Deputy President Director

Deputy President Director

Armand Wahyudi Hartono


Indonesian citizen, 47 years old. Domiciled in Indonesia. Appointed as Deputy President Director of BCA at the 2016 Annual GMS for a five-year term and approved by the Financial Services Authority (OJK) on June 21, 2016. The latest appointment was effective since the 2021 Annual GMS for a five- year term.

Duties and Responsibilities

Deputy President Director of BCA, in charge of general supervision of the Regional Network and Branch Director, Consumer Banking Director, and Commercial SME Banking Director as well as responsible for a number of operational units which include the Contact Centers & Digital Services, E-Channel & Settlement Services, and International Banking Services,


Served as a Director of BCA from 2009. Previously he served as Head of Regional Planning and Development of BCA (2004-2009). Prior to this, he served in a number of executive positions with PT Djarum (1998-2004), including as Finance Director, Deputy Director for Purchasing, and Head of Human Resources. He began his career working as an analyst at Global Credit Research and Investment Banking, JP Morgan Singapore (1997-1998).


Graduated from University of California, San Diego (1996) and obtained his Master’s of Science degree in Engineering Economic-System and Operation Research from Stanford University, USA (1997).


He has a financial and family relationship with Robert Budi Hartono and Bambang Hartono, the controlling shareholders of BCA, but no financial, stock ownership, and/or family relationship with members of the Board of Commissioners or fellow members of the Board of Directors of BCA.

Concurrent Position

No concurrent position as a member of a Board of Commissioners, Board of Directors, or Executive Officer at other banks, companies, and/or institutions.


During his career, he accumulated extensive experience in various areas and assignments, including in IT & digital transformation, change management, banking operations & service excellence and network distribution & delivery channel.