When making credit card transaction, you can pay in installments or in full. If you want to change your BCA credit card transaction from full payment to BCA installments, you can request this change through the myBCA app.
Taking advantage of BCA Credit Card installments can be a solution for managing finances and spending. This can be used to ensure your credit card bill payments are within your means. For more information, see the following!
Requirements for Converting Credit Card Transactions to BCA Installments
The change in payment scheme to installments from myBCA applies to BCA Credit Card transactions that meet the following conditions:
- The minimum payment amount for BCA Credit Card transactions is IDR 500,000
- BCA Credit Card is now connected to the myBCA application
- Agree on the amount of BCA Credit Card installment interest during the change application process
- Willing to make BCA Credit Card installment interest payments every billing month that is submitted and approved
How to Convert Credit Card Transactions into Installments on myBCA
Installment payments can be made directly during transactions at merchants. However, payments can also be converted to installment payments in myBCA using the following steps.
- Login to myBCA
- Select My Account in the bottom right corner then select Credit
- Select View Info
- Click Change to Installments on the transaction you want to change to installment
- Select the installment period, click Continue
- Check the change details, tick the statement and click Continue
- Enter PIN
- Application to change BCA Credit Card transaction to installment has been successfully submitted
Make sure myBCA has been updated to the latest version to be able to use this feature!
How to Check the Status of Your Credit Card Installment Application
If you have submitted a request to change your transaction to installments via the myBCA application, the application status can be checked via the information listed in the Credit Card Information with the following explanation:
- Installment Processed, meaning the installment application is being processed
- Installment Approved, meaning the application to change the BCA Credit Card transaction has been approved and has been successfully changed to installments
Be sure to pay attention to the agreed terms when changing installments, especially regarding the payment amount, due date, and the amount of interest on installments that suits your ability.
To experience the convenience of transactions using myBCA, download it now via the Play Store or App Store!