ consistent saving habits.
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About PT Bank Central Asia Tbk (as of 31 December 2025)
BCA is one of Indonesia's leading banks, focusing on transaction banking and providing credit facilities and financial solutions for corporate, commercial, SME, and consumer segments. As of the end of December 2025, BCA serves 43 million customer accounts and processes more than 115 million transactions daily, supported by 1,270 branch offices, 20,163 ATMs, as well as internet & mobile banking services and the Halo BCA contact center, which is accessible 24 hours a day. BCA's presence is supported by a number of subsidiaries that focus on vehicle financing, Sharia banking, securities, general and life insurance, digital banking, and venture capital. BCA is committed to building long-term relationships with customers, prioritizing mutual interests, and creating a positive impact on society at large. With more than 27,000 employees, BCA's vision is to become the main bank of choice for the community, serving as an important pillar of the Indonesian economy.
PT BANK CENTRAL ASIA TBK
Group Corporate Communication and Social Responsibility - CCR
Corporate Communication
Address : Jl. MH Thamrin No.1, Menara BCA Lt. 22. Jakarta 10310
Phone : (021) 2358-8000
Fax : (021) 2358-8339
Email : corcom_bca@bca.co.id
