14 Jan 2020 | News & Features

Smart Business Using BCA Smartcash Cards

*Update March 6, 2024

Becoming financially literate can show you how to budget and manage financial resources to run your business. These sets of skills and knowledge have now become important. Obviously, a good financial flow will allow an individual to improve their business performance and income. 

Therefore, BCA presents BCA Smartcash cards that help you with working capital to run your business with ease. The benefits include collateral free loans, flexible usage, monthly minimum The monthly bill shall be paid with a minimum payment of 5% of the total bill or at least Rp50,000,-, plus installment transactions and outstanding debts (if any). You can do a fee-free cash advance at ATM and BCA branches, with interest rates and low retail interest rates of 1.8% per month without grace period. 

Starting from July 1st, 2021, you can enjoy a grace period for retail transactions of up to 45 days without interest. If you make a minimum or partial payment, the applicable retail interest rate is 1.75% per effective month.

You can also use BCA Smartcash cards to pay for your business needs more flexibly using Cicilan BCA feature. In addition, to support your business operations, BCA Smartcash can be used to pay routine bills using Autopay BCA facility, such as bills for electricity, phone, internet, insurance, or TV cable. There is also an online transaction feature via Klikpay BCA (KlikPay service has stopped operating on November 1, 2023).

Get your BCA Smartcash for improved business performance. For further information, please contact Halo BCA 1500888 or simply mention us at Twitter account @HaloBCA.