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Vehicle Insurance

Risk protection for vehicle

Why Should You Have Auto Insurance?

Affordable Premium

Fast and Easy Process

Easy Premium Payment

Through auto debit or virtual account

Auto Insurance

Vehicle Insurance

Important Information Fees Get the Product

Important Information

Insurance Benefits

  1. Primary Guarantee
    • Comprehensive: compensation for total and partial damage
    • Total Loss Only: compensation for total damage greater than 75% of a vehicle’s value.
  2. Extended Guarantee 
    • Typhoon, Hurricane, Hail, and Landslide
    • Earthquake, Volcano Eruption, and Tsunami 
    • Riots, Strikes, and Civil Commotion
    • Terrorism and Sabotage
    • Third party liability

Risk and Exclusions


This insurance product contains risks including but not limited to, credit risk and policy cancellation risk.


This insurance shall not cover any loss of, damage to, expense incurred in Motor Vehicle caused by committing crimes, vehicle misuse, and intentional actions.

Further detail about exclusions can be accessed through the brochure


  • BCA and BCAinsurance are licensed and supervised by the Financial Services Authority (Otoritas Jasa Keuangan).
  • This insurance product is an insurance product of PT Asuransi Umum BCA (BCAinsurance) and is not a product of BCA. BCA is not responsible for these insurance products.


Insurance Fees



Insurance Fee

The premium depends on the amount of sum insured

Endorsement Administration Fee 

Charged if there is a change in Insured Object Value, Occupation, and Guarantee

Administration Fees

Type of Premium (Rp)

Administration Fees (Rp)

 < Rp 5,000,000


 ≥Rp 5,000,000


Personal Risk Fees


Personal Risk 



Total Loss Only


Typhoon, Hurricane, Hail, Flood, and Landslide

10% of the minimum claim of Rp500,000

Earthquake, Volcano Eruption, and Tsunami

10% of the minimum claim of Rp500,000

Riots, Strikes, and Civil Commotion 

10% of the minimum claim of Rp500,000

Terrorist Act and Acts of Sabotage

10% of the minimum claim of Rp500,000

Get the Product

BCA Insurance Sales
Visit the nearest BCA branch office
See Location