By visiting this site , you have agreed the using of cookies .
One card for convenient transactions across Indonesia
Ease of transactions at millions of domestic outlets with Debit BCA logo and tens of millions others abroad connected through the Mastercard network
Ease of changing PIN and card blocking through BCA mobile, myBCA, and KlikBCA
Ease of cash withdrawals and payments through BCA ATMs, including bills for electricity, credit cards, phones, and phone credit purchases
Paspor BCA Mastercard
Paspor BCA Mastercard
Paspor BCA Mastercard is a card facility for Tahapan and Tahapan Gold users that functions as an ATM, Debit, and Cash card.
Terms and Procedures:
Types of Customers |
Document |
Adult individuals (≥ 17 years old) |
ID card |
Resident Permit (KITAS/KITAP), Passport for foreigners |
|
NPWP*, for Indonesian Citizens |
|
Minors represented by a parent (< 12 years old) |
Parent’s ID card |
Parent’s NPWP |
|
Child’s birth certificate/Family Card/Child’s ID card |
|
Minors represented by a legal guardian (< 12 years old) |
Guardian’s ID card and NPWP |
Letter of Appointment of Guardians from the District Court |
|
Unrepresented minors (12- <17 years old) |
ID card |
Student card/Statement letter from school/ID card, for Indonesian Citizens |
|
Passport/ID Card, for foreigners |
|
Parent’s ID card and NPWP |
|
Parent’s Statement Letter |
*Note:If the Customer does not/does not yet possess an NPWP, it can be replaced with a statement letter of not owning an NPWP.
For inquiries and complaints:
Social Media:
Facebook : GoodLife BCA
Instagram : @goodlifebca
Youtube : Solusi BCA
Twitter : @BankBCA
Features, Benefits, and Risks of Tahapan
Key Features of Tahapan:
Benefits
Risks
Simulation:
Tahapan Balance |
Interest Rate per Annum According to Balance* |
Nominal Monthly Interest Rate** |
Rp 20.000.000 |
0,01% |
Rp 131,51 |
Note:
*Interest rates may change at any time according to market conditions, which will
be notified through BCA information facilities.
**Nominal Interest Rate = gross interest before tax
according to the prevailing regulations (Assuming 1 month = 30 days and 1 year = 365 days)
Additional Information
Disclaimer (important note)
Fees and Limit
To accommodate its customer’s needs, BCA provides competitive limits and fees for each product and service. View the limits and fees for Paspor BCA Mastercard below.
Fees
Types of Cards |
Administration Fee |
Penalty Fee* |
Mastercard |
||
Paspor Blue |
IDR15,000 |
IDR5,000 |
Paspor Gold |
IDR17,000 |
|
Paspor Platinum |
IDR20,000 |
*) Penalty fee will be imposed if the average balance does not meet the monthly minimum balance.
Types of Transactions |
ATM BCA |
Mastercard |
Balance Check |
Free |
IDR5,000 |
Cash Withdrawal |
Free |
IDR20,000 |
Interbank Transfer |
IDR6,500 |
- |
Rejected Transaction |
Free |
IDR5,000 |
Description |
Online |
LLG |
RTGS |
Via BCA branch |
- |
IDR2,900 |
IDR30,000 |
Via BCA mobile |
IDR6,500 |
- |
- |
Via Internet Banking |
IDR6,500 |
IDR2,900 |
IDR25,000 |
Note: remittance cancellation will incur a fee of IDR10,000
Types of Cards |
Card Manufacturing/Replacement Fee |
Blue Paspor |
IDR10,000 |
Gold Paspor |
IDR15,000 |
Platinum Paspor |
IDR20,000 |
BCA Debit Card Transaction Fee Information Abroad
Transactions using BCA Mastercard Debit Cards abroad can be made at ATM/EDC machines abroad that have the Mastercard/Cirrus logo.
