BCA Life Perlindungan Kritis Optima

BCA Life Perlindungan Kritis Maksima

About


BCA Life BCA Life Perlindungan Kritis Optima is a health insurance product with Critical Illness Diagnosis Benefits and Death Benefits as well as an additional No Claim Bonus benefits. BCA Life Perlindungan Kritis Optima offers a premium paying term of 8 (eight) years with a coverage period of 10 (ten) years. This product is offered at low-cost premiums through telemarketing channels.

Advantages


  1. A standalone financial guarantee against critical illness diagnosis.
  2. Provides comfort and security, unburden your mind from medical bills for in-hospital treatment due to critical illness.
  3. Protection against the risk of death that can occur anytime, anywhere.

Key Benefits


  1. Critical Illness Diagnosis Benefits as follows:
    1. Early and Intermediate Stages of Critical Illness Diagnosis 
    2. Terminal Stage of Critical Illness Diagnosis 
    3. Compensation benefits 
  2. Death Benefits due to natural causes or accidents 
  3. No Claim Bonus benefits of 50% (fifty percent) of the total paid premiums at the end of the 10th (tenth) policy year, in which the Policy is still in force and claim-free.

Privileges


  1. Protection against Critical Illnesses

    BCA Life Perlindungan Kritis Optima provides protection against Early, Intermediate, and Terminal Stages of Critical Illnesses. It also provides monetary compensation (only for diagnosis of terminal critical illness) to ease the burden of medical expenses.

  2. Affordable And Easy Premium Payment

    Low-cost premiums starting from Rp127,000 per month, which can be paid monthly or yearly, automatically debited from a BCA savings account or BCA Credit Card.

  3. Attractive Premium Program: Pay 8 Years Free 2 Years of Protection

    Simply pay premiums for 8 years and you will get coverage for 10 years from BCA Life.

Terms and Conditions


Entry Age: 6 months – 55 years
Payment: automatic monthly or annually payment debited from BCA savings account for 8 years.
Coverage: 10 years since the policy in force

Benefit Table


Benefit Table (in thousands of Rupiah)

Types of Benefit Plan A Plan B Plan C Plan D
Sum Insured 200.000 300.000 400.000 500.000
  1. Critical Illness diagnosis Benefits:
    1. Early & Intermediate stages of Critical Illness diagnosis
    2. Terminal Stage of Critical Illness diagnosis
    3. Compensation
60.000

200.000
20.000
90.000

300.000
30.000
120.000

400.000
40.000
150.000

500.000
50.000
2. Death Benefits:
  1. Natural causes
  2. Accidental
200.000
200.000
300.000
300.000
400.000
400.000
500.000
500.000
3. No Claim Bonus benefit at the end of the 10th policy year 50% of the total paid premiums if the Policy is still in force and claim-free

Fees


The amount of premium paid by the Policy holder includes acquisition cost, telemarketing charges, Policy maintenance, and commissions for the Bank.

HALO BCA
Contact BCA Life Customer Service via HALO BCA at 1500888
BCA Life Head Office
Contact BCA Life Head Office at 021-21888000
Visit BCA Life Office