*Update : 30 March 2023
In accordance with Bank Indonesia policy during the unprecedented Covid-19 emergency, interest rates, minimum payment deferrals, and late fees for BCA Credit Cards will be adjusted as follows :
Cards will be adjusted as follows:
| Fees & Charges | Before | After | Effective Date |
|
Spending & Cash Withdrawal Interest Rates |
2% per month |
1.75% per month |
1 July 2021 |
|
Minimum Payment Limit |
10% of the total bill or min. of Rp50 thousand plus instalment transactions & arrears (if any) |
5% of the total bill or min. of Rp50 thousand plus instalment transactions & arrears (if any) |
until 30 June 2023 |
|
Late Fees |
3% of the total bill or max. of Rp150 thousand |
1% of the total bill or max. of Rp100 thousand |
until 30 June 2023 |
The adjustments are valid for BCA Card, Smartcash (except Withdrawal Rate), BCA Visa, BCA Mastercard, BCA JCB
Changes to Smartcash Interest Rates
| Interest Rate | Before | After | Effective Date |
|
Shopping (Retail) |
2.25% per month |
1.75% per month |
1 July 2021 |
|
Cash Advance |
1.8% |
1.75% (no change) |
1 July 2021 |
Changes to Cash Advance Limit
| Cash Advance Limit | Before | After | Effective Date |
|
Cash Advance |
40% of the limit |
20% of the limit |
1 May 2020 until further notice |
Valid for BCA Card, BCA Visa, BCA Mastercard, BCA JCB, BCA Amex
Changes to AMEX Fees and Rates
| Fees & Rates | Before | After | Effective Date |
|
Late Fees |
2% of the remaining bill |
1.75% of the remaining bill |
1 July 2021 |
With these adjustments, we wish to provide you ease of transactions using BCA Credit Cards. For further information, please contact Halo BCA 1500888 or simply mention us at Twitter account @HaloBCA.
