Along with information and technology advancement, digital data security is one of the important things we need to pay attention to. Currently, we often find the buying and selling data, which not only affects customers who own internet banking, but also credit card and debit card holders.
Customers’ data buying and selling occurs because there are individuals who digitally access data, which is then hacked and traded through illegal websites.
To avoid this, we have 8 (eight) tips for protecting your personal data, so your internet banking account and BCA credit/debit cards are safe.
1. Avoid Access and Transactions Through Shady Website/Application/Email and Excessive Access Request from an Application
There are many unfamiliar incoming emails/advertisement banners on social media/online media containing promotions, or certain lures, to direct you to access certain websites or applications.
You also have to be careful with applications asking for excessive access (to your personal data, contacts, location) and are not relevant to the application you are using. Always access trusted websites/applications and only make transactions that feature 3D secure. Also, do not forget to pay attention to the access request prompted by the application you installed.
2. Periodically Change your PIN and Access Code
Your PIN and Access Code are the initial protection you should protect every time your access your website/application/account. Use a unique combination of alphabet/number that is difficult to guess. To prevent data theft, change your PIN and Access Code periodically.
3. Be careful when you are using Public WiFi or Free WiFi.
Public WiFi/free WiFi has its drawbacks. Not only is it slow, but sometimes it does not provide a secure internet connection. When a hacker takes advantage of public WiFi, they can see everything, including your bank account logins. But, encrypted web pages can protect you from the prying eyes of hackers. Be sure to check if your bank's URL starts with "https://" instead of "http://". The letter "s" indicates the page is safe to use. Using your mobile network to access the internet is much better for banking transactions.
4. Avoid Automatic Login
By using automatic login, the browser saves your username and password, making it possible to access your bank account without having to remember your login information. Despite its convenience, it is not the safest thing to do. Avoid automatic logins, especially if you use them for banking transactions.
5. Use Mobile Banking Application
Download BCA mobile app, and use it instead of accessing it from the desktop.
Accessing your mobile network and logging into a bank account will provide multiple layers of protection.
6. Update your computers and phones
Updating the application version on your computer or phone can sometimes take a few minutes or hours. It is understandable why you want to delay it. But, if your computer or phone is outdated, you will not have the latest protection against security breaches and malware.
7. Secure Your Mobile Device
You should take advantage of all security measures on your smartphone, especially if you often use mobile banking. Make sure to lock your phone with a PIN, face recognition, or fingerprint. This will make it difficult for other people to access your phone, and become a precautionary measure when your phone is in another person’s hand.
8. Periodically Review Account Mutation and Transaction
Periodically review all transactions you made on websites/applications you often use, and immediately report any suspicious transactions you do not remember doing, so that it can be managed immediately and not lead to a big loss.
Finally, you must pay attention to all monthly account transaction reports. This can be done via BCA mobile or use KlikBCA for older transaction data.
Remember to check your transaction report regularly. Always be careful, if you find any suspicious transaction, report it to Halo BCA 1500888 #DatamuRahasiamu