BCA Personal Loan is a loan without collateral that can be used for various customer needs, whose payment can be paid monthly.
Important Information
Requirements
Indonesian citizens (WNI) residing in Jabodetabek, Java Island, Medan, Batam, Tanjung Pinang, Palembang, Denpasar, Cakranegara, and Makassar.
Minimum age of 21 and maximum 55 years when the Personal Loan facility is paid off
Monthly income:
Minimum Rp2,500,000 for the Jabotabek, Bandung, Surabaya, Medan, and Batam
Minimum Rp2,000,000 for other areas
Employees of BCA Payroll facility participants, or minimum BCA Credit Card membership of 1 (one) year
Document Requirements
Documents required according to the customer’s occupation
Document Type
Original/Copy
Employee
Entrepreneur
Professional
Application Form
Asli
√
√
√
e-KTP
Copy
√
√
√
Business License/TDI/TDP/Practice License*
Copy
-
√
√
Income Statement/Salary Slip**
Copy
√
√
√
NPWP***
Copy
√
√
√
All documents submitted are not returnable.
√ = must be completed *) requested only when needed. **) a copy of the income
statement/salary slip must be produced by employees whose place of work does not subscribe to the Payroll BCA
facility; and a copy of
the main bank account other than BCA for the past 3 (three) months for entrepreneurs and professionals. ***)
for loan applications up to Rp 50 million, if the applicant does not have an NPWP, a statement must be produced
stating that they don’t
have one.
Fees
Detail
Fees
Provision Fee
1% of the approved loan or a minimum of Rp100.000
Installment interest rate (flat)
12 months, 1.00%/month (12%/year)
24 months, 1.03%/month (12,36%/year)
36 months, 1.07%/month (12,84%/year)
Late fees
0.28% per day
Administrative costs of expedited repayment
Rp200,000 (repayment can be made at least after 6 (six) installment payments).
Limits
Detail
Retail - Payroll BCA
Loan ceiling
5 million - 100 million
Get the Product
HaloBCA
Apply this product or service online anytime anywhere throgh HaloBCA
Dengan mengklik ‘Lanjutkan’, Anda akan diarahkan menuju website
di luar www.bca.co.id yang tidak terafiliasi dengam BCA dan mungkin
memiliki tingkat sekuriti yang berbeda. BCA tidak bertanggung jawab
dan tidak mendukung, menjamin, mengendalikan konten, mengendalikan
ketersediaan dan perspektif atas produk-produk atau layanan-layanan
yang ditawarkan atau dinyatakan oleh website tersebut.
