Are you still confused about how to effectively save up for the future? Now, there are various types of various savings products, including Tahapan Berjangka BCA.
Tahapan Berjangka BCA is different from regular savings that come in predetermined saving terms whose funds will be automatically disbursed to the fund source account when the term has been fulfilled or reaches maturity.
Tahapan Berjangka BCA is a savings product for customers with regular deposits in a certain amount and time, plus life insurance. It is suitable for those who are prodigal because these savings are hassle-free, where deposits are automatically debited from the fund source account.
Tahapan Berjangka BCA is intended for those between the age of 12 to 60 years old from various backgrounds and professions. This savings has another advantage where you can determine the saving term starting from 1 to 2 years with various monthly deposits, starting from Rp500,000/month and multiples of Rp50,000.
In this way, you can indirectly control your finances, which allows you to save regularly every month without having to do it over the counter or through an ATM, bank teller, or m-banking transfer.
Customers can also use various types of savings for automatic debit processes, such as Tahapan Gold, Tahapan Xpresi, and Tapres BCA.
Tahapan Berjangka BCA also carries the advantage of providing convenience to all customers. You can predetermine the saving term starting from one to 20 years.
With varying monthly deposits, novice savers can choose an initial deposit starting from Rp500,000 per month, with the choice of multiples of Rp50,000.
Advantages of Tahapan Berjangka BCA
When it comes to investments, some are worried about the risks they may face. It is because, in principle, investment has one distinctive characteristic namely “high risk high return”. Meanwhile, Tahapan Berjangka BCA offers some advantages as follows:
1. Effective and Efficient
Customers have the option to open Tahapan Berjangka BCA over the counter at a branch office or through the BCA e-channel, KlikBCA Individu. Furthermore, it also offers ease of access to check account balances and bank statements through the e-statement facility that is available on the BCA e-channel.
Currently, you can extend and make data changes (auto-debit date) to your Tahapan Berjangka BCA through KlikBCA. It means that you don’t need to open a new Tahapan Berjangka BCA when it reaches maturity. The extension adheres to the existing term and monthly deposit of the previous Tahaka BCA.
2. Interest Rates
The interest rates of Tahapan Berjangka BCA vary depending on the deposit amount and saving term. Interest rates are subject to change under the applicable regulations.
3. Admin Fee
Tahapan Berjangka BCA is free of admin fees every month. It means you can save more.
4. Deposit System
The deposit system that applies to Tahapan Berjangka BCA is fairly flexible. You can choose the saving term from 1 year to 20 years.
With an affordable deposit, starting from Rp500,000 every month and applies to the multiples of Rp50,000 according to the customer’s financial capacity.
Tahapan Berjangka BCA also facilitates deposits with an auto-debit system from pre-determined customer savings (fund source accounts).
Interesting, isn’t it? Long-term savings with Tahapan Berjangka BCA can be a solution to your savings.
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