Investment Financing

The right solutions to finance your commercial properties' needs

Why Investment Financing?

Competitive

Competitive interest rate for certain period

Flexible and Easy

Longer term making the instalments more affordable

Meeting Various Needs

We serve the financing of various types of commercial properties such as : shophouses, warehouses, office unit, and so on

Investment Financing

About the Product Important Information Our Partnership Project Fees, Limits and Interest Rates Get the service

About the Product


The right solution to finance the purchase of commercial property according to your business needs

Important Information


  • Loan Applicants
  • Individual or Business Entity (in the form of PT)
  • Type of Properties
  • Could be shophouses, warehouses, office units from BCA partner developers with indent status, finished buildings, and certificate completely (also not completely) splitted
  • Type of Facility
  • Investment loan for business needs with annuity installments
  • Terms
  • up to 20 years*
  • Loan to Value (LTV)
  • Maks. s.d. 90%*
*for certain type of commercial property

Terms & Conditions for Individuals


  • Over 17 years of age or married
  • Indonesian Citizen
  • In no violation of law and decency
  • Has not been declared bankrupt or in bankruptcy dispute process
  • Good collectibility status (based on SLIK)
  • Syarat dan Ketentuan Perorangan

Terms & Conditions for Documents Required


  • Indonesian legal/business entity
  • Business purpose
  • It is in accordance with the Articles of Association and does not conflict with the law
  • Has not been declared bankrupt or in bankruptcy dispute process
  • Good collectibility status (based on SLIK)

Terms & Conditions for Business Entities (.Ltd)


General Documents:

  • A copy of residence identification card (KTP)
  • A copy of NPWP
  • A copy of Family Identity Card
  • A copy of spouse's ID Card
  • A copy of marriage certificate
  • A copy of divorce / death certificate
  • A copy of ID Cards of the Board of Directors and Commissioners *)
  • A copy of ID Cards of Shareholders’ ID *)

Financial Documents:

  • A copy of Audited Financial Statements (prescribed by the regulations)
  • A copy of Internal Financial Statements
  • A copy of other bank account transaction (last 4 months)

*) for business entity (.ltd) only

Our Partnership Project


Here's our partnership project :

Warehouse / Multipurpose Warehouse

No. Project Cooperation Location

1

Taman Tekno BSD

Tangerang

2

Kota Wisata Commpark

Cibubur

3

Citra Aeroworld 8

Jakarta

4

Bizpark Commersial Estate BDG

Bandung

5

Bizpark Commersial Estate BJM

Banjarmasin

6

Citra Aerolink Batam

Batam

7

Bizpark Bekasi

Bekasi

8

Summarecon Mutiara Makassar

Makassar

9

Aeropolis

Tangerang

10

Tritan Point Medan

Medan

11

Tritan Point Bandung

Bandung

12

Tritan Point Taman

Sidoarjo

13

Tritan Point Wedi

Sidoarjo

14

Tritan Hub

Sidoarjo

15

Tritan Point Banyu Urip

Surabaya

16

Daan Mogot Eraprima

Tangerang

17

Tunas Bitung

Tangerang

18

Royal Kosambi

Tangerang

19

Kosambi Permai

Tangerang

20

Suncity Biz Sidoarjo

Sidoarjo

21

Manyar Warehouse Industrial Nusantara

Gresik

22

Sentra Lintas Niaga

Sidoarjo

23

SiRIE

Sidoarjo

24

Driyorejo Kencana Permai Warehouse

Sidoarjo

25

Fortune Business & Industrial Park

Sidoarjo

26

Eraprima Industrial Park

Tangerang

27

Kompleks Industri dan Pergudangan GBK

Tangerang

28

Lucky Point

Jakarta

29

Safe 'N' Lock

Sidoarjo

30

PKT Cikupa 3

Tangerang

31

Multi Bizpark

Bekasi

32

Sentral Singosari

Malang

33

KL Bizhub

Malang

34

Kutawaringin Industrial Park

Bandung

35

Arya Elang Mas

Tangerang

36

Gedangan Industrial Park

Sidoarjo

37

Bizpark Pulogadung

Jakarta

38

Lamargas Industrial Park

Bandung

39

Eraprima Toha Industrial Park

Tangerang

40

Parahyangan Eco Business Park

Bandung

41

Duta Indah Starhub

Tangerang

43

Central Industrial Park

Sidoarjo

43

Pergudangan Platinum

Pekanbaru

44

MM2100

Bekasi

Office

No. Project Cooperation Location
1 Citra Towers Jakarta
2 Ciputra International Jakarta
3 Ciputra World I Jakarta
4 Ciputra World II Jakarta
5 The Tower Jakarta
6 Kensington Office Tower Jakarta
7 Menara Tendean Jakarta
8 AKR Tower Jakarta
9 Manhattan Square Jakarta
10 The Arcade Jakarta
11 Proyek Komersial BSD Tangerang
12 Aeropolis Tangerang
13 The Prominence Office Tower Tangerang
14 The Smith Tangerang
15 Pakuwon Center dan Pakuwon Tower Surabaya
16 Spazio Tower Surabaya
17 Praxis Surabaya
18 Ciputra World Office Surabaya
19 Voza Premium Office Surabaya
20 The Royal 55 Office Tower Surabaya
21 Citraland City Losari Makassar
22 Pakuwon Tower Jakarta Jakarta

Shophouses / Store / SOHO

No. Project Cooperation Location

1

Proyek Komersial BSD

Tangerang

2

Citra Aeroworld 8

Jakarta

3

Bizpark Commersial Estate BDG

Bandung

4

Bizpark Commersial Estate BJM

Banjarmasin

5

Citra Aerolink Batam

Batam

6

Vieloft at Ciputra World Surabaya

Surabaya

7

CitraLand City CPI Makassar

Makassar

8

Kota Wisata Commpark

Cibubur

9

Fresh Market Bintaro

Tangerang

10

Pasar Modern Graha Raya

Tangerang

11

Grand Fortune

Tangerang

12

Neo Fiera

Tangerang

13

Summarecon Bekasi

Bekasi

14

Summarecon Mutiara Makassar

Makassar

15

Upper West

Tangerang

16

Tritan Point Medan

Medan

17

Tritan Point Bandung

Bandung

18

Tritan Point Taman

Sidoarjo

19

Suncity Biz Sidoarjo

Sidoarjo

20

Roseville SOHO & Suite

Tangerang

21

The Smith

Tangerang

22

The Arcade

Jakarta

23

Fortune Business & Industrial Park

Sidoarjo

24

Lucky Point

Jakarta

25

Multi Bizpark

Bekasi

26

Sorong Modern City

Sorong

27

Pasar Kemis CBD

Tangerang

28

Arya Elang Mas

Tangerang

Fees and Limit


  • Provision Fee
  • Loan Administration Fee
  • Interest Rates
  • Fines for Late Payments
  • Notary Fee
  • Penalty (for repayment with certain criteria)
  • Insurance Costs
  • Collateral Appraisal Fee (for finished buildings

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