Special for Businessmen Practical Solutions for Financial Needs

Benefit: 100% MDR Cashback

Terms & Conditions:

• 100% MDR Cashback maximum IDR 1 million/month/merchant
• Valid for individual merchants in the Micro Business (UMI) category
• Valid for new and existing merchants who actively use the BCA Merchant application
• MDR calculation is based on the total transaction value using Static QRIS (via stickers) or Dynamic QRIS (via BCA EDC), with myBCA/BCA mobile/Sakuku application
• MDR cashback calculation is carried out at the end of each month
• MDR cashback is carried out to the merchant's registered account in the following month
• Especially for transactions made using dynamic QRIS (via BCA EDC), settlement must be made on the same day
• The recipient account is a holding account registered with BCA and must be active during the cashback process

• Benefit: Special Interest Rate

Term & Condition		Tenor (Tahun)
		1	2	3	4
Special Interest HUT 68 *	%Flat	2,68%	2,88%	2,88%
	%Eff	5,81%	5,92%	5,7818%
	Jumlah Deposit	1x Angsuran	2x Angsuran	3x Angsuran
Special Interest HUT 68	%Flat	3,08%	3,28%	3,38%	3,58%
	%Eff	6,68%	6,73%	6,76%	7,02%
Provisi	0% (Non Mass/ Mass via VM with 1% expansion bundling insurance (Mass)

*With deposit throughout the tenor.

General Provisions:

• Customers must prepare a certain amount of deposit to be locked during the tenor period to be able to get the Special 68th Anniversary Interest.
• The Special 68th Anniversary Interest applies to tenors of 1-3 years.
• Applicable to passenger new cars & participating dealers.
• Benefits: Down Payment Special

Terms & Conditions:

• Down Payment Special for 10%
• For selected customers only
• Apply for new passenger non-EV cars (ADDM).
• interest rates follow the ongoing/available rates during the time of application 
• Following the applicable terms and conditions during the time of application.
• Apply through BCA branches.
• Application valid until December 31, 2025 and realization on January 31, 2026.

• Benefit: Provision discount for following loan limit:
  >Rp 2 Billion, 0.50%
  ≤Rp 2 Billion, 0.25%
  Terms & Conditions:
  • Applicable for all types of interest rates, both program and regular.
  • The above benefits cannot be combined with the same type of benefit from the special interest rate program or other programs.
  • Following the applicable terms and conditions during the time of application.
• Benefit: 50% discount on administration fees for Membership
  Terms & Conditions:
  • Applicable for (prospective) debtors and spouses if they do not have separate assets.
  • Cannot be combined with the same type of benefit from the special interest rate program or other programs.
  • Following the applicable terms and conditions during the time of application.
  • The application mechanism will follow the general terms for BCA Solitaire and Priority KPR application

• Outward Remittance Local Currency Transaction (OR LCT) Promotion Program
  100% Telex Fee Cashback if the transaction meets the following criteria:
  • Valid for LCT transactions with MYR, THB, KRW and CNY currencies*
  • Using Rupiah (IDR) funds
  • Valid until June 30, 2025
    *) LCT CNY telex fee cashback is only valid for transactions through BCA Branch Offices
• Outward Remittance Promotion Program through myBCA
  100% Telex Fee Cashback if the transaction meets the following criteria:
  • Valid for foreign exchange transfer transactions in myBCA in Full Amount
  • Using Rupiah (IDR) & Foreign Exchange Pocket funds
  • Use promo code: "ORMYBCA"
  • Valid until June 30, 2025
  • Use promo code: "ORMYBCA"
  • Valid until June 30, 2025, without promotional quota restrictions

Individual Business API

• Access balance and transaction information in real time without having to open KlikBCA Bisnis
• Automation of customer business and operational processes
• BCA API integration is easier and faster because it uses generally applicable technical integration standards

Main Features:

• Balance Information API
  Allows Customers to check account balances directly from the Customer platform in real time.
• Account Transaction API
  Allows Customers to check account transactions automatically to facilitate payment reconciliation directly from the customer platform

Benefit: 50% discount for BCA Life – MyGuard products

Terms & Conditions:

• Promo Code: OMGBIS50
• Valid for the first premium insurance, with a maximum discount of IDR 200,000 for each purchase.
• Valid for all MyGuard products and packages.
• Valid for purchases through all MyGuard product marketing platforms at BCA.
• Only 1 (one) promotion code can be used for each purchase.
• Valid until December 31, 2025.