*Update: 27 February 2024
In order to support government policies to maintain stability and encourage growth as stated in Bank Indonesia Press Release no.25/317/DKom,
BCA participates in enforcing credit card administration policies, regarding minimum payment limits and late payment fines for BCA Credit Cards with the following adjustments:
Cards will be adjusted as follows:
|
Fees & Charges |
Before |
After |
Effective Date |
|
Minimum Payment Limit |
10% of the total bill or min. of Rp50 thousand plus installment transactions & arrears (if any) |
5% of the total bill or min. of Rp50 thousand plus installment transactions & arrears (if any) |
Until 30 June 2024 |
|
Late Fees |
3% of the total bill or max. of Rp150 thousand |
1% of the total bill or max. of Rp100 thousand |
Until 30 June 2024 |
The adjustments are valid for BCA Card, Smartcash (except Withdrawal Rate), BCA Visa, BCA Mastercard, BCA JCB
Interest Rates Fees & Charges
|
Fees & Charges |
Before |
After |
Effective Date |
|
Spending & Cash Withdrawal Interest Rates |
2% per month |
1.75% per month |
1 July 2021 |
The adjustments are valid for BCA Card, Smartcash (except Withdrawal Rate), BCA Visa, BCA Mastercard, BCA JCB
Changes to Smartcash Interest Rates
|
Fees & Charges |
Before |
After |
Effective Date |
|
Shopping (Retail) |
2.25% per month |
1.75% per month |
1 July 2021 |
|
Cash Advance |
1.8% |
1.75% (no change) |
1 July 2021 |
Changes to Cash Advance Limit
|
Fees & Charges |
Before |
After |
Effective Date |
|
Cash Advance |
40% of the limit |
20% of the limit |
1 May 2020 until further notice |
Valid for BCA Card, BCA Visa, BCA Mastercard, BCA JCB, BCA Amex
Changes to AMEX Fees and Rates
|
Fees & Charges |
Before |
After |
Effective Date |
|
Late Fees |
2% of the remaining bill |
1.75% of the remaining bill |
1 July 2021 |
For further information, about Fees & Charges please contact Halo BCA 1500888 or HALO BCA application.
