Tapres

Get higher interest by saving more

Why Tapres?

Interest Rate

The higher the average savings balance you have, the higher the interest you get

Convenient

Account transaction report is provided in the checking account with options to sent or pick up by yourself

Simple Transaction

Access to accounts, transactions, and any kind of payment can be done easily via BCA e-Banking

Tabungan Prestasi

Tapres

Savings that gives you convenience in transactions with great interest rate plus no Passbook needed.

Benefits


Cash Withdrawal
Withdraw money from thousands of BCA ATM, Prima ATM, or Cirrus ATM network worldwide
Safe
Kartu Paspor, PIN Pad, PIN ATM BCA, PIN m-BCA, user ID KlikBCA plus password and KeyBCA to support transaction security
Cashless
Shop at tens of thousands of merchants with the Debit BCA logo or stores in the Maestro network on a non-cash basis.
Transaction Info
Account transaction information via SMS or e-mail with notifications with customized notification based on the needs of the transaction
Simple
Without a book, Tapres Card is proof of account ownership for conducting various transactions.

Important Information

  • Interest rate fluctuations can occur following market developments
  • Always maintain the confidentiality of your PIN and ensure that your BCA Paspor Card is in your hands

Requirements

  • Individual customer aged 17 years old or over
  • For Indonesian citizen bring valid identity (KTP/Paspor) and NPWP for Indonesian citizen
  • For foreigner bring valid identification documents (Paspor/KIMS/KITAS/KITAP) and NPWP

SMS & e-mail Info Service

Get account transaction notification via SMS and/or e-mail. The available transaction types are:

  • Balance Inquiry
  • LLG
  • Check/BG withdrawal
  • Apointee withdrawal
  • Clearing Refusal
  • All Debit Transactions
  • All Credit Transactions

Notes :

  1. Balance information displayed is the current available balance by the time the information is sent
  2. For other transactions, notification can be set based on predetermined nominal transaction
  3. For Telkomsel users, there is an update of fee source charge from credit debiting to account debiting

Transaction Info via SMS/e-mail Delivery Time

Balance Inquiry

Options between every day, one specific day, or one specific date

Other Transactions

Between 07 AM - 8 PM

Fees, Limits & Interest Rates

Interest Rates

Balance (IDR) Interest Rates (%pa)
 < 10,000,000 0.00
 ≥ 10,000,000 - < 50,000,000 0.06
 ≥ 50,000,000 - < 500,000,000 0.16
 ≥ 500,000,000 - < 1,000,000,000 0.26
 ≥ 1,000,000,000 0.59

Effective: 1 May 2021


Fees

Description

Fee (IDR)

Minimum Initial Deposit

5,000,000

Minimum Future Deposits

50,000

Minimum Balance Without Penalty

50,000

Card Manufacturing / Replacement Fee

15,000

Minimum Balance Without Penalty

5,000,000

Monthly Administration Fee

17,000

Penalty Fee

10,000

Account Mutation Statement Print Fee 2,500 per sheet
Account Closing Fee 50,000

Tapres Limit

Description

Limit

Cash Withdrawal

IDR10,000,000

Transfers between BCA accounts Rupiah - Rupiah

IDR50,000,000

Transfer Rupiah - Another Currency IDR50,000,000
Bank to bank transfer Rupiah - Rupiah IDR15,000,000
Debit IDR50,000,000
Cash Deposit Limit IDR30,000,000
Limit Tunai BCA *) IDR75,000,000
*Notes:
- The limit for cash withdrawals at merchants is combined with the payment of Debit BCA and Top Up Flazz at EDC.
- Update 1 February 2020

SMS & e-mail Service Fee

Product Fee

Rupiah

(Tahapan, Tahapan Gold, Tapres, Giro IDR)

IDR500

Foreign Currency

(BCA Dollar USD & SGD)

USD 0.05

SGD 0.05

Payment and Purchase

Autodebet

Payment

Fee

Telepon/Telkom IDR3,000
Listrik/PLN IDR3,000
Pajak/PBB n/a
PGN n/a

Purchase

Fee

PLN Prabayar n/a
Pulsa Isi Ulang Telkomsel n/a
Pulsa Isi Ulang Indosat Ooredo n/a
Pulsa Isi Ulang XL/AXIS n/a

Get the Product

BCA Branch
Find the nearest BCA branch to get this product or service
More Info