Investment Financing

The right solutions to finance your commercial properties' needs

Why Investment Financing?

Competitive

Competitive interest rate for certain period

Flexible and Easy

Longer term making the instalments more affordable

Meeting Various Needs

We serve the financing of various types of commercial properties such as : shophouses, warehouses, office unit, and so on

Investment Financing

About the Product Important Information Our Partnership Project Fees, Limits and Interest Rates Get the service

About the Product


The right solution to finance the purchase of commercial property according to your business needs

Important Information


  • Loan Applicants
  • Individual or Business Entity (in the form of PT)
  • Type of Properties
  • Could be shophouses, warehouses, office units from BCA partner developers with indent status, finished buildings, and certificate completely (also not completely) splitted
  • Type of Facility
  • Investment loan for business needs with annuity installments
  • Terms
  • up to 20 years*
  • Loan to Value (LTV)
  • Maks. s.d. 90%*
*for certain type of commercial property

Terms & Conditions for Individuals


  • Over 17 years of age or married
  • Indonesian Citizen
  • In no violation of law and decency
  • Has not been declared bankrupt or in bankruptcy dispute process
  • Good collectibility status (based on SLIK)
  • Syarat dan Ketentuan Perorangan

Terms & Conditions for Documents Required


  • Indonesian legal/business entity
  • Business purpose
  • It is in accordance with the Articles of Association and does not conflict with the law
  • Has not been declared bankrupt or in bankruptcy dispute process
  • Good collectibility status (based on SLIK)

Terms & Conditions for Business Entities (.Ltd)


General Documents:

  • A copy of residence identification card (KTP)
  • A copy of NPWP
  • A copy of Family Identity Card
  • A copy of spouse's ID Card
  • A copy of marriage certificate
  • A copy of divorce / death certificate
  • A copy of ID Cards of the Board of Directors and Commissioners *)
  • A copy of ID Cards of Shareholders’ ID *)

Financial Documents:

  • A copy of Audited Financial Statements (prescribed by the regulations)
  • A copy of Internal Financial Statements
  • A copy of other bank account transaction (last 4 months)

*) for business entity (.ltd) only

Our Partnership Project


Here's our partnership project :

Warehouse / Multipurpose Warehouse

Project

Project Location

Taman Tekno BSD

Tangerang

Kota Wisata Commpark

Cibubur

Citra Aeroworld 8

Jakarta

Bizpark Commersial Estate BDG

Bandung

Bizpark Commersial Estate BJM

Banjarmasin

Citra Aerolink Batam

Batam

Bizpark Bekasi

Bekasi

Summarecon Mutiara Makassar

Makassar

Aeropolis

Tangerang

Tritan Point Medan

Medan

Tritan Point Bandung

Bandung

Tritan Point Taman

Sidoarjo

Tritan Point Wedi

Sidoarjo

Tritan Hub

Sidoarjo

Tritan Point Banyu Urip

Surabaya

Daan Mogot Eraprima

Tangerang

Tunas Bitung

Tangerang

Royal Kosambi

Tangerang

Kosambi Permai

Tangerang

Suncity Biz Sidoarjo

Sidoarjo

SiRIE

Sidoarjo

Driyorejo Kencana Permai Warehouse

Sidoarjo

Fortune Business & Industrial Park

Sidoarjo

Eraprima Industrial Park

Tangerang

Kompleks Industri dan Pergudangan GBK

Tangerang

Lucky Point

Jakarta

Safe 'N' Lock

Sidoarjo

PKT Cikupa 3

Tangerang

Multi Bizpark

Bekasi

Sentral Singosari

Malang

KL Bizhub

Malang

Kutawaringin Industrial Park

Bandung

Arya Elang Mas

Tangerang

Gedangan Industrial Park

Sidoarjo

Bizpark Pulogadung

Jakarta

Lamargas Industrial Park

Bandung

Parahyangan Eco Business Park

Bandung

Duta Indah Starhub

Tangerang

Pergudangan Platinum

Pekanbaru

MM2100

Bekasi

Eraprima Toha Industrial Park

Tangerang

Central Industrial Park

Sidoarjo

Blessindo Industrial Estate

Tangerang

Tunas Prima Industrial Estate

Batam

The City Bizpark

Manado

Citra Raya

Tangerang

AKR GEM City

Gresik

PIK 2 - Salim & ASG

Tangerang

Malang Interchange Bizpark

Malang

Shophouses / Store / SOHO

Project

Project Location

Proyek Komersial BSD

Tangerang

Citra Aeroworld 8

Jakarta

Bizpark Commersial Estate BDG

Bandung

Bizpark Commersial Estate BJM

Banjarmasin

Citra Aerolink Batam

Batam

Vieloft at Ciputra World Surabaya

Surabaya

CitraLand City CPI Makassar

Makassar

Kota Wisata Commpark

Cibubur

Fresh Market Bintaro

Tangerang

Pasar Modern Graha Raya

Tangerang

Grand Fortune

Tangerang

Neo Fiera

Tangerang

Summarecon Bekasi

Bekasi

Summarecon Mutiara Makassar

Makassar

Upper West

Tangerang

Tritan Point Medan

Medan

Tritan Point Bandung

Bandung

Tritan Point Taman

Sidoarjo

Suncity Biz Sidoarjo

Sidoarjo

Roseville SOHO & Suite

Tangerang

The Smith

Tangerang

The Arcade

Jakarta

Fortune Business & Industrial Park

Sidoarjo

Lucky Point

Jakarta

Multi Bizpark

Bekasi

Sorong Modern City

Sorong

Pasar Kemis CBD

Tangerang

Arya Elang Mas

Tangerang

Jababeka Bizpark

Cikarang

Citra Garden Bintaro

Bintaro

Citra Raya

Tangerang

PIK 2

Tangerang

Citraland Gama City

Medan

Citraland City Sampali

Medan

Citraland Tanjung Morawa

Medan

Fees and Limit


  • Provision Fee
  • Loan Administration Fee
  • Interest Rates
  • Fines for Late Payments
  • Notary Fee
  • Penalty (for repayment with certain criteria)
  • Insurance Costs
  • Collateral Appraisal Fee (for finished buildings

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