Tangerang, 8 February 2026 – Amid projections of improved economic growth in 2026, PT BCA Finance is optimistic that motorcycle sales will also recover. In fact, to boost this optimism, BCA Finance is offering several special interest rates during the BCA Expoversary 2026 event.
BCA Finance Director Herwandi Kuswanto said that motorcycle sales trends in 2026 are expected to strengthen compared to the previous year. In this regard, Herwandi revealed that the majority of motorcycles financed by BCA Finance are automatic motorcycles, accounting for 90% of the total.
“In today's era of efficiency, it is no surprise that automatic motorcycles have become popular because they are more fuel-efficient and agile, especially in urban areas,” said Herwandi, during a podcast at the BCA Expoversary 2026 Mini Studio in Tangerang on Thursday (5/2).
Furthermore, he detailed that the BCA Expoversary 2026 event offers motorcycle loan interest rates starting at 5.69% and down payments starting at 6.9%. This promotion is not only available for those who attend in person, as the BCA Expoversary 2026 is also held online until March 31, 2026.
However, Herwandi emphasized the importance of understanding and knowledge before purchasing a desired motorcycle. According to Herwandi, when buying a motorcycle, one should always prioritize aspects of necessity.
“We have to look at the needs. There are many types of motorcycles from manufacturers and they must be mapped out. There are those for highways, those that are strong in villages, and those for off-road use. So, we have to adjust to the needs,” he added.
Herwandi also said that another consideration that needs to be taken into account when buying a motorcycle through a credit mechanism is the security factor in choosing a financing institution. In this regard, he cited BCA Finance as an example, which is always committed to ensuring the security of its customers' assets.
He emphasized that BCA Finance always guarantees the security of complete vehicle documents. In line with this, he ensured that there would be no incidents where the loan has been paid off, but documents such as the vehicle registration certificate (BPKB) are lost or not provided. “We prioritize the aspect of convenience,” he said.
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BCA Finance Optimistic About Stronger Motorcycle Sales in 2026 - BCA Finance Director Herwandi Kuswanto said that motorcycle sales in 2026 are expected to be stronger than in the previous year. In this regard, Herwandi revealed that the majority of motorcycles financed by BCA Finance are automatic motorcycles, accounting for 90% of the total. The BCA Expoversary 2026 event, held at ICE BSD from February 5-8, 2026, offers various attractive deals, including special interest rates for Motorcycle Loans (KSM) starting at 5.69% and down payments starting at 6.9%.
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About PT Bank Central Asia Tbk (as of 31 December 2025)
BCA is one of Indonesia's leading banks, focusing on transaction banking and providing credit facilities and financial solutions for corporate, commercial, SME, and consumer segments. As of the end of December 2025, BCA serves 43 million customer accounts and processes more than 115 million transactions daily, supported by 1,270 branch offices, 20,163 ATMs, as well as internet & mobile banking services and the Halo BCA contact center, which is accessible 24 hours a day. BCA's presence is supported by a number of subsidiaries focusing on vehicle financing, Sharia banking, securities, general and life insurance, digital banking, and venture capital. BCA is committed to building long-term relationships with customers, prioritizing mutual interests, and creating a positive impact on society at large. With over 27,000 employees, BCA's vision is to become the primary bank of choice for the public, serving as a key pillar of Indonesia's economy.
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