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Cicilan BCA

Convert Your Purchases into Cicilan BCA

Cicilan BCA

About Important Information Fess and Limit Get The Service

About

Convert all transactions into Cicilan BCA transactions, with a very competitive interest and installment period that can be tailored to your needs.

Convert Your Purchases into Cicilan BCA

  • Via myBCA

  1. Make sure the myBCA application has been updated to version 1.20

  2. Choose Akun Saya, select Informasi Kartu Kredit

  3. Choose the transaction you want to convert to installment, select Ubah ke Cicilan

  4. Choose Jangka Waktu Cicilan, select Lanjut

  5. Check the change details, check the statement and select Lanjut

  6. Submission of transaction change to installment successfully submitted

  • Via BCA mobile

  1. Select m-BCA

  2. Select menu m-Info, Info Kartu Kredit, then select Transaksi dan Tagihan

  3. Choose Ubah ke Cicilan on the transaction you want to convert to installments

  4. Choose Jangka Waktu Cicilan

  5. Check the change details, check the statement and select Ubah ke Cicilan

  6. Submission of transaction change to installment successfully submitted

  7. Make sure the financial transactions in BCA mobile is activated at BCA Branch Office or Halo BCA

  8. Make sure your BCA Credit Card is connected to BCA mobile

  • At merchants with BCA Installment information

  • Type Cicilan send SMS to 89888

  • Contact Halo BCA 1500888

Cicilan BCA 0% for Overseas Transactions

BCA Amex Platinum Card

  1. 0% BCA Installment is applicable for 3, 6, 12, 18, and 24 months tenors
  2. Applicable for a minimum transaction of Rp3,000,000
  3. Valid for transactions through EDC at all overseas merchants
  4. Not valid for purchases/transactions on websites
  5. Transactions that can be changed are transactions made at EDC abroad extended until 31 Januari 2025
  6. Request for changing overseas transactions to 0% BCA Installment can be made via:
    • SMS "Cicilan" to 89888
    • Contacting HALO BCA Priority at 1500222

BCA Card Credit Card (only for transactions in Singapore)

  1. 0% BCA installments 3, 6, and 12 months
  2. Minimum transaction IDR500,000
  3. Only valid for transactions on NETS network EDC machines

Credit Card BCA Visa/ Master Card/ JCB/ Unionpay

  1. 0% BCA installments 3, 6, and 12 months
  2. Minimum transaction IDR3,000,000
  3. Valid for transactions at EDC machines at all overseas merchants

Terms and Conditions:

  1. Valid for transactions that have been recorded in the BCA Credit Card system
  2. Valid for billing transactions that are not yet due
  3. Submission of changes in Overseas transactions to 0% BCA Installments can be made through: SMS “Cicilan” to 89888 or contact Halo BCA at 1500888

Kartu Kredit BCA Visa Corporate

  1. Minimum transaction IDR3,000,000 with BCA VISA Corporate credit card
  2. Valid for transactions on EDC machines at all overseas merchant
  3. Until 31 December 2023

Terms & Conditions :

  1. Valid for transactions that have been recorded in NVA credit card system
  2. Applies to transactions that have never been due on the billing statement
  3. Application for changing foreign transactions to 0% BCA “Cicilan” to 89888 or calling Halo BCA on 1500888

Cicilan BCA with Low Interest

INTEREST

TENOR

TYPE OF BCA CREDIT CARD

0.5%/Month

12 months

BCA Everyday Card

0.75%/Month

12 months

All types of BCA Credit Card
(except BCA Everyday Card)

15, 18, 21, 24 and 36 months

All types of BCA Credit Card

1.25%/Month

3, 6 and 9 Month

All types of BCA Credit Card

Terms and Conditions:

  • Transactions that can be converted are all BCA Credit Card transactions during the period of until 28 February 2025.
  • Valid for a minimum transaction of IDR 500,000.
  • No admin or provision fees
  • Valid for transactions that have been recorded at BCA Credit Card database system
  • Valid for transactions that are not yet due
  • Terms for 36-month Low Interest BCA Installment:
    • Available upon manual request (non-EDC), via BCA mobile, and Halo BCA
    • Valid for a minimum transaction of IDR 500,000

Cicilan BCA - Education

Mechanism:

Tenor

Interest

3 months

0% /month

6, 12 and 15 months

0,5% /month

Terms and Conditions:

  • Program Period until 31 August 2024.
  • Valid for a minimum transaction of IDR 500,000 (no maximum transaction if the credit limit is sufficient)
  • Valid for all types of BCA Credit Cards
  • Valid for partnered schools/universities, see more
  • Submission for conversion of Cicilan BCA for Education transactions into 0% Cicilan BCA can be made through:

1. School/University that have partnered with BCA

2. SMS “Cicilan” to 89888

3. Contact Halo BCA at 1500888

Cicilan BCA - Hospital

Mechanism:

Tenor

Interest

Mechanism

3 months

0% /month

Minimum transaction of IDR 3,000,000

6, 12 and 15 months

0,75% /month

Minimum transaction of IDR 500,000

Terms and Conditions:

  • Program Period until 31 March 2025.
  • Valid for all types of BCA Credit Cards
  • Valid for Indonesian hospitals, with transaction descriptions containing the words "Rumah Sakit" or "RS" or "Hospital"
  • Submission for conversion of Cicilan BCA for Hospital transactions into 0% Cicilan BCA can be made through:
    • SMS “Cicilan” to 89888
    • Contact Halo BCA at 1500888

Terms for Installment Cancellation

  • Early Cancellation of Installment transactions will be subject to a penalty fee of IDR 100,000 per transaction.
  • Cancellation of Special Installment transactions for the Free Installment Promo will be subject to a penalty fee of 100,000 + the entire remaining installment bill + the amount of the free installment promo.

Become an Installment Merchant

To participate as a Cicilan BCA merchant, merchants can send an email to: layanan_fdm@bca.co.id, by attaching the Installment Program Submission Data.

FEES AND LIMIT

Simulation of Monthly Installment Calculation

Installment interest of 1.25% for tenors of 3, 6 & 9 months valid from 19 March 2012

Transaction Value

Period

3-Month Tenor 1.25%

6-Month Tenor 1.25%

9-Month Tenor 1.25%

500,000

172,917

89,583

61,806

1,000,000

345,833

179,167

123,611

2,000,000

691,667

358,333

247,222

3,000,000

1,037,500

537,500

370,833

5,000,000

1,729,167

895.833

618,056

 

Monthly Installment Calculation

Price of goods + (price of goods x interest x period)
Period

E-mail
Send an e-mail to become a Cicilan BCA merchant
SMS
Type “cicilan” and send SMS to 89888
myBCA
Convert BCA Credit Card transactions into BCA Installments with myBCA
Download Now
BCA mobile
Convert your purchases to Cicilan BCA with BCA mobile
Download Now
Halo BCA
Contact Halo BCA via telephone 1500888
More Info