Export Loan

Financing solution for export activity

Why Kredit Agunan Obligasi?

Usage Based

Credit payment is processed through installment process with interest calculation based on the day of credit usage

Flexible

Fund can be used anytime with well-planned installment credit payment

Trusted Service

Trusted, service and reliable banking service

Kredit Agunan Obligasi

Important Information Fees, Limits, and Interest Get the Service

Important Information

  • Eligible bonds include ORI, SR, FR, PBS, INDON, and INDOIS purchased and held in custody with BCA
  • Credit facilities secured by ORI, SR, FR, or PBS are available in Indonesian rupiah
  • Credit facilities secured by INDON or INDOIS are available in Indonesian rupiah or USD

Terms and Conditions for Individuals

  • Aged over 17 years or married
  • Indonesian citizen
  • Not having been declared bankrupt nor being in bankruptcy proceedings

Terms & Conditions for Business Entities

  • Must be an Indonesian legal entity or business entity
  • Must comply with its Articles of Association and applicable laws and regulations
  • Must not be declared bankrupt or be involved in bankruptcy proceedings

Documentary Requirements

  • Copy of the applicant’s ID card
  • Copy of the Taxpayer Identification Number (NPWP) card*
  • Copy of the Family Card (Kartu Keluarga)
  • Copy of the spouse’s ID card
  • Copy of the marriage certificate
  • Copy of the divorce certificate or death certificate*
  • Copies of the ID cards of the Board of Directors and Board of Commissioners**
  • Copies of the ID cards of shareholders**

* Required if available; optional for business entities

** Required for business entities only

Fees, Limits, and Interest


Fees and Limits

  • Provision Fee
  • Administration Fee
  • Loan Interest
  • Late Payment Penalty

Regular Interest Rate

6.78% p.a. (effective, floating rate)*

*Subject to change at any time.

Get the Service


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