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Nyaman di Indonesia, Nyaman di seluruh Dunia
Ease of transactions at millions of domestic outlets with Debit BCA logo and tens of millions others abroad connected through the Mastercard network
Ease of changing PIN and card blocking through BCA mobile, myBCA, and KlikBCA
Ease of cash withdrawals and payments through BCA ATMs, including bills for electricity, credit cards, phones, and phone credit purchases
Paspor BCA Mastercard
Paspor BCA Mastercard
Paspor BCA Mastercard is a card facility for Tahapan and Tahapan Gold users that functions as an ATM, Debit, and Cash card.
Terms and Procedures:
Types of Customers |
Document |
Adult individuals (≥ 17 years old) |
ID card |
Resident Permit (KITAS/KITAP), for foreigners |
|
NPWP*, for Indonesian Citizens |
|
Minors represented by a parent (< 12 years old) |
Parent’s ID card |
Parent’s NPWP |
|
Child’s birth certificate/Family Card/Child’s ID card |
|
Minors represented by a legal guardian (< 12 years old) |
Guardian’s ID card and NPWP |
Letter of Appointment of Guardians from the District Court |
|
Unrepresented minors (12- <17 years old) |
ID card |
Student card/Statement letter from school/ID card, for Indonesian Citizens |
|
Passport/ID Card, for foreigners |
|
Parent’s ID card and NPWP |
|
Parent’s Statement Letter |
*Note:If the Customer does not/does not yet possess an NPWP, it can be replaced with a statement letter of not owning an NPWP.
For inquiries and complaints:
Social Media:
Facebook : GoodLife BCA
Instagram : @goodlifebca
Youtube : Solusi BCA
Twitter : @BankBCA
Features, Benefits, and Risks of Tahapan
Key Features of Tahapan:
Benefits
Risks
Simulation:
Tahapan Balance |
Interest Rate per Annum According to Balance* |
Nominal Monthly Interest Rate** |
Rp 20.000.000 |
0,01% |
Rp 131,51 |
Note:
*Interest rates may change at any time according to market conditions, which will
be notified through BCA information facilities.
**Nominal Interest Rate = gross interest before tax
according to the prevailing regulations (Assuming 1 month = 30 days and 1 year = 365 days)
Additional Information
Disclaimer (important note)
Fees, Limits & Interest Rates
Tahapan
To accommodate its customer’s needs, BCA provides competitive limits and fees for each product and service. View the limits and fees for Tahapan below.
Interest Rates
Balance (IDR) |
Interest Rates (% p.a) |
< 10,000,000 | 0.00 |
≥ 10,000,000 - < 50,000,000 | 0.01 |
≥ 50,000,000 - < 500,000,000 | 0.01 |
≥ 500,000,000 - < 1,000,000,000 | 0.02 |
≥ 1,000,000,000 | 0.05 |
Placement
Fees
Types of Cards |
Administration Fee |
Penalty Fee* |
GPN |
||
Blue Paspor |
Rp14,000 |
Rp5,000 |
Gold Paspor |
Rp16,000 |
|
Platinum Paspor |
Rp19,000 |
*) Penalty fee will be imposed if the average balance does not meet the monthly minimum balance.
Types of Transactions |
ATM BCA |
Mastercard |
Balance Check |
Free |
Rp5,000 |
Cash Withdrawal |
Free |
Rp25,000 |
Interbank Transfer |
Rp6,500 |
- |
Rejected Transaction |
Free |
Rp5,000 |
Description |
Online |
LLG |
RTGS |
Via BCA branch |
- |
Rp2,900 |
Rp30,000 |
Via BCA mobile |
Rp6,500 |
- |
- |
Via Internet Banking |
Rp6,500 |
Rp2,900 |
Rp25,000 |
Note: remittance cancellation will incur a fee of Rp10,000
Types of Cards |
Card Manufacturing/Replacement Fee |
Blue Paspor |
Rp10,000 |
Gold Paspor |
Rp15,000 |
Platinum Paspor |
Rp20,000 |
Limit
Daily transactions limit based on Paspor BCA:
Description |
Paspor Blue |
Paspor Gold |
Paspor Platinum |
ATM BCA |
|||
Cash Withdrawal 1) 6) |
IDR 10.000.000,- |
IDR 10.000.000,- |
IDR 10.000.000,- |
Cash Deposit 2) |
IDR 50.000.000,- |
IDR 80.000.000,- |
IDR 100.000.000,- |
Transfer between BCA Account 3) 6) |
IDR 50.000.000,- |
IDR 75.000.000,- |
IDR 100.000.000,- |
Transfer between BCA Account (to foreign exchange account) 4) 6) |
IDR 50.000.000,- |
IDR 75.000.000,- |
IDR 100.000.000,- |
Interbank Transfer 3) |
IDR 15.000.000,- |
IDR 20.000.000,- |
IDR 25.000.000,- |
EDC |
|||
Debit BCA 5) |
IDR 50.000.000,- |
IDR 75.000.000,- |
IDR 100.000.000,- |
Mobile Banking BCA (m-BCA) |
|||
Transfer between BCA Account 3) |
IDR 50.000.000 |
IDR 75.000.000 |
IDR 100.000.000 |
Interbank transfer |
IDR 15.000.000 |
IDR 20.000.000 |
IDR 25.000.000 |
Other (For all card type) |
|||
Melalui Internet Banking |
IDR 500.000.000,- |
||
Melalui myBCA |
IDR 300.000.000,- |
Last Update: October 1st, 2021
Payment and Purchase
Autodebet
Payment |
Fee |
Telephone/Telkom | IDR3,000 |
Electricity/PLN | IDR3,000 |
Tax/UN | n/a |
PGN | IDR2,500 |
Administration Fees Using the Paspor BCA Card
Card Type |
Monthly Administration Fee |
Card Manufacturing/Replacement Fee |
Blue |
IDR15,000 |
IDR10,000 |
Gold |
IDR17,000 |
IDR15,000 |
Platinum |
IDR20,000 |
IDR20,000 |
SMS & email service fee
Account Types | Service Fee Types | |
SMS | ||
Giro Rupiah |
IDR 750 |
IDR 0 |
Foreign Currency Giro in USD |
0.05 USD |
0 USD |
Foreign Currency Giro in SGD |
0.05 SGD |
0 SGD |
Tahapan |
IDR 750 |
IDR 500 |
Tahapan Gold |
||
Tapres |
||
BCA Dollar USD |
0.05 USD |
|
BCA Dollar SGD |
0.05 SGD |
Terms and Conditions
TERMS AND CONDITIONS FOR TAHAPAN
PT BANK CENTRAL ASIA Tbk (“BCA”)
The display of the name and/or account number as described in items a and b above is intended as a means of seeking confirmation from the remitting customer to minimize the possibility of the remitting customer transferring to a wrong account.
B. DEPOSITS AND WITHDRAWALS
C. CALCULATION AND PAYMENT OF INTEREST
D. COMPLAINTS HANDLING
E. DISPUTE RESOLUTION
These Terms and Conditions for TAHAPAN of PT BANK CENTRAL ASIA Tbk (“BCA”) have been adjusted to ensure compliance with the prevailing laws and regulations including Regulations of the Financial Services Authority
Get the Product
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