BCA - TabunganKu

TabunganKu is a savings account aimed at individuals, offering easy and convenient terms. TabunganKu is published simultaneously by multiple banks in Indonesia to encourage healthy saving habits and increase community prosperity without added monthly administration fee.

TabunganKu offers various benefits. In addition to small minimum deposit, customers are not charged monthly administration fee to encourage saving habits.

Free monthly administration fee
Minimum initial deposit Rp 20.000
Minimum regular deposit Rp 10.000
Interest rates adjusted to account balance

TabunganKu is published simultaneously by multiple banking institutions in Indonesia, and only available in Rupiah. The following are terms and conditions for the product:

Account available only in Rupiah
Only available for Indonesian citizen
Joint account “AND” or “OR” is not permitted
Customers are only allocated one account, unless opening a TabunganKu account for a minor
Customers will be provided with proof of ownership, such as TabunganKu bankbook and TabunganKu card facility
Inactivity for six recurring months will result in inactive account status

TabunganKu account opening is available at all BCA branches that provide deposit, withdrawal, and transfers to BCA account. ATM BCA card can provide balance inquiry, cash withdrawal, transfer to BCA account, and PIN changing services.

TabunganKu card facility:

ATM Instan TabunganKu card

Transaction	Limit
Initial deposit	Minimum Rp 20.000
Regular deposit	Minimum Rp 10.000
Minimum balance	Rp 20.000
Cash withdrawal	Maximum Rp 7.000.000 (per day) with minimum account balance of Rp 20.000 except for account closure (Minimum cash withdrawal is Rp 100.000)
Transfer between BCA accounts	Maximum Rp 25.000.000 (per day)

TabunganKu account interest rates

Balance	Annual Interest Rates
< Rp 500.001	0 %
Rp 500.001 - < Rp 1.000.001	0.25 %
>= Rp 1.000.001	1 %

TabunganKu Fees

Fee Type	Details	Fee Amount
Passive fee	Fee for account dormancy, charged in 7^th month	Rp 2.000 per month
Account closure fee	Account closure fee by customer request	Rp 20.000
Debit transaction fee	Fee charged beginning from fifth debit transaction within the same month. Debit transaction is qualified as debit transactions conducted through ATM or branch. Debit transaction will be charged at the end of the same month.	Rp 2.500 per transaction (per 1 October 2010)
Bankbook and card replacement fee	New replacement for bankbook and/or card	Free
Monthly administration fee	Monthly administration fee	Free

Important:
To protect your banking activities, please make a note of the following information:

TabunganKu has limited features (deposit, cash withdrawal, balance inquiry, and transfer at ATM BCA and BCA branch office)
Number of debit transactions limited to 4 times. Additional transactions will incur charges.

Getting a TabunganKu account is an easy process. Simply visit the nearest BCA branch with proof of identity and other required documents. Required documents for account opening is listed below:

Type of Account Holder	Documents
Individual—adult	Proof of identity (KTP/Passport)
Individual—minor without guardian	Student card/Statement Letter from school Proof of identity of parent/guardian Permission letter from parent/guardian 3x4 cm photograph Individual account form (if parent/guardian is not a BCA customer)
Individual—minor with guardian	Birth certificate/family record Proof of identity of parent/guardian Student card (if available) Court ordered guardian appointment letter (if represented by guardian)