BCA JCB Black

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BCA JCB Black

About Competitive Foreign Exchange Rate JCB Airport Lounge Access Earn 2x Reward BCA JCB Plaza Access Another Advantages Contactless

BCA JCB Black


Enjoy exclusive privileges on products and services around the world with BCA JCB Black.

  • Competitive forex for Japanese Yen, Singapore Dollar, & Korean Won
  • Reward BCA 0.2%, a double reward for transactions in Japan, South Korea, and Singapore
  • 0% Installment up to 12 months for overseas transactions, minimum transaction of Rp3 million
  • Free first-year fee for application until 31 December 2023

Credit Card Fees

Types of Data

Types of Cards

Visa Batman/ Mastercard BCA Globe

Visa Platinum/ Visa/ Mastercard Black/ BCA JCB Black

BCA Everyday Card / BCA Indomaret Card

BCA Card Platinum

Matahari Mastercard / BCA UnionPay / BCA Blibli Mastercard / BCA tiket.com Mastercard

BCA Smartcash

ANNUAL FEE (Rp)

Main Card

125,000

450,000

125,000

250,000

125,000

N/A

Additional Card

100,000

250,000

100,000

175,000

100,000

N/A
Limit IDR 10 million to IDR 50 million N/A 250,000
Limit > IDR 50 million to IDR 250 million N/A 500,000

INTEREST RATES (Rp)

Cash Withdrawal

1.75% (per 1 July 2021)

Shopping Transactions

1.75% (per 1 July 2021)

FEES/FINES (Rp)

Late Charges

1% or a maximum of Rp100.000 (until 31 December 2023)

Replace a Lost/Damaged Card

50,000

Free

50,000

Free

50,000

Over-limit Fee

40,000

Free

40,000

Free

40,000

Cash Withdrawal (Domestic)

4% or min. 40,000

3%

4% or min. 40,000

Free

Cash Withdrawal (Abroad)

4% or min. 40,000

N/A

4% or min. 40,000

Free

Invoice Copy Request

30,000

Billing statement

10,000

Note:

Prices and interest rates will be updated regularly and may change at any time. For more information, please contact Halo BCA at 1500888

Fees Include Tax (If any)

PT. BANK CENTRAL ASIA TBK.

MENARA BCA - JAKARTA PUSAT

NPWP : 01.308.449.6-091.000

Competitive Foreign Exchange Rate


Enjoy competitive foreign exchange rate for transaction in Japan, Singapore & South Korea

JCB Airport Lounge Access


Enjoy airport lounge facilities in Japan, Singapore, Thailand, Korea, Taiwan, Europe (Germany, United Kingdom), China, and Hawaii by showing your BCA JCB Black and informing the staff at the lounge entrance that you want to use the LoungeKey™ (especially for airport lounges in Asia, Europe, and China)

Please pay attention to the following points, for those who will use the LoungeKey services

  • User produces boarding pass & passport along with JCB Black card
  • Boarding pass or flight ticket & passport must be under the same name of the BCA JCB Black credit card holder
  • Lounge facilities are not transferrable
  • Maximum use of lounge is 8x/year/card for LOUNGEKEY facilities
  • Accompanying guests will be charged an extra charge of USD 32/person for LOUNGEKEY facilities
  • Use of facilities more than 8x/year will be subject to an extra charge of USD 32/person
  • The extra charge will be indicated on the billing statement “LOUNGEKEY.COM” with a description of the Hong Kong location
  • Especially for lounge facilities in Japan & Hawaii, the maximum use of the lounge is 6x/year/card (effective 1 April 2023 – 31 March 2024)
  • Extra fees apply if exceeding 6x/year will be different according to the provisions of each Japan & Hawaii lounge

Earn 2x Reward BCA


Earn 2x reward BCA for retail transactions in Japan, Singapore & South Korea

JCB Plaza Access


Enjoy access to JCB Plaza, an overseas service counter available at locations around the world. The JCB Plaza staff will help you to make reservations at JCB merchants and to answer any question you may have about travels. For more information, click here

Another Advantages


Cicilan BCA
Convert your domestic and foreign transactions into the BCA installment program (Cicilan BCA)
More
Reward BCA
Earn Reward BCA for all transactions
More
Autopay BCA
Pay your recurring bills using the one bill facility provided by BCA Credit
More
Travel Service
Enjoy special privileges for purchase of travel packages, tickets, as well as passport and visa application services
More
Automatic Travel Accident Insurance Coverage
All BCA Credit Card holders are automatically entitled to the travel accident insurance facility
More

Contactless


Contactless feature allows for a faster and easier BCA credit card transaction at merchants using EDC. Simply tap your BCA Credit Card on a contactless enabled EDC machine, and your transaction is settled in an instant.

How to Activate Contactless Feature on BCA JCB Black :

  1. Make sure that your BCA Credit Card is active and has a contactless logo.
  2. The Contactless feature will be automatically activated as soon as the customer activates the card
  3. The Contactless feature on the BCA Singapore Airlines KrisFlyer Visa Signature is active and ready to use.

Transaction Limits Valid From 25 July 2023

Changes to BCA Credit Card Contactless Transaction Limits

Starting July 25, 2023, the Contactless transaction limit will change to:

Contactless Transaction Domestic International

With PIN

<IDR 1 million

Following the applicable policies of each country

Without PIN

>IDR 1 million

Following the applicable policies of each country

Transaction Limit/day With PIN

IDR 10 million

Transaction Limit/day Without PIN

According to the credit card limit

Transaction Limit/day with or without PIN

20x

  • Keep your BCA Credit Card, because BCA Contactless Credit Card can be used for transactions without a PIN.
  • If BCA Credit Card Contactless lose, block the card immediately via BCA mobile, myBCA or Halo BCA 1500888. For BCA Visa Corporate Contactless Credit Card, contact Halo BCA or Corporate Services layanan_korporasi@bca.co.id
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