EDC BCA

Run Business Seamlessly with EDC BCA machine

EDC BCA

About Important Information Fees and Limits Get the service

EDC BCA

BCA’s electronic banking device that can accept various types of payments

Benefits


Accept Various Types of Payment Methods
Accepts payments from BCA Card, Visa, Mastercard, JCB, UnionPay, Amex, Debit BCA, Debit GPN, Flazz, and QRIS
Contactless
Allow touchless payments for faster and easier transactions
BCA Installments
Installment service that increases spending potential at merchants
Dynamic Currency Conversion
Transmit overseas Visa or Mastercard card transactions at EDC BCA machines using the currency of the originating country
Redeem Reward BCA
Accept payments using Reward BCA
Electronic Cash Register Interface
It can be connected to an electronic cash register interface that facilitates payment reconciliation
Transaction History
Check transaction history on EDC BCA
Clear Report
Clear and detailed transaction reports (Customized Merchant Report)
No Deposit
Applications can be processed without any minimum deposit
Payment to Merchant
Payment to Merchant D+1 Calendar Day after settlement at the end of the day (maximum 22.00 WIB)
24/7 Service
24-hour merchant services at Merchant Solution 1500788 or email to layanan_merchant@bca.co.id
Free of Rental Fee
Every merchant is exempt from the EDC/APOS rental fee

Important Information

Document Requirements

The document requirements that must be met to become a BCA Merchant are as follows:


  • Application form to Become a BCA Merchant 
  • Identification documents of the applicant’s majority shareholder (if any), as specified below:
    1. Electronic Resident ID Card (e-KTP), for an individual shareholder with Indonesian citizenship
    2. Passport and Limited/Permanent Stay Permit (KITAS/KITAP) / electronic Resident ID Card (e-KTP), for an individual shareholder with foreign citizenship 
    3. Taxpayer ID Number (NPWP) Card, for a business entity 

If the majority shareholder is a foreign individual that does not reside in Indonesia, the KITAS/KITAP/e-KTP may be replaced by a Reference Letter issued by a competent Government Agency

  • Supporting documents, as may be required according to the selected transaction facility
  • Statement and Authorization Letter regarding BCA Merchant’s Settlement Account (if the settlement account is not in the name of the relevant BCA Merchant)
  • Other documents as may be required for the opening of a current account or savings account to be used as the settlement account (applicable to business entities)
  • Application form to Become a BCA Merchant 
  • Electronic Resident ID Card (e-KTP) (for Indonesian citizens)
  • Passport and Limited/Permanent Stay Permit (KITAS/KITAP) (for foreign citizens)
  • Tax ID Number (NPWP) Card (for applicants that already have the NPWP)
  • Business Identification Number (NIB) / Company Registration Certificate (TDP) (for applicants that have a TDP but do not have the NIB) *)
  • Business License issued by the competent authority *)
  • Professional License from the competent Department/Association **)
  • Statement and Authorization Letter regarding BCA Merchant’s Settlement Account (if the settlement account is not in the name of the relevant BCA Merchant)
  • Supporting documents, as may be required according to the selected transaction facility

*) If the applicant is applying to become a Static QRIS BCA Merchant and does not have the NIB and/or TDP and/or Business License, the applicant can simply provide a picture of his/her business location as a supporting document

**) Applicable only to individual applicants with such professions as doctors, accountants, etc.

 


Supporting Documents


  • Certificate of Business Review (Berita Acara Peninjauan Usaha, or BAPU), only for individual merchants *)
  • Picture of the applicant’s business location
  • Statement and Authorization Letter regarding BCA Merchant’s Settlement Account (if the settlement account is not in the name of the relevant BCA Merchant)
  • A statement letter/Cooperation Agreement or a similar form/document if the applicant requests additional facilities such as the ECR / Customized Merchant Report (CMR) / 0% installment 

Note:

*) The Certificate of Business Review (BAPU) is only required if the applicant does not have a Business Identification Number (NIB) and a Business License

  • Statement and Authorization Letter regarding BCA Merchant’s Settlement Account (if the settlement account is not in the name of the relevant BCA Merchant)
  • Picture of the applicant’s business location

Note:

*) The Certificate of Business Review (BAPU) is only required if the applicant does not have a Business Identification Number (NIB) and a Business License

BCA Merchant Terms


Further information about this, please click here

Fees and Limit

QRIS Transactions


Merchant Type Merchant Category QRIS MDR
Reguler

Microbusiness (UMI)

transaction value <=Rp100.000

0,0%

transaction value > Rp100.000

0,3%

Small Business (UKE) 0,7%
Medium Business (UME)
Large Business (UBE)
Special Education 0,6%
Gas Station (SPBU) 0,4%
Public Service Agency (BLU)
Public Service Obligation (PSO)
Government to People (G2P) – Social Assistance (Bansos) 0%
People to Government (P2G) – Tax, Passport and Social Donation (Nirlaba)

QRIS Limit

Description
Rp10,000,000/transaction

 

Debit Card Transactions


Card Type Applicable MDR
Debit BCA 0.15% (Regular)
Debit Maestro 2%
Debit Cards from Other Banks 1%
Special Merchant Categories Applicable MDR
Education 0.75%
Gas Station (SPBU) 0.5%
Social Assistance (Bansos) 0%

 

Credit Card Transactions


Card Type Applicable MDR
BCA Card 1,5%
Visa 2%
Mastercard 2%
Japan Credit Bureau (JCB) 2%
UnionPay (UP) 2%
American Express (Amex) 3,25%

 

Flazz Transactions


Card Type Applicable MDR
Flazz 0%
Download Merchant BCA
For those who do not have a BCA EDC/QRIS and are Android users, you can download the Merchant BCA app to register as a BCA merchant easily.
Download Now
Fill In the Registration Form
You can also register to become a BCA Merchant by filling out the following e-form. The BCA team will immediately contact you for further processing.
Fill Out e-Form
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Apply for EDC/QRIS via Merchant BCA Application