Health insurance has become essential, especially when it comes to hospitalization. Not only for yourself but also for all family members. There are certainly many benefits that health insurance can offer.
The benefits vary enormously. Policyholders can enjoy hospital services without financial worry, thus securing their finances. With these benefits, every family can start looking into obtaining insurance now.
Difference between Inpatient and Outpatient Insurance
Some may be somewhat uncertain about having one of these insurance products. Broadly, the difference lies in the treatment provided by the hospital. It means that each insurance will only cover the care services administered to the patient by the hospital.
As the name suggests, inpatient insurance refers to an insurance product that covers inpatient hospital care. It covers part or all of the cost of the hospital ward, doctor’s visits, and medicine.
On the other hand, outpatient insurance does not cover inpatient hospital care. This insurance type only covers doctor’s consultation fees and medicines. Which one is more important? Both are equally important. It would be fine if every family has these products.
Benefits of Inpatient Insurance
For your consideration, you might want to learn more about the benefits of inpatient insurance below!
1. Provide Health Protection
None can predict when health risks are going to happen. That’s why it is essential to have health insurance as soon as possible. When it occurs, the insurance can cover hospitalization. It allows policyholders to take swift action to go to the nearest hospital.
Protection in Emergencies
There is no need for insurance customers to be concerned if they have to undergo major medical action, such as surgery. It is because the insurance company will cover all unexpected expenses in times like this. The hospital can take immediate action according to medical procedures for patients.
3. Keeping Your Finances Healthy
Health is valuable and may cost a lot, especially when you fall sick. It is because medical treatment can be costly. No wonder many lost a fortune to medical expenses. This is where insurance plays its role in protecting financial health. Customers no longer need to go to great expense for inpatient care.
4. Achieve Family Goals
You must have dreams you want to achieve after getting married. They could be obtaining a house or getting your hands on the latest gadget for daily activities. All can be achieved if nothing is getting in the way and things run as planned. Unfortunately, things could go south when you suddenly need to pay medical expenses at the hospital. Health insurance may, to a greater or a lesser extent, help you realize those dreams.
5. Set Your Mind at Ease
Having life insurance will make life easier because you are prepared for unexpected future costs. However, it doesn’t mean you can relax and take your health for granted. You still need to consume nutritious food, exercise regularly, and get sufficient rest to maintain health.
Did you already have inpatient insurance for you and your family? Make your life complete with BCA Life Hospital 100% Refundable insurance from BCA. You can get 100% reimbursement for daily hospitalization and or daily intensive care unit expenses at the hospital due to illnesses or accidents.
There are also returns of premium benefits up to 200% for death benefits and 100% return of premiums paid in 10 years. Please find the information about BCA Life Hospital 100% Refundable here.