By visiting this site , you have agreed the using of cookies .
Paylater BCA
Find out Yayan Ruhian's key to comfort for sudden needs.
Credit limit up to Rp20 million with adjustable instalment tenors
Easily select Paylater as the fund source in the myBCA QRIS feature when paying at all merchants that accept QRIS payment
No monthly and annual administration fees
Paylater BCA
About
Paylater BCA is a credit facility for alternative payments through QRIS scanning in the myBCA application. Repayment can be made in instalments with a tenor of your choice.
Key Features
Limits, Fees, and Interest Rates
Paylater BCA |
Remarks |
Credit limit |
IDR1,000,000 – IDR20,000,000 (revolving) |
Minimum transaction |
IDR100,000 |
Interest rate |
|
Choice of instalment tenor |
1,3,6 & 12 months |
Late fee |
3% of the total bill |
Prepayment penalty |
IDR100,000 |
Invoice copy fee |
IDR30,000 per invoice copy |
Stamp fee |
IDR10,000 for bills above IDR5,000,000 |
Note: the fees do not include taxes pursuant to the applicable provisions (if any)
Promo Interest Rates
Tenor |
Period 1 April - 30 September 2025 |
Next Period (Normal Interest Rates) |
1 Month (pay later) |
0% | 2% |
3 Month |
0.75% | 2% |
6 - 12 Month |
1.49% | 2% |
Paylater BCA Terms & Conditions
A. DEFINISI
DEFINITIONS
B. KETENTUAN PENGGUNAAN
TERMS OF USE
C. PEMBLOKIRAN ATAU PENGAKHIRAN PENYEDIAAN PAYLATER BCA
BLOCKAGE OR TERMINATION OF PAYLATER BCA
D. KUASA PENDEBETAN REKENING
AUTHORITY TO DEBIT ACCOUNT
E. FORCE MAJEURE
FORCE MAJUERE
Pengguna Paylater BCA dengan ini membebaskan BCA dari segala gugatan, tuntutan, dan/atau
tindakan hukum lainnya dalam bentuk apa pun atas keterlambatan dan/atau kegagalan BCA
dalam memenuhi kewajibannya terkait dengan pemberian Paylater BCA apabila keterlambatan
dan/atau kegagalan dimaksud disebabkan karena kejadian-kejadian atau hal-hal di luar
kekuasaan atau kemampuan BCA, termasuk namun tidak terbatas pada bencana alam, kebakaran
besar, perang, wabah penyakit, huru-hara, sabotase, peralatan/sistem/transmisi dalam
keadaan tidak berfungsi, terjadinya gangguan listrik, gangguan sistem, gangguan
telekomunikasi, adanya kebijakan pemerintah yang melarang BCA memberikan Paylater BCA
kepada Pengguna Paylater BCA.
The Paylater BCA User hereby holds BCA harmless against any claim, suit, and/or
other legal action in any form arising from a delay and/or failure by BCA to fulfill
its obligations in relation to the provision of Paylater BCA if such delay and/or
failure is due to events or occurrences beyond the control or capability of BCA,
including but not limited to natural disasters, fire, war, riots, sabotage,
equipment/system/transmission breakdown, power failures, telecommunication
disruption, government policy prohibiting BCA from providing Paylater BCA to the
Paylater BCA User.
F. PENANGANAN KELUHAN (PENGADUAN)
COMPLAINT HANDLING
G. PENYELESAIAN PERSELISIHAN
DISPUTE RESOLUTION
H. LAIN-LAIN
MISCELLANEOUS
Ketentuan Paylater BCA ini telah disesuaikan dengan Ketentuan Peraturan
Perundang- undangan termasuk Ketentuan Peraturan Otoritas Jasa Keuangan
These Terms and Conditions for Paylater BCA have been adjusted to ensure
compliance with the prevailing laws and regulations including Regulations of the
Financial Services Authority Regulations
Enquiry and Complaint Service
Customers can submit questions and complaints via:
Contact Us:
Halo BCA 1500888
Email: halobca@bca.co.id
WA: +628111500998
Website : www.bca.co.id
Social Media:
Facebook: GoodLife BCA
Instagram: @goodlifebca
Youtube: Solusi BCA
X (Twitter): @BankBCA
The information provided in this product/service is part of the General Product and/or Service Information Summary (RIPLAY).
Anda akan meninggalkan BCA.co.id
Dengan mengklik ‘Lanjutkan’, Anda akan diarahkan menuju website di luar www.bca.co.id yang tidak terafiliasi dengam BCA dan mungkin memiliki tingkat sekuriti yang berbeda. BCA tidak bertanggung jawab dan tidak mendukung, menjamin, mengendalikan konten, mengendalikan ketersediaan dan perspektif atas produk-produk atau layanan-layanan yang ditawarkan atau dinyatakan oleh website tersebut.