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Inward Remittance

Faster, easier, and safer foreign exchange transfers

Why Inward Remittance?


Same day arrival of funds

Minimum Risk of Loss

Designed with stability and accuracy to minimize the risk of loss


Enjoy foreign exchange transfers even to accounts from other banks.

Inward Remittance


The service for transfer of payment from abroad to BCA Account in Indonesia or direct encashment.

  1. Credit to BCA Account
    Inward Remittance fund is credited directly to BCA account with the assurance of minimum risk.
  2. Encashment
    Encashment option is available by showing PIN Number provided by BCA Partner of International Money Transfer Operator.

Terms and Condition for encashment:

  • Completing Encashment form
  • Providing valid PIN Number and ID Card
  • Name registered in the application is required to match with name shown in the valid ID Card.
  • Charged for 6,000 stamp fee
No more hassle with a lot of document requirements.
Competitive Exchange Rate
Competitive rate and stable forex value.

Important Information

Inward Remittance Disbursement Option

  1. Credit to BCA Account
  2. Inward Remittance funds are credited directly to the customer's account in no hassle and reduce the risk of loss

  3. Credit to Other Bank Account
  4. Inward Remittance funds are credited to the customer's account on different bank

  5. Funds Withdrawn in Cash
  6. Money transfers can be withdrawn in cash using a PIN number and ID Card through BCA Partners or international money transfer operators

    Terms and conditions for cash transfer disbursements

    • Fill out the disbursement form
    • Shows a valid PIN and ID card number
    • The name on the application have to match the name on the valid ID card
    • Pay a stamp duty according to the applicable rules


- Incomplete data and information provided by customers, or disruption of the bank system can cause delays and refusal of payments

- Transfers are made to all countries in the world, except for countries subject to special sanctions from the relevant authorities

Fees & Charge, Limit, and Interest Rate

To accommodate its customer’s needs, BCA provides competitive limits and fees for each product and service. View the limits and fees for Transfer of Funds.




Remittance in Foreign Currency
- Credit to BCA Foreign Currency Accounts USD 5 (eq.)
- Credit to BCA Rupiah Accounts USD 5 (eq.)
- Cash disbursement in Rupiah USD 10 (eq.)
- Interbank Transfer

USD 10 (eq.)

Inward Remittance in Rupiah
- Credit to BCA accounts IDR   35.000
- Cash disbursement in Rupiah IDR 150.000
- Interbank transfer IDR   50.000
Demand Draft
- Credit to BCA accounts IDR 150.000
- Cash disbursement in Rupiah IDR 150.000
- Interbank transfer in Rupiah IDR 150.000
- Interbank transfer in Foreign Currency IDR 150.000




Investigation requested within 3 months after transaction date 6)IDR 150.000 (eq.)
Investigation requested within more than 3 months after transaction date 6)IDR 500.000 (eq.)
Inward Remittance in Foreign Currency 7)USD 20 (eq.)
Inward Remittance in IDR 7)IDR 50.000
SiMoDIS Information Adjustment (MT 199 Koreksi dan Modul BankIDR 50.000
*) OR transactions include inquiry, amendment, cancellation, and MT103 request, meanwhile IR transaction includes MT103 request
**) Including inquiry, amendment, rejection, and cancellation

Effective as of 16 February 2021




Between BCA Accounts within the Same City
- Without a Note Gratis
- With a Note 2.000
Between BCA Accounts in Another City (with or without a note) 2.000
Interbank Transfer
- LLG* 2.900
- RTGS 30.000
- Transfer Cancellation 10.000
Note: Figures in Rupiah (IDR)
RTGS: Real Time Gross Settlement System

* as of 1 September 2019 the maximum transfer limit (LLG) is Rp1 billion

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