There are many reasons for cardholders as to why they want to increase their credit limit. BCA also makes it easy to increase credit limits through BCA mobile and myBCA. Cardholders can apply for the new limit they desire for the bank to process.
Having a greater limit ensures freedom of transactions for cardholders. Furthermore, they can enjoy other benefits with a credit card, such as reward bonuses and promos at various merchants. Find out how to increase the BCA credit limit below.
Steps to Increase BCA Credit Limit
You can increase your credit card limit from time to time. Do the following steps to ensure a faster credit limit increase application.
1. Use Your Credit Card Often
You need to use your credit cards also frequently to obtain a higher limit. To make it easier, pay all your monthly bills using a credit card. Furthermore, use your credit card for transactions at partner merchants to get more benefits.
2. Spend According to the Limit
It’s better if the credit card use is above 50% of the given limit. You are considered an active user with that usage and will be prioritized for a credit limit increase. If you want to make it even easier, try using up your credit limit.
3. Pay Timely
Timely payment will ensure a healthy use recorded by the bank. It also creates added value for cardholders who wish to increase their credit limit. it’s even better to pay all the bills before their due dates. For ease of payment, try auto-debit payments so you won’t miss them.
Here’s the channels to request the increase of BCA Credit Card limit:
- Via myBCA
- Via BCA mobile
- Call Halo BCA 1500888 or via haloBCA app
That’s how to increase your BCA credit limit directly from the BCA mobile app. You don’t have a BCA credit card? Apply now from the BCA website or visit the nearest BCA Branch. Enjoy the benefits of BCA credit cards for various transactions.
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