BCA - QRIS

QRIS

QRIS is a transaction method using an Indonesian standard QR code issued by Bank Indonesia.

There are many ways to make QRIS Payment transactions. In addition to scanning the QR code, now you can also provide QR to be scanned by stores/outlets that have the QRIS logo. QRIS makes payment easier at all stores/outlets that have the QRIS logo using BCA mobile, myBCA, or Sakuku. Furthermore, you can also use QRIS to make payments abroad by scanning QR at merchants in countries that work with Indonesia (cross-border) using BCA mobile.

In addition to payment transactions, you can also use the QRIS Transfer feature to send and receive money to fellow BCA bank accounts as well as to other banks or e-wallets that have been registered with the QRIS network.

QRIS Payment Features

MPM (Merchant Presented Mode)

This is a transaction method by scanning an Indonesian Standard QR code using BCA mobile, myBCA, and Sakuku. This can also be done in countries that work with Indonesia (cross-border) using BCA mobile.

CPM (Consumer Presented Mode)

This is a transaction method using an Indonesian standard QR code to be scanned by the merchant using BCA mobile and myBCA.

QRIS Transfer feature

Scan QR

Transfer money to recipient by scanning QR code via BCA mobile

Show QR

Receive money by showing the QR code to be scanned by the sender via BCA mobile

Important Information

Transactions at stores/outlets/merchants are free of charge
No top-up is required for QRIS transactions because it will be directly deducted from the fund source chosen for the transaction
All stores/outlets/merchants that have the QRIS logo can accept payments from any payment application
QR transactions abroad in countries that have collaborated with Indonesia (cross-border) can only be done using BCA mobile. For more details, please read here.
QRIS Transfer is only specialised for sending and receiving money, not for payment transactions
QR codes on QRIS transfers made to receive funds can only be used once

Fees, Limits, and Interest Rates

Payment	Method	Limit Per Transaction	Daily Limit
	MPM	IDR10,000,000	IDR25,000,000
	CPM	IDR1,000,000
	Lintas Negara (cross border)	IDR10,000,000

QRIS Transfer	Method	Limit per Transactions				Daily Limit
		Between BCA Accounts		Another Bank (Non BCA)
	Transfer	Minimum	Maximum	Minimum	Maximum	According to Card Type
		IDR1	IDR10,000,000	IDR10,000	IDR10,000,000

Note:

Limit per transaction of MPM method (by QR scan) using BCA mobile, Sakuku, and myBCA is capped at IDR10,000,000
Limit per transaction of CPM method (by providing QR code) using BCA mobile and myBCA is capped at IDR1,000,000
QRIS Daily Limit (Domestic & Cross Border) using BCA mobile and myBCA is limited to IDR25,000,000 per day.
Limit per QRIS Transfer transaction using BCA mobile of IDR10,000,000
Daily limit for QRIS transactions Transfers to fellow BCAs use the daily transfer limit to BCA accounts according to the card type, while to non-BCAs use the daily interbank transfer limit according to the card type.

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QRIS

Why QRIS?

Simple

Safe

Flexible