J-Valas is a service that enables customers to conduct foreign exchange
transactions online through KlikBCA Bisnis (KBB), KBB Integrated Solution
(KBB-IS), or other platforms designated by BCA.
Main Features
Rates
View foreign exchange transaction rates.
Manage foreign exchange deals.
Deal Log View foreign exchange transaction records for
transactions conducted through J-Valas.
Settlement Settle foreign exchange deals that mature on the
current day, including deals conducted through J-Valas and other
channels.
J-Valas Transaction Settlement Methods
Settlement Method
Settlement Mechanism
Eligible Transactions
Settlement Deadline
Auto Settlement
The customer’s account is automatically debited or credited
after the customer submits the transaction through the J-Valas
application.
Today purchases of foreign currency against IDR with an
aggregate transaction amount below the applicable threshold
Today sales of foreign currency against IDR
Subject to foreign exchange transaction service hours
Manual Settlement
Via J-Valas*)
The customer debits or credits the account through the
Settlement feature in J-Valas.
Today and Non-Today purchases and sales of foreign currency
against IDR
By 2:00 PM WIB on the maturity date
Via Aplikasi KBB-IS
The customer debits or credits the account through the KBB-IS
application.
Today and Non-Today purchases and sales of foreign currency
against IDR
Subject to the applicable terms and conditions
via a Settlement Branch**
The debit or credit is processed manually by the Settlement
Branch through the BDS-IDS application.
Today purchases and sales of foreign currency against IDR
and foreign currency against foreign currency
Non-Today purchases and sales of foreign currency against
IDR and foreign currency against foreign currency
Subject to foreign exchange transaction service hours
Notes
*) Applies only to customers who have activated the J-Valas Settlement
Feature.
**) The Settlement Branch refers to the KCU or parent KCU selected by
the customer as the branch responsible for settling foreign exchange
transactions, as indicated on the J-Valas Form.
Benefits
Enables customers to conveniently buy and sell foreign currencies
and settle foreign exchange transactions online.
Provides real-time foreign exchange rates online.
Enables direct interaction with a dealer via chat or transactions at
automatically quoted exchange rates.
Sends transaction confirmations via email.
Risks
Disruptions to communication or transaction processing through
J-Valas may occur due to system outages, offline status, or other
issues affecting BCA’s systems.
Customers are exposed to various risks, including but not limited to
those described above. Customers are therefore fully responsible for
identifying and considering any other risks that may arise in
connection with their transactions.
Requirements and Procedures
Eligibility Criteria for J-Valas Customers
Customers must be legal entities or business entities.
Customers must belong to the KlikBCA Bisnis (KBB) or KlikBCA Bisnis
Integrated Solution (KBB-IS) customer segment.
Customers must be willing to register for or already have a KlikBCA
Bisnis facility.
Customers who do not yet have KBB or KBB-IS facilities must apply
for them in accordance with the applicable KBB registration or
KBB-IS enrollment procedures.
Customers who already have KBB or KBB-IS facilities may apply for
J-Valas at any BCA branch.
Customers must have a source-of-funds account denominated in the
currency relevant to the foreign exchange transaction.
Customers must be registered as Special Exchange Rate Customers.
Customers wishing to conduct Non-Today transactions must have a
Foreign Exchange (Forex) Line facility.
J-Valas Application Requirements
Customers must complete the required J-Valas application documents,
including:
Foreign Exchange Service Form
Foreign Exchange Transaction Agreement via the J-Valas Platform
To access J-Valas through KBB, the settings must be configured in
accordance with the applicable KBB user settings.
Fees, Limits, and Interests
Fees
No fees apply to J-Valas registration or usage, except for stamp duty
(if applicable).
Simulation
No Simulation Is Available for This Service
Important Information
Additional Information
The Customer acknowledges that the user ID registered for conducting
transactions through the J-Valas service belongs to the Customer, and
that all transactions conducted through J-Valas constitute official
records of transactions between BCA and the Customer.
The Customer is fully responsible for all consequences arising from
any actions, including but not limited to transactions, carried out by
any user of the J-Valas service.
Provisions on Underlying Documents for Foreign Exchange
Transactions through J-Valas:
The requirements for underlying documents and the procedures for
submitting such documents apply to foreign exchange purchase and
sale transactions against the Rupiah.
The Customer may submit underlying documents to BCA through a
branch, electronic channels (e-Channels), or other available means.
If the Customer fails to provide the required underlying documents
or the documents do not meet the applicable requirements, the
failure-to-deliver procedure will be applied in accordance with
applicable regulations.
BCA will notify the Customer of any changes to the benefits, fees,
risks, terms, and conditions of this product and/or service through
appropriate communication channels in accordance with applicable laws
and regulations.
Product and Service Information Summary
J-Valas Product and Service Information Summary
Access the Product and Service Information Summary via the
link below
Dengan mengklik ‘Lanjutkan’, Anda akan diarahkan menuju website
di luar www.bca.co.id yang tidak terafiliasi dengam BCA dan mungkin
memiliki tingkat sekuriti yang berbeda. BCA tidak bertanggung jawab
dan tidak mendukung, menjamin, mengendalikan konten, mengendalikan
ketersediaan dan perspektif atas produk-produk atau layanan-layanan
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