Credit cards can make transactions easier, both online and offline. However, it's crucial to pay your credit card bill on time. Through myBCA, you can pay your credit card bill anytime, anywhere.
Come on, find out the importance of paying your credit card on time below.
Reason Why You Need to Pay Your Credit Card on Time
It's important to pay attention to your credit card payment due date to avoid late payments. This information is usually found in the monthly billing statement sent by email or in the billing letter.
Here are the reasons why credit card payments must be made before the due date:
1. Avoid late fines
A late fee will be charged if the credit card bill is not paid by the due date. This fee will be added to the bill and will accumulate. This can cause the bill to increase over time.
2. Affects credit scores
Customers who take out loans have a personal credit score. This score is measured by the smoothness of their loan repayments. A credit score can deteriorate if there are bad debts or late payments. This can make it more difficult to obtain new loans from banks, whether for vehicle ownership or a home or apartment.
How to Pay Credit Card on myBCA
You can pay your credit card bill using the Pay & Top Up feature in myBCA. Here are the steps you need to follow:
- Login to myBCA
- In the Pay & Top Up section, select the Credit Card & Paylater menu
- Select the credit card issuing bank
- Select the funding source and enter the credit card number in the field provided
- The bill amount and minimum payment amount will appear. Enter the credit card payment amount and select Continue
- Double-check your credit card payment details. If they're correct, select Pay
- Enter PIN to confirm payment
- Credit card bill payment successful
In addition to payments for BCA credit cards and BCA Paylater, myBCA also provides credit card payments from various other banks.
To use these features and services, download the myBCA app from the Play Store and App Store. To apply for a BCA Credit Card online, click the button below: