TabunganKu offers various benefits. In addition to small minimum deposit, customers are not charged monthly administration fee to encourage saving habits.
TabunganKu is published simultaneously by multiple banking institutions in Indonesia, and only available in Rupiah. The following are terms and conditions for the product:
TabunganKu account opening is available at all BCA branches that provide deposit, withdrawal, and transfers to BCA account. ATM BCA card can provide balance inquiry, cash withdrawal, transfer to BCA account, and PIN changing services.
TabunganKu card facility:
Transaction |
Limit |
Initial deposit |
Minimum Rp 20.000 |
Regular deposit |
Minimum Rp 10.000 |
Minimum balance |
Rp 20.000 |
Cash withdrawal |
Maximum Rp 7.000.000 (per day) with minimum account balance of Rp 20.000 except for account closure (Minimum cash withdrawal is Rp 100.000) |
Transfer between BCA accounts |
Maximum Rp 25.000.000 (per day) |
TabunganKu account interest rates
Balance |
Annual Interest Rates |
< Rp 500.001 | 0 % |
Rp 500.001 - < Rp 1.000.001 | 0.25 % |
>= Rp 1.000.001 | 1 % |
TabunganKu Fees
Fee Type |
Details |
Fee Amount |
Passive fee |
Fee for account dormancy, charged in 7th month |
Rp 2.000 per month |
Account closure fee |
Account closure fee by customer request |
Rp 20.000 |
Debit transaction fee |
Fee charged beginning from fifth debit transaction within the same month. Debit transaction is qualified as debit transactions conducted through ATM or branch. Debit transaction will be charged at the end of the same month. |
Rp 2.500 per transaction (per 1 October 2010) |
Bankbook and card replacement fee |
New replacement for bankbook and/or card |
Free |
Monthly administration fee |
Monthly administration fee |
Free |
Important:
To protect your banking activities, please make a note of the following information:
Getting a TabunganKu account is an easy process. Simply visit the nearest BCA branch with proof of identity and other required documents. Required documents for account opening is listed below:
Type of Account Holder |
Documents |
Individual—adult |
Proof of identity (KTP/Passport) |
Individual—minor without guardian |
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Individual—minor with guardian |
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