Cicilan BCA - Enjoy Cicilan BCA 0% for Overseas Transactions

Until 31 Jan 2026

For Customer

Enjoy Cicilan BCA 0% for Overseas Transactions

Terms & Conditions :

Shopping worry-less while traveling overseas with Cicilan BCA 0%!

Credit Card Type Installment Tenure Mechanism
BCA Credit Card with BCA Card Logo 3, 6, and 12 months
  • Minimum transaction IDR500,000
  • Valid for transaction on NETS EDC (Singapore)
BCA Credit Card with Visa/Mastercard/JCB/UnionPay Logo 3, 6, and 12 months
  • Minimum transaction IDR3,000,000
  • Valid for transaction on EDC at all overseas merchant
BCA American Express Platinum Card 3, 6, 12, 18, and 24 months
  • Minimum transaction IDR3,000,000
  • Valid for transaction on EDC at all overseas merchant

Now you can convert transactions into installments on myBCA! Follow these easy steps:

  1. Login to myBCA
  2. Select My Account in the bottom right corner then select Credit
  3. Select See Info
  4. Click Convert to Installment on the transaction you want to change to installment
  5. Select Installment Period, click Continue
  6. Check the details, check the statement and click Continue
  7. Enter PIN
  8. Application to change BCA Credit Card transaction to installment has been successfully submitted
  9. Please ensure your myBCA app has been updated to the minimum of version 1.20

To convert transactions into installments on BCA mobile, check these following steps:

  1. Type in the BCA mobile access code, choose the m-Info menu and choose Transaksi dan Tagihan
  2. Insert the PIN then choose Credit Card to see a list of transactions and invoices
  3. On the BCA mobile screen, you will see all of your BCA Credit Card transactions
  4. Check transactions with a minimum amount of Rp500.000 that you can choose to change into installments
  5. Choose transactions you want to change into installments, then choose Ubah ke Cicilan
  6. Choose the Cicilan period
  7. Recheck the installment details you requested. If all is already good, click the agreement tick box to confirm the installment and choose “Ubah ke Cicilan”
  8. Insert the m-BCA PIN once more, and your request of change into installment is submitted

To convert transactions into installments on SMS and Halo BCA, check these following steps:

  • SMS: type ‘Cicilan’ to 89888
  • Call Halo BCA 1500888 or via call feature on haloBCA mobile application
  • Call Halo BCA Prioritas on 1500222 for Kartu BCA American Express Platinum

General Conditions:

  • Not valid for website/e-commerce transaction
  • Transactions that can be changed are transactions conducted overseas in the period up to 31 January 2026

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