12 Sep 2023 | Edukatips

How to Shop Online Shopping using BCA Mastercard Debit

Online transactions are not only about price and goods quality. Many people prioritize choosing a practical payment method to settle transactions. One such choice is online debit.

Online debit can be an online payment solution for those who do not have a credit card. Learn more about online debit transactions and steps to do it below.

Getting to Know About BCA Online Debit Feature

BCA Online Debit is a feature of BCA Mastercard Debit that facilitates online payments. You can conduct online transactions on various platforms, from e-commerce, marketplaces, trading apps, online transport services and application subscriptions.

To do so, you first need to activate the Online Debit feature on your BCA Mastercard Debit. Activation can be done via myBCA or BCA mobile that has been connected to said card. Currently, the online debit payment feature can be used for transactions at many online merchants both in Indonesia and abroad.

Saat ini, fitur pembayaran menggunakan debit online bisa dilakukan untuk bertransaksi di banyak merchant online baik di Indonesia, maupun di luar negeri.

Advantages of Using Online Debit for Your Transactions

There are various benefits that you can enjoy while using this feature, including:

1. Practical

The first benefit of using the online debit method is the ease of transaction. You can complete the transactions directly on the platform without the need to switch to a payment app or go to an ATM.

2. Controllable transaction amount

Another advantage of online debit is that you can set a maximum transaction limit. You can control the transaction amount through myBCA or BCA mobile. This feature is suitable for setting financial posts every month. That way, there is no need to worry about overspending on your budget that has been determined at the beginning of the month.

3. Available for many transactions

Online debit can be used for online transactions such as online shopping, booking online transport services, and paying for app subscriptions. Products purchased can also vary, from physical products, digital products, to services. This will make it easier for you to fulfill your daily needs.

4. Easy activation

The good news is that activating BCA Online Debit is easy. Firstly, you must be a BCA Mastercard Debit holder. Then, activate it through myBCA or BCA mobile. After that, you can make payments using online debit.

How to Activate BCA Online Debit

Here are the activation steps you can take via myBCA and BCA mobile.

Activation of Online Debit via myBCA

  1. Open myBCA, select the “Akun Saya” menu
  2. Select “Kontrol Akun”
  3. Select the Debit Card you want to manage
  4. Select “Kontrol Transaksi”
  5. Turn toggle key on in “Transaksi Debit Online”, then click “Lanjut”
  6. Enter PIN to confirm the activation of the Online Debit feature
  7.  Select Set Phone Number
  8. Register your mobile phone number to receive OTP for Debit Online Transactions, and make sure you have phone credit to receive the OTP code
  9. Online Debit is ready to use

Activation of Online Debit feature via BCA mobile

  1. Open BCA mobile, select the m-BCA menu
  2. Select the “Akun Sayamenu
  3. Select the “Kontrol menu
  4. Turn toggle key on in “Transaksi Debit Online, then click “OK
  5. Enter your m-BCA PIN to confirm the activation of the Online Debit feature
  6. Select Set Phone Number
  7. Register your mobile phone number to receive OTP for Debit Online Transactions, and make sure you have phone credit to receive the OTP code
  8. Online Debit is ready to use

Set BCA Online Debit Transaction Limit

Here are the steps to set the limit of online debit transactions that can be done through myBCA and BCA mobile.

Set online debit transaction limit via myBCA

  1. Open myBCA, select the “Akun Saya” menu
  2. Select “Kontrol Akun”
  3. Select the Debit Card you want to manage
  4. Select “Atur Limit”
  5. Change the limit amount in the “Limit Transaksi Debit”, then click “Lanjut”
  6. Enter the PIN to confirm the new limit

Set online debit transaction limit via BCA mobile

  1. Open BCA mobile, select the m-BCA menu
  2. Select the “Akun Saya menu
  3. Select the “Atur Limit menu
  4. Change the limit amount in theLimit Transaksi Debit”, then clickOK”
  5. Enter the m-BCA PIN to confirm the new limit

Now, that’s a simple way to use the online debit feature, make sure you have a BCA Mastercard Debit to be able to enjoy this service, and don’t forget to activate online debit through myBCA and BCA mobile to transact at various online merchants. For those who don’t have a BCA Mastercard Debit, you can get one by changing your card to a BCA Mastercard Debit through Digital BCA Customer Service or the nearest BCA branch.