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Smart Eazicare Blue

Health insurance with affordable monthly premium

Smart Eazicare Blue

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Important Information

About Chubb Life in Indonesia

Chubb is the world's largest publicly traded property and casualty insurance company. With operations in 54 countries and territories, Chubb provides commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance and life insurance to a diverse group of clients. As an underwriting company, we assess, assume and manage risk with insight and discipline. We service and pay our claims fairly and promptly. The company is also defined by its extensive product and service offerings, broad distribution capabilities, exceptional financial strength and local operations globally. Parent company Chubb Limited is listed on the New York Stock Exchange (NYSE: CB) and is a component of the S&P 500 index. Chubb maintains executive offices in Zurich, New York, London, Paris and other locations, and employs approximately 34,000 people worldwide.

Chubb Life is the international life insurance division of Chubb. In Asia, Chubb Life operates in Hong Kong SAR, Indonesia, Korea, Myanmar, Taiwan, Thailand, Vietnam, and participates in a joint-venture in China. Chubb Life commenced operations in Indonesia in 2009 with the acquisition of PT Asuransi Jiwa Bumi Arta Reksatama, an insurer founded in 1985. In February 2023, PT Asuransi Cigna officially merged with PT Chubb Life Insurance Indonesia (Chubb Life Indonesia). Chubb Life’s history in Indonesia dates back more than 35 years. To meet the financial protection and security needs of its broad range of customers, Chubb Life Indonesia offers a range of life & health insurance protection solutions through agents, financial advisors, brokers, banks, partnership, digital networks, direct marketing and telemarketing operations.

Additional information can be found at here


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Other Provisions

Term and Conditions

Entry age of the Insured : 6 months - 59 years old

Entry age of the Policy Holder : minimum 21 years old


Premium (in Rupiah)

Monthly Premium

Entry Age Main Insured Plan 1 Plan 2 Plan 3

18 - 29




30 - 39




40 - 49




50 - 59




60 - 64 *





Entry Age Spouse Plan 1 Plan 2 Plan 3

18 - 29




30 - 39




40 - 49




50 - 59




60 - 64 *





Entry Age Children Plan 1 Plan 2 Plan 3

0.5 - 17




18 – 22*




The premium You pay includes all costs charged to the Policy and is allocated for acquisition costs, Policy maintenance costs, commission fees, and other costs if any.



In this product, there are risks that may arise in the future, including capital adequacy risk, operational risk and compliance risk



Mr. Budi, 51 years old, purchased the Smart Eazicare Blue product with the option of Plan 1 and monthly premium payments.


Monthly Premium

  • IDR 285,300

Benefit of Insurance

  • Hospitalization benefit of IDR 500,000
  • Surgery benefit of IDR 6,000,000

Additional services*

  • Local Ambulance Services
  • Domestic Services Assistance


This Additional Service is not part of the benefits of the insurance policy and is only valid for a certain period. For further terms and conditions regarding this Additional Service, please contact Chubb Life Care Hotline 14087

When the condition of the Policy is active, Mr. Budi filed a claim because he had an accident and needed treatment for 1 day and had to undergo surgery with a moderate type of surgery.

For that, Mr. Budi has the right to get insurance benefits in the form of:

  1. Hospitalization Benefit : 1 day x IDR 500,000 = IDR 500,000
  2. Moderate Surgical Benefit : 50% x IDR 6,000,000 = IDR 3,000,000

This illustration is for general illustration only. The applicable Insurance Premiums and Benefits refer to the Policy Summary.



Some things to note about submitting an insurance claim:

  1. You can download the claim form from Specifically for the health claim form, we attach it together with your policy.
  2. Fill in the required claim form correctly and completely
  3. Prepare the documents that need to be included. The list of documents can be found in your policy or at
  4. Submit all required documents to Cigna Customer Service or send it by post


Contact Chubb Life Customer Care:

Chubb Life Care Hotline 14087. Operating Hours: Monday-Friday, 08.00 - 18.00 WIB, Except Saturday-Sunday & National Holiday.




Disclaimer (important to read):

  1. The insurance company can decline your application if it does not meet the requirements and applicable regulations
  2. You must carefully read the Product Information Summary and Services and have the right to ask employees of the Insurance Company for all matters related to this Product Information Summary and Services.



  • Smart EaziCare Blue is an Insurance Product specifically marketed in collaboration between PT Asuransi Cigna (Cigna Indonesia) and PT Bank Central Asia (BCA)
  • This product is owned by PT Asuransi Cigna. The insurance product is not a product and responsibility of PT Bank Central Asia (BCA) so it is not guaranteed by PT Bank Central Asia (BCA) and is not included in the coverage of the guarantee program as referred to in the legislation regarding deposit insurance institutions. Insurance risk is the responsibility of PT Asuransi Cigna.
  • PT Asuransi Cigna and PT Bank Central Asia Tbk are registered and supervised by the OJK

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