AGATHA (Akses GAji Tiap HAri) is a cash-ready fund that can be withdrawn at
any time with an auto-debit full repayment scheme on the payday date.
Important Information
AGATHA General Terms
1% service fee, minimum IDR35,000 per withdrawal
Maximum ceiling of 75% of the total proportional daily salary, maximum
employee salary of IDR8,000,000/month
Requirements
Must be an employee using the BCA Payroll service from a company that
partners with BCA for the AGATHA facility.
Must have a maximum take-home pay of IDR8,000,000 (eight million rupiah)
per month over the last 6 months.
Must hold an active BCA Payroll account—which is not a joint
account—and have received salary payments via the BCA Payroll
facility for at least 6 consecutive months.
Must not hold any other loan facilities with BCA (including consumer and
productive loans other than the AGATHA facility).
AGATHA’s Submission Steps
Go to the AGATHA application page
Register/Login to your account on BCA Loan Webform
Select the AGATHA facility, then click the Apply button, then enter the
payroll account number and mobile phone number linked to the account to
get a verification code
Enter the verification code sent to your mobile phone number
Upload submission documents (KTP and a selfie while holding your KTP)
Enter the credit application information
Check the terms and conditions
Confirm the AGATHA facility application by entering the OTP code
AGATHA’s Disbursement Steps
Go to the AGATHA application page
Register/Login to your account on BCA Loan Webform
Select the AGATHA facility, then click the Apply button, then enter the
payroll account number and mobile phone number linked to the account to
get a verification code
Enter the verification code sent to your mobile phone number
Upload submission documents (KTP and a selfie while holding your KTP)
Enter the credit application information
Check the terms and conditions
Confirm the AGATHA facility application by entering the OTP code
Loan Simulation AGATHA
Get the Product
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