Personal Loan

Loan for every needs

Why BCA Personal Loan?

Funds Available

Loans without collateral up to IDR 100,000,000 for various needs

Simple

Easy and quick application process

Light Payment

Low interest only 1% with light installment terms from 1, 2, and 3 years

Personal Loan

Personal Loan

BCA Personal Loan is a loan without collateral that can be used for various customer needs, the payment can be paid in installments per month with a tenor that can be adjusted.

Important Information

Requirements


  • Indonesian citizens in Jabodetabek, Bandung, Semarang, Yogya-Solo, Surabaya, Medan, Batam, Palembang, Bali and Makassar
  • BCA Card Holder
  • Permanent Employees/Entrepreneurs/Professionals with minimum 2 years employment
  • Minimum income of IDR 2,500,000 for the Jabodetabek, Bandung, Surabaya, Medan and Batam areas
  • Minimum income of IDR 2,000,000 for other areas
  • Age 21-55 years when the Personal Loan facility is paid off

Document Requirements


  • BCA Personal Loan application form
  • Photocopy of the applicant's KTP
  • Original Salary Slip/Income Certificate for the last 1 month for employee
  • Photocopy of savings account transaction for the last 3 months for entrepreneur or professional
  • Photocopy of Credit Card front and back area
  • Photocopy of the applicant's NPWP (for application of IDR 50,000,000 above)

Fees & Limits

Keterangan

Biaya

Biaya Provisi

1% dari pinjaman yang disetujui atau minimum Rp100.000

Biaya Pelunasan

Rp200.000 yang baru dapat dilakukan bila telah melakukan 6 kali pembayaran angsuran

Denda Keterlambatan

0,28% per hari dari angsuran

Rasio Angsuran

1/3 kali Gaji

Rasio Plafond Maksimum

3 kali THP

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