QRIS

Scan QR for easy payment

Why QRIS?

Simple

Simply scan barcode to do a cashless payment

Safe

Use myBCA, BCA mobile and Sakuku applications that easy to operate and secured

Flexible

Can be used at anytime in all stores or outlets with the QRIS logo

QRIS

About Important information Fees & Limits Get the Service

QRIS


QRIS is a transaction method using an Indonesian standard QR code issued by Bank Indonesia.

There are many ways to make QRIS Payment transactions. In addition to scanning the QR code, now you can also provide QR to be scanned by stores/outlets that have the QRIS logo. QRIS makes payment easier at all stores/outlets that have the QRIS logo using BCA mobile, myBCA, or Sakuku. Furthermore, you can also use QRIS to make payments abroad by scanning QR at merchants in countries that work with Indonesia (cross-border) using BCA mobile.

In addition to payment transactions, you can also use the QRIS Transfer feature to send and receive money to fellow BCA bank accounts as well as to other banks or e-wallets that have been registered with the QRIS network.

QRIS Payment Features

MPM (Merchant Presented Mode)

This is a transaction method by scanning an Indonesian Standard QR code using BCA mobile, myBCA, and Sakuku. This can also be done in countries that work with Indonesia (cross-border) using BCA mobile.


CPM (Consumer Presented Mode)

This is a transaction method using an Indonesian standard QR code to be scanned by the merchant using BCA mobile and myBCA.

QRIS Transfer feature

Scan QR

Transfer money to recipient by scanning QR code via BCA mobile


Show QR

Receive money by showing the QR code to be scanned by the sender via BCA mobile

Important Information


  • Transactions at stores/outlets/merchants are free of charge
  • No top-up is required for QRIS transactions because it will be directly deducted from the fund source chosen for the transaction
  • All stores/outlets/merchants that have the QRIS logo can accept payments from any payment application
  • QR transactions abroad in countries that have collaborated with Indonesia (cross-border) can only be done using BCA mobile. For more details, please read here.
  • QRIS Transfer is only specialised for sending and receiving money, not for payment transactions
  • QR codes on QRIS transfers made to receive funds can only be used once

Fees, Limits, and Interest Rates


Payment Method Limit Per Transaction Daily Limit

MPM

IDR 10,000,000

IDR 25,000,000

CPM

IDR 1,000,000

Lintas Negara (cross border)

IDR 10,000,000

According to Card Type

QRIS Transfer Method Limit per Transactions Daily Limit
Between BCA Accounts Another Bank (Non BCA)

Transfer

Minimum

Maximum

Minimum

Maximum

According to Card Type

IDR 1

IDR 10,000,000

IDR 10,000

IDR 10,000,000

Note:

  • Limit per transaction of MPM method (by QR scan) using BCA mobile, Sakuku, and myBCA is capped at IDR 10,000,000
  • Limit per transaction of CPM method (by providing QR code) using BCA mobile and myBCA is capped at IDR 1,000,000
  • QRIS Daily Limit using BCA mobile and myBCA is limited to IDR 25,000,000 per day.
  • Cross-Border QR daily limit uses the combined limit of BCA debit cards according to the card type.
  • Limit per QRIS Transfer transaction using BCA mobile of IDR 10,000,000
  • Daily limit for QRIS transactions Transfers to fellow BCAs use the daily transfer limit to BCA accounts according to the card type, while to non-BCAs use the daily interbank transfer limit according to the card type.

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BCA mobile
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myBCA
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Sakuku
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