Traveling abroad is always an exciting experience, whether it’s for work, sightseeing, or a vacation with loved ones. However, one important thing that always needs to be prepared when traveling internationally is the currency for payment.
Currency differences for transactions can easily be managed with BCA products designed to make overseas payments simple. Before you go, make sure international transactions are activated on your BCA Debit Card or BCA Credit Card so you can make transactions abroad without any issues. You can check how to activate international transactions on your BCA Debit or Credit Card here.
Here are some ways to make transactions abroad easier:
1. Forex Pocket (Poket Valas)
Poket Valas, accessible through the myBCA app, helps you easily and quickly make purchases and transactions in foreign currencies.
When traveling abroad, Poket Valas can serve as a source of funds for cash withdrawals and transactions without the need for currency conversion using a BCA Mastercard Debit Card in the corresponding currency. Ensure to check that the balance in the currency you want to use for transactions in Poket Valas is sufficient to avoid any transaction failures.
If the balance is insufficient, you can easily top up the foreign currency by purchasing it directly through Poket Valas. For more information about Poket Valas, click the button below:
2. QR Cross Border
As the name suggests, QR Cross Border is a payment system that uses QR codes for cross-border transactions via the myBCA or BCA mobile app. You can make payments by simply scanning the QR code provided by the merchant.
Currently, several countries have adopted Cross Border QR. To see the list of countries and partner banks supporting Cross Border QR transactions, click the button below:
3. BCA Credit Card
For BCA Credit Card holders with Mastercard, Visa, JCB, UnionPay, or American Express logos, these cards can be used for transactions abroad. In addition to making purchases, BCA Credit Cards can also be used for cash withdrawals internationally.
BCA Credit Cards with the ‘Contactless’ logo allow you to pay without entering a PIN, making it more convenient for transportation payments abroad, such as for MRTs, buses, and more. Just ensure the Contactless feature is enabled via myBCA or BCA mobile.
Transactions made using a BCA Credit Card can also be converted into installments through myBCA or BCA mobile. For more details, click the button below:
4. BCA Debit Card with Mastercard Logo
BCA Mastercard Debit Cards can be used for transactions at various merchants worldwide that accept the Mastercard network. If you don’t have Poket Valas or need to make transactions in currencies not available in Poket Valas, you can still make purchases by converting the exchange rate.
Like the BCA Credit Card, BCA Mastercard Debit Cards with the Contactless logo also allow for PIN-free payments, making it easy to pay for transportation services with RFID (Radio Frequency Identification) technology abroad, such as MRTs, buses, and more. Just make sure the Contactless feature is enabled via myBCA or BCA mobile.
Those are just a few ways to make transactions abroad easier. Which method works best for you? Whatever your choice, always remember to keep your BCA Debit or Credit Card safe! For tips on safe transactions abroad, you can check here.