Amid increasingly busy routines and rising living costs, we often focus only on routine needs like monthly groceries, mortgage or car payments, or children's expenses. In fact, a single unexpected event—like an accident or serious illness—can disrupt everything. When the main source of household income stops, who will maintain the financial stability of the household?
Moreover, the dynamic of global economy situation causes prices to soar, exchange rates to fluctuate, and the risk of layoffs to increase. This is where insurance becomes essential—not just for police holder’s protection, but also for financial benefits that help keep your family’s finances stable. It’s not about fear, but about being prepared from a young age. Because an uncertain life needs a certain plan.
One smart step is to have life insurance from a young age. AIA’s latest product available through BCA, called Proteksi Wholelife Income Maksima (HOKI), is the right solution for young people who want to build a secure financial future.
Why Start Insurance at a Young Age?
Starting insurance early offers many benefits, including:
- More affordable premiums.
- Maximized long-term protection and benefits.
- Healthy financial habits formed early on.
With HOKI, the earlier you start, the longer and greater the benefits you can enjoy. This product is designed to provide life protection up to age 99, along with living benefits up to age 99 that can be used as annual cash funds.
HOKI features from BCA & AIA
- Protection up to age 99: 110% of the total annual Basic Premiums paid.
- Guaranteed annual living benefits up to age 99: Increasing up to 50% of the Sum Assured.
- Guaranteed living benefit booster: Paid at the beginning of the 16th policy year, up to 110% of the Sum Assured.
- Easy policy application: No medical check-up required for death benefits up to IDR 1.5 billion.
- Affordable premiums: Starting from IDR 8 million per year.
Build a Strong Financial Future
HOKI is not just life protection - it also builds long-term economic value. This product is ideal for young people who want to start their financial journey with smart and strategic steps.
If you want life protection along with growing financial benefits, HOKI from AIA is the right choice. Start now - click the button below for complete information and to apply for HOKI insurance.