Tapres

• Income tax withholding: 20% of the interest amount.
• Monthly administration fee: IDR17,000.
• Penalty for failure to maintain the minimum average balance: IDR10,000.
• Fees for Interbank transactions on the ATM network:

Note:
*)Valid for all BCA Channels

• Interbank Transfer Fees

Note: For remittance cancellations, the Customer will be charged a fee of IDR10,000.

Remarks:

*)Interbank remittances through BCA Branches are only available using BI-FAST, LLG, and RTGS.
**)Interbank remittances through m-BCA are only available using Online and BI-FAST.

• Other Fees

• Outward Remittance (OR) fees are available here.

• Setting the daily limit of transactions can be done through the application:
• myBCA: on the My Account menu, click Account Control and then Set Limit
• BCA mobile: on the "Akun Saya" menu, click "Atur Limit"
• The transaction limit for Tapres via KlikBCA Bisnis (KBB) is set by the customer and approved by BCA, in accordance with applicable regulations.
• Daily Transaction Limit for Tapres (via ATM, EDC, and m-BCA)

Effective: 16 July 2025

• Daily Transaction Limit for Tapres (via myBCA and Internet Banking)

Last Update: 19 January 2024

¹⁾ The limit for cash withdrawals using the Paspor BCA is a combined limit with the cardless cash withdrawal limit via m-BCA.

²⁾ The limit for cash deposits using the Paspor BCA is a combined limit with the cardless cash deposit limit via m-BCA.

³⁾ The limit for transfer between BCA Accounts via the BCA ATM is a combined limit with the limit for transfer between BCA Accounts via m-BCA.

⁴⁾ The limit for transfer between BCA Accounts (to a foreign currency account) via the BCA ATM is a combined limit with the limit for transfer between BCA Accounts (to a foreign currency account) via m-BCA.

⁵⁾ The limit for transfer to another bank via the BCA ATM is a combined limit with the limit for transfer to another bank (Online & BI-FAST) via m-BCA.

⁶⁾ The limit for payment with Debit BCA is a combined limit with the limit for cash withdrawal at a merchant and Flazz top-up via an EDC machine (separate from the limit for cash withdrawal via ATMs).

⁷⁾ Contactless Debit transactions without PIN and overseas Debit transactions without PIN are still calculated in the BCA Debit transaction limit according to the type of BCA Debit/ATM Card. Contactless Debit and overseas Debit transactions with PIN follows the BCA Debit transaction limit.

⁸⁾ This limit is separate from the limit for transfer in Rupiah.

⁹⁾ Applicable to transfers to all Own BCA Accounts (Rupiah/foreign currency accounts). Transfer transactions from a Rupiah source account to a foreign currency account shall be subject to the Information on Foreign Exchange Transaction Threshold, which can be viewed here.

¹⁰⁾ Applicable to transfers between BCA accounts other than transfers to own account.

¹¹⁾ The combined limit for transfers between BCA accounts (other than transfers to own accounts) and transfers to another bank via myBCA is the maximum daily transaction limit per BCA ID. The complete information on myBCA transaction limits can be viewed here.

¹²⁾ The combined limit for transfer transactions via Internet Banking is the maximum daily transaction limit per user ID. The complete information on Internet Banking transaction limits can be viewed here.

¹³⁾  The daily limit for cash withdrawals without a card (cardless) via myBCA mobile per BCA ID.

¹⁴⁾  The daily limit for cash deposits without a card (cardless) via myBCA mobile per BCA ID.

¹⁵⁾ The default limit applies only to Customers who have never set transaction limit before. Customers can increase their limit up to the maximum amount through the Set Limit menu in myBCA, myBCA Web, and BCA mobile.

Last modified: March 1, 2025

Note:

This simulation is only meant to give the customer an estimate and does not serve as a recommendation.

Remark:

¹⁾ Position of the monthly average balance of the savings account.
²⁾ Interest rates are subject to change at any time according to market conditions and will be informed via BCA's information channels.
³⁾ The nominal interest rate is gross interest before tax deduction according to applicable provisions (assumption: 1 month = 30 days and 1 year = 365 days)

• Tapres accounts can be opened for individuals; joint accounts cannot be opened.
• Interest on savings will be credited to the account at the end of each month.
• Interest rates on savings accounts can vary with market conditions. If rates drop, customers will notice a decrease in the interest they earn.
• If the customer's savings account balance is zero and there are no transactions for 12 consecutive months, the account will be closed automatically.
• BCA shall inform all changes to the benefits, fees, risks, terms and conditions of this Product and/or Service through any means in accordance with applicable legal provisions.