BCA Personal Loan is a loan without collateral that can be used for various customer needs, the payment can be paid in installments per month with a tenor that can be adjusted.
Important Information
Requirements
Indonesian citizens in Jabodetabek, Bandung, Semarang, Yogya-Solo, Surabaya, Medan, Batam, Palembang, Bali and Makassar
BCA Card Holder
Permanent Employees/Entrepreneurs/Professionals with minimum 2 years employment
Minimum income of IDR 2,500,000 for the Jabodetabek, Bandung, Surabaya, Medan and Batam areas
Minimum income of IDR 2,000,000 for other areas
Age 21-55 years when the Personal Loan facility is paid off
Document Requirements
BCA Personal Loan application form
Photocopy of the applicant's KTP
Original Salary Slip/Income Certificate for the last 1 month for employee
Photocopy of savings account transaction for the last 3 months for entrepreneur or professional
Photocopy of Credit Card front and back area
Photocopy of the applicant's NPWP (for application of IDR 50,000,000 above)
Fees & Limits
Keterangan
Biaya
Biaya Provisi
1% dari pinjaman yang disetujui atau minimum Rp100.000
Biaya Pelunasan
Rp200.000 yang baru dapat dilakukan bila telah melakukan 6 kali pembayaran angsuran
Denda Keterlambatan
0,28% per hari dari angsuran
Rasio Angsuran
1/3 kali Gaji
Rasio Plafond Maksimum
3 kali THP
Get the Product
HaloBCA
Apply this product or service online anytime anywhere throgh HaloBCA
Dengan mengklik ‘Lanjutkan’, Anda akan diarahkan menuju website
di luar www.bca.co.id yang tidak terafiliasi dengam BCA dan mungkin
memiliki tingkat sekuriti yang berbeda. BCA tidak bertanggung jawab
dan tidak mendukung, menjamin, mengendalikan konten, mengendalikan
ketersediaan dan perspektif atas produk-produk atau layanan-layanan
yang ditawarkan atau dinyatakan oleh website tersebut.
