Package for Parents

• Benefit 1: Free annual fee for the first 2 years (only for primary/basic cards)  
  Terms and Conditions:  
  1. Applicable for new applications for Primary Cards.  
  2. Applicable for all types and categories of BCA Credit Cards, except: BCA American Express Platinum, BCA Mastercard World, BCA Singapore Airlines, and BCA Corporate Card.  
  3. Cannot be combined with other promotions.
  4. Using the source code: 
     CPNSML: for applications through branches 
     SML: for online applications
• Benefit 2: Cashback up to IDR1 million with a minimum transaction requirement & online application  
  Terms & Conditions:  
  1. Program period until December 31, 2024  
  2. Cashback IDR500 thousand 
     • Applicable for cards: BCA Everyday Card, BCA Mastercard Globe Credit Card, BCA Visa Batman, BCA UnionPay, BCA Blibli Mastercard, BCA tiket.com Mastercard  
     • Requirement: Minimum transaction of IDR 1 million within the first month since the card is approved
• Benefit 3: Cashback up to IDR 1 million with a minimum transaction requirement & online application  
  Terms & Conditions:  
  1. Program period until December 31, 2024  
  2. Cashback IDR500 thousand  
     • Applicable for cards: BCA Everyday Card, BCA Mastercard Globe Credit Card, BCA Visa Batman, BCA UnionPay, BCA Blibli Mastercard, BCA tiket.com Mastercard  
     • Requirement: Minimum transaction of IDR 1 million within the first month since the card is approved
  3. Cashback of IDR1 million  
     • Applicable for the following cards: BCA Card Platinum, BCA JCB Black, BCA Mastercard Black, BCA Singapore Airlines, BCA Visa Black  
     • Requirements: Minimum transaction of IDR 2 million within the first month since the card is approved  
     • No annual fee for the first year applies to a maximum of 2 Primary Cards and 2 Additional Members, with each having a maximum of 2 Additional Cards. (tidak berlaku untuk Kartu kredit BCA Singapore Airlines Krisflyer Infinite).
     • Applicable for new applications (customers who have never had a BCA Credit Card), through the BCA Online Application platform, with the link: https://webform.bca.co.id/applycc/#/?campaign_id=IPSML  
     • Applicable for applications for all types of BCA Credit Cards, except for BCA Visa Corporate, BCA Smartcash, and BCA American Express Platinum. 
     • Cashback will be provided in the form of a discount on the BCA credit card bill, with the amount corresponding to the card level.
     • Cashback will be credited to the customer no later than 2 months after fulfilling all requirements.
  4. The promotion does not apply to applications made through Direct Sales and 
  5. Telemarketing. It cannot be combined with other promotions.

• Promotion Program for OR Full Amount Transactions via KlikBCA Individual (KBI)  
  100% Telex Fee Cashback (up to IDR35,000) for OR Full Amount with Rupiah funding source, and using underlying documents/supporting documents, specifically for the use of the Business Document upload feature. (Source Code: PAKAIKBI)

• Promotion Program for Local Currency Settlement (LCS) Transactions  
  100% Cashback on Telex Fees (up to IDR50,000) for each LCS transaction in MYR, THB, and CNY with Rupiah funding source.

No subscription fee for Mutual Funds in the WELMA feature on myBCA

• Promo Period: Until December 31, 2024
• The program applies to Purchase / Regular Purchase transactions through the Welma feature in the myBCA App.
• For periodic purchase transactions, the following provisions apply:  
  
  • Transactions that receive the benefit of no fees are only those processed during the program period.  
  • Transactions made after the program period will incur the applicable transaction fees at that time.  
  • For products that have minimum transaction fee requirements, these will still apply according to the product's terms.
    • Schroder Prestasi Gebyar Indonesia II 
    • Batavia Technology Sharia Equity USD 
    • Batavia Global ESG Sharia Equity USD 
    • Manulife Shariah Equity Asia Pacific US Dollar
  • The transaction fees for the Transfer and Resale of Mutual Funds through the Welma feature in the myBCA application are in accordance with the applicable regulations in the application. 
  • Specifically, for the purchase of Mutual Funds on December 31, 2024, transactions must be completed with payment made before 1:00 PM WIB.

Special Interest Rate, Discount on Admin Fees, Discount on Provision Fees, and Pre-Approved Home Loans  
Terms & Conditions:  

• Period until November 30, 2024  
• Realization limit until January 31, 2025  
• This program is part of the BCA Expo 2024 promotion  
• Special interest rate of 1.45% (fixed for 1 year) follows the 2024 Independence Home Loan Interest Rate Program and the terms of the 2024 Independence Home Loan Interest Rate Program.
• 17% discount on administrative fees and a 79% discount on administrative fees specifically for applications submitted through the e-form at www.bca.co.id or rumahsaya.bca.co.id. 
• 8% discount on life insurance premiums. 
• 45% discount on provisions. 
• Pre-approved amounts based on analysis.