No. | Components of Overseas Transaction Fees | Total |
1 | Cash Withdrawal Fee | IDR20,000 |
2 | Balance Check Fee | IDR5,000 |
3 | Decline fee | IDR5,000 |
Additional Notes:
In addition to the components mentioned above, there are other foreign transaction fees that may be charged to customers, such as:
Limit
Daily transactions limit based on Paspor BCA:
Description | Paspor Blue | Paspor Gold | Paspor Platinum |
Via ATM BCA |
|||
Cash Withdrawal 1) 6) |
IDR15,000,000 |
IDR15,000,000 |
IDR15,000,000 |
Cash Deposit 2) |
IDR50,000,000 |
IDR80,000,000 |
IDR100,000,000 |
Transfer between BCA Account 3) 6) |
IDR100,000,000 |
IDR125,000,000 |
IDR150,000,000 |
Transfer between BCA Account (to foreign exchange account) 4) 6) |
IDR100,000,000 |
IDR125,000,000 |
IDR150,000,000 |
Interbank Transfer 3) |
IDR30,000,000 |
IDR40,000,000 |
IDR50,000,000 |
Via EDC |
|||
Debit BCA 5) |
IDR100,000,000 |
IDR125,000,000 |
IDR150,000,000 |
Via BCA Mobile Banking (m-BCA) |
|||
Transfer between BCA Account 3) |
IDR100,000,000 |
IDR125,000,000 |
IDR150,000,000 |
Interbank transfer |
IDR30,000,000 |
IDR40,000,000 |
IDR50,000,000 |
Other (For all card type) |
|||
Via Internet Banking |
IDR500,000,000 |
||
Via myBCA |
IDR300,000,000 |
Effective as of January 19, 2024
Notes:
Payment and Purchase
Autodebet
Payment |
Fee |
Telephone/Telkom | IDR3,000 |
Electricity/PLN | IDR3,000 |
Tax/UN | n/a |
PGN | IDR3,000 |
Administration Fees Using the Paspor BCA Card
Card Type |
Monthly Administration Fee |
Card Manufacturing/Replacement Fee |
Blue |
IDR15,000 |
IDR10,000 |
Gold |
IDR17,000 |
IDR15,000 |
Platinum |
IDR20,000 |
IDR20,000 |
SMS & email service fee
Account Types | Service Fee Types | |
SMS | ||
Giro Rupiah |
IDR 750 |
IDR 0 |
Foreign Currency Giro in USD |
0.05 USD |
0 USD |
Foreign Currency Giro in SGD |
0.05 SGD |
0 SGD |
Tahapan |
IDR 750 |
IDR 500 |
Tahapan Gold |
||
Tapres |
||
BCA Dollar USD |
0.05 USD |
|
BCA Dollar SGD |
0.05 SGD |
Terms and Conditions
TERMS AND CONDITIONS FOR PASPOR BCA CARDHOLDER
PT BANK CENTRAL ASIA Tbk (“BCA”)
B. TERMS FOR PASPOR BCA CARDHOLDER
C. PROCEDURES
Use of PASPOR BCA Card
PASPOR BCA Card Replacement
PASPOR BCA Card Closure
In the event that the Cardholder wishes to no longer use their PASPOR BCA Card, the Cardholder shall:
to a BCA branch office.
PASPOR BCA Card will be closed upon:
When the Cardholder has closed his/her PASPOR BCA Card, BCA will provide a counter-dedicated PASPOR BCA Card.
Complaint Handling
D. SPECIFIC TERMS FOR FLAZZ FEATURE IN PASPOR BCA CARD
E. LANGUAGE
These Terms For Paspor BCA Cardholder Account are made and signed in two (2) versions of languages, namely Indonesian and English. In the event that there is a discrepancy in interpretation between the versions of Indonesian and English, then the version of Indonesian language shall prevail.
The Cardholder hereby declares that the Cardholder has fully understood and agreed to this Terms for PASPOR BCA Cardholder as set out above and BCA has given explanation to and sought confirmation from the Cardholder of the explanation regarding the benefits, fees and risks associated with PASPOR BCA Cards.
Get the Product
Anda akan meninggalkan BCA.co.id
Dengan mengklik ‘Lanjutkan’, Anda akan diarahkan menuju website di luar www.bca.co.id yang tidak terafiliasi dengam BCA dan mungkin memiliki tingkat sekuriti yang berbeda. BCA tidak bertanggung jawab dan tidak mendukung, menjamin, mengendalikan konten, mengendalikan ketersediaan dan perspektif atas produk-produk atau layanan-layanan yang ditawarkan atau dinyatakan oleh website tersebut.