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Prime Lending RateRupiah (Prime Lending Rate)
PT Bank Central Asia Tbk
Effective From October 1st, 2024
|
Data Period: |
Non-MSMEs Loan | MSMEs Loan | Housing Loan |
Non-Housing Loan |
|||
|
Corporate |
Retail |
Medium |
Small |
Micro |
|||
| Cost of Fund (HPDK) (%) | 1.13 | 1.13 |
1.13 | 1.13 | 1.13 | 1.13 | 1.13 |
| Overhead Cost (%) | 3.72 | 4.69 | 4.75 | 4.65 | 4.51 | 4.53 | 9.70 |
| Profit Margin (%) | 3.60 | 3.60 | 3.60 | 3.60 | 3.60 | 3.60 | 3.60 |
| Prime Lending Rate (SBDK) (%)
(HPDK + Overhead + Margin)
(HPDK + Overhead + Margin) |
8.45 | 9.42 | 9.48 | 9.38 | 9.24 | 9.26 | 14.43 |
| Category | Definition |
Indicator/Criteria |
| Corporate | Working capital loans and investment loans for non-MSMEs and non-retail |
Total credit plafond > IDR500 billion |
| Retail | Working capital loans and investment loans for non-MSMEs and non-corporate |
Total credit plafond < IDR500 billion |
Note:
