Smile KP – Pebisnis Owner at Brightspot

1. Special Promotion Rates for Advertising Placement in BCA Prioritas Media
   Exclusive for you, our valued membership customers, we offer special price for advertising placement in BCA Prioritas media, including BCA Prioritas Magazine and Website.
   Contact your PIC Relationship in Branch for more information.

2. Payroll BCA Benefit
   Payroll Employee Benefit Program, exclusively for those who receive their salary through a BCA account . Enjoy various attractive promotions for BCA Home Loan (KPR), BCA Motor Vehicle Loan (KKB) Credit Cards, and Protection.
   For further information, visit this link: bca.id/bkp

3. KPR & KKB Refinancing
   An alternative funding solution for business needs, offering the advantages of competitive interest rates, easy requirements, and manageable installments.

4. Individual Business API
   • Enjoy 3 months of free usage with API BCA
   • Access real time balance and transaction information without having to open KlikBCA Bisnis
   • Ensuring your business process and operational automation
   • API BCA integration is easier and faster because using standardized technical integration method.
   •  Features:
     • Balance Information API
     • Provides real time balance information to make plan of financial transactions planning become easier and more convenientAccount Transaction API
   • Link: https://bca.id/smilekp-apiindividu

 Provides the latest information regarding cashflow of BCA accounts.

5. Remittance
   • Outward Remittance Local Currency Transaction (OR LCT) Promotion Program
     100% Telex Fee Cashback if the transaction meets the following criteria:
     1. Applicable for LCT transactions in MYR, THB, and CNY*
     2. Transactions must usesing Rupiah (IDR) funds as the source of funds.
     3. Promo valid until June 30, 2025
        *) Telex fee cashback promo for LCT CNY applies only to transactions made via BCA Branch.

• Outward Remittance Promotion via myBCA
  100% Telex Fee Cashback if the transaction meets the following criteria:
  1. Valid for every foreign currency transaction via myBCA with Full Amount
  2. Use Rupiah/Forex Pocket as the source of funds
  3. Apply promo code: “ORMYBCA”
  4. Promotion valid until 30th June 2025.

6. EDC/QRIS
   100% QRIS MDR Cashback
   Terms & Conditions:
   • Cashback MDR 100% maximum IDR1 million/month/merchant
   • Valid for individual merchant within micro entreprises (UMI)
   • Valid for new & existing merchant which actively using Merchant BCA application
   • MDR calculation based on the total amount of transasction using QRS Statis (via sticker) and QRIS Dinamis (via EDC BCA), using myBCA/BCA mobile/Sakuku application
   • MDR cashback calculation will be done at the end of the month
   • Cashback will be credited to merchant account on the next month
   • For transaction done using dynamic QRIS, merchant should do the settlement within the same date as the transaction date
   • The recipient's account is an escrow account registered with BCA and must be active during the crediting process

   BCA Merchant Application
   An application to simplify business management, easily at your fingertips.

   • Applying for BCA EDC & QRIS
   • Real-Time Transaction Monitoring
   • 24/7 Merchant Care Service
   • One application for all needs L manage store, request receipt, and EDC & QRIS Transaction Reports
   • Further information regarding the Merchant BCA Application visit: bca.id/merchantbca